Northpointe [NPB] vs Veritex Holdings [VBTX] Detailed Stock Comparison
Northpointe
NYSE
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Veritex Holdings
NASDAQ
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Northpointe wins in 9 metrics, Veritex Holdings wins in 7 metrics, with 0 ties. Northpointe appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Northpointe | Veritex Holdings | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.53 | 16.38 | Northpointe |
| Price-to-Book Ratio | 1.03 | 1.13 | Northpointe |
| Debt-to-Equity Ratio | 2.16 | 0.21 | Veritex Holdings |
| PEG Ratio | 0.13 | 1.17 | Northpointe |
| Profit Margin (TTM) | 32.88% | 27.29% | Northpointe |
| Operating Margin (TTM) | 45.66% | 39.27% | Northpointe |
| EBITDA Margin (TTM) | 45.66% | 39.27% | Northpointe |
| Return on Equity | 10.20% | 7.25% | Northpointe |
| Return on Assets (TTM) | 0.90% | 0.92% | Veritex Holdings |
| Free Cash Flow (TTM) | $18.76M | $123.83M | Veritex Holdings |
| Dividend Yield | N/A | 3.10% | N/A |
| 1-Year Return | 27.72% | 30.53% | Veritex Holdings |
| Price-to-Sales Ratio (TTM) | 3.04 | 4.44 | Northpointe |
| Enterprise Value | $1.51B | $1.46B | Northpointe |
| EV/Revenue Ratio | 7.37 | 3.44 | Veritex Holdings |
| Revenue per Share (TTM) | $7 | $8 | Veritex Holdings |
| Earnings per Share (Diluted) | $1.72 | $2.10 | Veritex Holdings |
| Beta (Stock Volatility) | N/A | 1.06 | N/A |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Northpointe vs Veritex Holdings Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Northpointe | -1.62% | 2.89% | 14.39% | 42.90% | 26.50% | 27.72% |
| Veritex Holdings | -1.41% | -0.79% | 6.79% | 40.41% | 39.44% | 29.29% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Northpointe | 27.72% | 27.72% | 27.72% | 27.72% | 27.72% | 27.72% |
| Veritex Holdings | 30.53% | 22.69% | 110.75% | 117.19% | 129.15% | 129.15% |
News Based Sentiment: Northpointe vs Veritex Holdings
Northpointe
News based Sentiment: POSITIVE
Northpointe Bancshares experienced a strong month driven by significant institutional investment and a new 52-week high. While analyst ratings are mixed, the overall trend is positive, indicating growing investor confidence and a promising outlook for the company's growth trajectory. The influx of capital and positive price action suggest a strengthening investment case.
Veritex Holdings
News based Sentiment: MIXED
September presented a mixed bag for Veritex Holdings, with positive dividend news and institutional investment countered by concerning deposit trends, insider selling, and increased short interest. The impending shareholder vote on the Huntington Bancshares acquisition adds a layer of uncertainty, making this a pivotal moment for the company and its investors.
Performance & Financial Health Analysis: Northpointe vs Veritex Holdings
| Metric | NPB | VBTX |
|---|---|---|
| Market Information | ||
| Market Cap | $623.03M | $1.88B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 178,350 | 922,850 |
| 90 Day Avg. Volume | 179,170 | 789,023 |
| Last Close | $18.22 | $33.64 |
| 52 Week Range | $11.43 - $18.78 | $20.37 - $34.96 |
| % from 52W High | -2.98% | -3.78% |
| All-Time High | $18.78 (Sep 08, 2025) | $45.36 (Nov 08, 2021) |
| % from All-Time High | -2.98% | -25.84% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.29% | 0.08% |
| Quarterly Earnings Growth | 0.54% | 0.14% |
| Financial Health | ||
| Profit Margin (TTM) | 0.33% | 0.27% |
| Operating Margin (TTM) | 0.46% | 0.39% |
| Return on Equity (TTM) | 0.10% | 0.07% |
| Debt to Equity (MRQ) | 2.16 | 0.21 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $17.58 | $30.39 |
| Cash per Share (MRQ) | $12.10 | $14.20 |
| Operating Cash Flow (TTM) | $36.75M | $121.79M |
| Levered Free Cash Flow (TTM) | $47.16M | $107.24M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 3.10% |
| Last 12-Month Dividend | N/A | $1.06 |
Valuation & Enterprise Metrics Analysis: Northpointe vs Veritex Holdings
| Metric | NPB | VBTX |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.53 | 16.38 |
| Forward P/E | 6.61 | 15.50 |
| PEG Ratio | 0.13 | 1.17 |
| Price to Sales (TTM) | 3.04 | 4.44 |
| Price to Book (MRQ) | 1.03 | 1.13 |
| Market Capitalization | ||
| Market Capitalization | $623.03M | $1.88B |
| Enterprise Value | $1.51B | $1.46B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 7.37 | 3.44 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | N/A | 1.06 |
| Book Value per Share (MRQ) | $17.58 | $30.39 |
Financial Statements Comparison: Northpointe vs Veritex Holdings
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | NPB | VBTX |
|---|---|---|
| Revenue/Sales | $53.26M | $109.73M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $22.60M | $37.60M |
| Income Tax | $5.35M | $8.53M |
| Net Income (Profit) | $17.25M | $29.07M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | NPB | VBTX |
|---|---|---|
| Cash & Equivalents | $321.50M | $849.79M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $1.40B | $155.91M |
| Total Shareholders Equity | $586.52M | $1.63B |
| Retained Earnings | $310.37M | $526.04M |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | NPB | VBTX |
|---|---|---|
| Operating Cash Flow | $74.34M | $46.07M |
| Capital Expenditures | $-322,000 | $-522,000 |
| Free Cash Flow | $54.10M | $43.06M |
| Debt Repayment | $-115.45M | $-75.00M |
| Common Stock Repurchase | $-4.84M | $-9.52M |
Short Interest & Institutional Ownership Analysis
| Metric | NPB | VBTX |
|---|---|---|
| Shares Short | 530,734 | 1.75M |
| Short Ratio | 3.48 | 2.46 |
| Short % of Float | 0.02% | 0.03% |
| Average Daily Volume (10 Day) | 178,350 | 922,850 |
| Average Daily Volume (90 Day) | 179,170 | 789,023 |
| Shares Outstanding | 34.31M | 54.52M |
| Float Shares | 15.03M | 52.43M |
| % Held by Insiders | 0.31% | 0.04% |
| % Held by Institutions | 0.48% | 0.91% |
Dividend Analysis & Yield Comparison: Northpointe vs Veritex Holdings
| Metric | NPB | VBTX |
|---|---|---|
| Last 12-Month Dividend | N/A | $1.06 |
| Last 12-Month Dividend Yield | N/A | 3.10% |
| 3-Year Avg Annual Dividend | N/A | $0.89 |
| 3-Year Avg Dividend Yield | N/A | 0.86% |
| 3-Year Total Dividends | N/A | $2.66 |
| Ex-Dividend Date | N/A | Sep 16, 2025 |