OFG Bancorp [OFG] vs Veritex Holdings [VBTX] Detailed Stock Comparison
OFG Bancorp
NYSE
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Veritex Holdings
NASDAQ
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: OFG Bancorp wins in 13 metrics, Veritex Holdings wins in 5 metrics, with 0 ties. OFG Bancorp appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | OFG Bancorp | Veritex Holdings | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 10.30 | 16.38 | OFG Bancorp |
| Price-to-Book Ratio | 1.47 | 1.13 | Veritex Holdings |
| Debt-to-Equity Ratio | 0.38 | 0.21 | Veritex Holdings |
| PEG Ratio | 1.87 | 1.17 | Veritex Holdings |
| Profit Margin (TTM) | 31.43% | 27.29% | OFG Bancorp |
| Operating Margin (TTM) | 43.08% | 39.27% | OFG Bancorp |
| EBITDA Margin (TTM) | 43.08% | 39.27% | OFG Bancorp |
| Return on Equity | 15.20% | 7.25% | OFG Bancorp |
| Return on Assets (TTM) | 1.66% | 0.92% | OFG Bancorp |
| Free Cash Flow (TTM) | $210.79M | $123.83M | OFG Bancorp |
| Dividend Yield | 2.57% | 3.10% | Veritex Holdings |
| 1-Year Return | -0.25% | 38.71% | Veritex Holdings |
| Price-to-Sales Ratio (TTM) | 3.14 | 4.44 | OFG Bancorp |
| Enterprise Value | $1.60B | $1.46B | OFG Bancorp |
| EV/Revenue Ratio | 2.58 | 3.44 | OFG Bancorp |
| Revenue per Share (TTM) | $14 | $8 | OFG Bancorp |
| Earnings per Share (Diluted) | $4.25 | $2.10 | OFG Bancorp |
| Beta (Stock Volatility) | 0.83 | 1.06 | OFG Bancorp |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
OFG Bancorp vs Veritex Holdings Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| OFG Bancorp | -0.88% | -2.32% | 1.44% | 5.07% | 10.51% | 5.19% |
| Veritex Holdings | 0.12% | 0.53% | 8.28% | 37.44% | 41.97% | 30.35% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| OFG Bancorp | -0.25% | 60.18% | 226.81% | 419.10% | 225.60% | 221.76% |
| Veritex Holdings | 38.71% | 15.79% | 102.83% | 124.69% | 131.03% | 131.03% |
News Based Sentiment: OFG Bancorp vs Veritex Holdings
OFG Bancorp
News based Sentiment: POSITIVE
September proved to be a strong month for OFG Bancorp, driven by better-than-expected earnings and positive analyst revisions. While institutional investment activity was mixed, the overall trend suggests continued investor confidence and potential for future growth, making it a noteworthy month for investors.
Veritex Holdings
News based Sentiment: MIXED
September brought a complex mix of developments for Veritex Holdings, including a proposed acquisition, a class action investigation, positive analyst revisions, and concerning financial trends. The uncertainty surrounding the acquisition and the conflicting signals from various indicators make this a significant month for investors to reassess their positions.
Performance & Financial Health Analysis: OFG Bancorp vs Veritex Holdings
| Metric | OFG | VBTX |
|---|---|---|
| Market Information | ||
| Market Cap | $1.95B | $1.88B |
| Market Cap Category | Small cap | Small cap |
| 10 Day Avg. Volume | 192,680 | 922,850 |
| 90 Day Avg. Volume | 208,447 | 789,023 |
| Last Close | $43.76 | $34.40 |
| 52 Week Range | $33.15 - $47.66 | $20.37 - $34.96 |
| % from 52W High | -8.18% | -1.60% |
| All-Time High | $47.66 (Nov 25, 2024) | $45.36 (Nov 08, 2021) |
| % from All-Time High | -8.18% | -24.16% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.02% | 0.08% |
| Quarterly Earnings Growth | 0.01% | 0.14% |
| Financial Health | ||
| Profit Margin (TTM) | 0.31% | 0.27% |
| Operating Margin (TTM) | 0.43% | 0.39% |
| Return on Equity (TTM) | 0.15% | 0.07% |
| Debt to Equity (MRQ) | 0.38 | 0.21 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $29.83 | $30.39 |
| Cash per Share (MRQ) | $19.13 | $14.20 |
| Operating Cash Flow (TTM) | $215.43M | $121.79M |
| Levered Free Cash Flow (TTM) | $198.17M | $107.24M |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.57% | 3.10% |
| Last 12-Month Dividend | $1.05 | $1.06 |
Valuation & Enterprise Metrics Analysis: OFG Bancorp vs Veritex Holdings
| Metric | OFG | VBTX |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 10.30 | 16.38 |
| Forward P/E | 11.08 | 15.50 |
| PEG Ratio | 1.87 | 1.17 |
| Price to Sales (TTM) | 3.14 | 4.44 |
| Price to Book (MRQ) | 1.47 | 1.13 |
| Market Capitalization | ||
| Market Capitalization | $1.95B | $1.88B |
| Enterprise Value | $1.60B | $1.46B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.58 | 3.44 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.83 | 1.06 |
| Book Value per Share (MRQ) | $29.83 | $30.39 |
Financial Statements Comparison: OFG Bancorp vs Veritex Holdings
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | OFG | VBTX |
|---|---|---|
| Revenue/Sales | $166.68M | $109.73M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $59.45M | $37.60M |
| Income Tax | $13.88M | $8.53M |
| Net Income (Profit) | $45.57M | $29.07M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | OFG | VBTX |
|---|---|---|
| Cash & Equivalents | $235.00M | $849.79M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $275.80M | $155.91M |
| Total Shareholders Equity | $1.30B | $1.63B |
| Retained Earnings | $802.02M | $526.04M |
| Property, Plant & Equipment | $122.24M | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | OFG | VBTX |
|---|---|---|
| Operating Cash Flow | $44.63M | $46.07M |
| Capital Expenditures | $-4.35M | $-522,000 |
| Free Cash Flow | $78.72M | $43.06M |
| Debt Repayment | N/A | $-75.00M |
| Common Stock Repurchase | $-23.39M | $-9.52M |
Short Interest & Institutional Ownership Analysis
| Metric | OFG | VBTX |
|---|---|---|
| Shares Short | 532,890 | 1.75M |
| Short Ratio | 2.39 | 2.46 |
| Short % of Float | 0.02% | 0.03% |
| Average Daily Volume (10 Day) | 192,680 | 922,850 |
| Average Daily Volume (90 Day) | 208,447 | 789,023 |
| Shares Outstanding | 45.44M | 54.52M |
| Float Shares | 43.97M | 52.43M |
| % Held by Insiders | 0.01% | 0.04% |
| % Held by Institutions | 0.98% | 0.91% |
Dividend Analysis & Yield Comparison: OFG Bancorp vs Veritex Holdings
| Metric | OFG | VBTX |
|---|---|---|
| Last 12-Month Dividend | $1.05 | $1.06 |
| Last 12-Month Dividend Yield | 2.57% | 3.10% |
| 3-Year Avg Annual Dividend | $0.91 | $0.89 |
| 3-Year Avg Dividend Yield | 0.71% | 0.86% |
| 3-Year Total Dividends | $2.73 | $2.66 |
| Ex-Dividend Date | Mar 31, 2025 | Sep 16, 2025 |