OneMain Holdings [OMF] vs FirstCash Holdings [FCFS] Detailed Stock Comparison

OneMain Holdings

NYSE

FirstCash Holdings

NASDAQ

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: OneMain Holdings wins in 10 metrics, FirstCash Holdings wins in 7 metrics, with 0 ties. OneMain Holdings appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	OneMain Holdings	FirstCash Holdings	Better
P/E Ratio (TTM)	10.32	21.33	OneMain Holdings
Price-to-Book Ratio	2.05	2.87	OneMain Holdings
Debt-to-Equity Ratio	663.05	94.52	FirstCash Holdings
PEG Ratio	0.08	0.92	OneMain Holdings
EV/EBITDA	N/A	13.52	N/A
Profit Margin (TTM)	24.07%	8.61%	OneMain Holdings
Operating Margin (TTM)	33.19%	12.67%	OneMain Holdings
EBITDA Margin (TTM)	33.19%	12.67%	OneMain Holdings
Return on Equity	20.50%	14.17%	OneMain Holdings
Return on Assets (TTM)	2.57%	6.97%	FirstCash Holdings
Free Cash Flow (TTM)	$2.70B	$471.71M	OneMain Holdings
Dividend Yield	5.82%	N/A	N/A
1-Year Return	19.28%	16.12%	OneMain Holdings
Price-to-Sales Ratio (TTM)	2.47	1.81	FirstCash Holdings
Enterprise Value	$28.09B	$8.06B	OneMain Holdings
EV/Revenue Ratio	10.18	2.38	FirstCash Holdings
Gross Profit Margin (TTM)	N/A	49.70%	N/A
Revenue per Share (TTM)	$23	$76	FirstCash Holdings
Earnings per Share (Diluted)	$5.55	$6.49	FirstCash Holdings
Beta (Stock Volatility)	1.22	0.68	FirstCash Holdings

Performance

Key Stats

Valuation

Financials

Short Interest

Dividends

OneMain Holdings vs FirstCash Holdings Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
OneMain Holdings	0.09%	1.77%	1.87%	12.52%	1.98%	12.33%
FirstCash Holdings	-0.59%	-0.64%	4.65%	7.40%	18.52%	34.16%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
OneMain Holdings	19.28%	59.51%	94.07%	30.60%	188.22%	188.22%
FirstCash Holdings	16.12%	76.86%	127.22%	245.54%	470.61%	1,078.34%

Performance Comparison

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FirstCash Holdings (FCFS): View Full Stock Overview

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Key Performance Metrics Available:

Daily, weekly, monthly, and yearly returns
52-week high and low prices
Market capitalization and valuation ratios
Financial health and profitability metrics
Dividend history and yield information

Performance & Financial Health Analysis: OneMain Holdings vs FirstCash Holdings

Metric	OMF	FCFS
Market Information
Market Cap i	$6.81B	$6.14B
Market Cap Category	Mid cap	Mid cap
10 Day Avg. Volume i	710,920	261,950
90 Day Avg. Volume i	1,082,103	335,780
Last Close	$58.22	$137.63
52 Week Range	$38.00 - $60.33	$100.24 - $141.56
% from 52W High	-3.50%	-2.78%
All-Time High	$63.19 (Jul 19, 2021)	$141.56 (Aug 14, 2025)
% from All-Time High	-7.87%	-2.78%
Growth Metrics
Quarterly Revenue Growth	0.33%	-0.01%
Quarterly Earnings Growth	1.35%	0.22%
Financial Health
Profit Margin (TTM) i	0.24%	0.09%
Operating Margin (TTM) i	0.33%	0.13%
Return on Equity (TTM) i	0.21%	0.14%
Debt to Equity (MRQ) i	663.05	94.52
Cash & Liquidity
Book Value per Share (MRQ)	$27.98	$48.24
Cash per Share (MRQ)	$6.47	$2.29
Operating Cash Flow (TTM) i	$2.87B	$554.73M
Levered Free Cash Flow (TTM) i	$509.00M	$576.17M
Dividends
Last 12-Month Dividend Yield i	5.82%	N/A
Last 12-Month Dividend i	$3.12	N/A

Valuation & Enterprise Metrics Analysis: OneMain Holdings vs FirstCash Holdings

Metric	OMF	FCFS
Price Ratios
P/E Ratio (TTM) i	10.32	21.33
Forward P/E i	8.25	17.48
PEG Ratio i	0.08	0.92
Price to Sales (TTM) i	2.47	1.81
Price to Book (MRQ) i	2.05	2.87
Market Capitalization
Market Capitalization i	$6.81B	$6.14B
Enterprise Value i	$28.09B	$8.06B
Enterprise Value Metrics
Enterprise to Revenue i	10.18	2.38
Enterprise to EBITDA i	N/A	13.52
Risk & Other Metrics
Beta i	1.22	0.68
Book Value per Share (MRQ) i	$27.98	$48.24

Financial Statements Comparison: OneMain Holdings vs FirstCash Holdings

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)	OMF	FCFS
Revenue/Sales i	$1.22B	$836.42M
Cost of Goods Sold i	N/A	$412.22M
Gross Profit i	N/A	$424.20M
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	$135.59M
EBITDA i	N/A	$253.46M
Pre-Tax Income i	$214.00M	$111.22M
Income Tax i	$47.00M	$27.63M
Net Income (Profit) i	$167.00M	$83.59M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)	OMF	FCFS
Cash & Equivalents i	$488.00M	$146.03M
Total Current Assets i	N/A	$1.33B
Total Current Liabilities i	N/A	$301.89M
Long-Term Debt i	$21.49B	$1.94B
Total Shareholders Equity i	$3.28B	$2.06B
Retained Earnings i	$2.38B	$1.48B
Property, Plant & Equipment i	N/A	$1.05B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)	OMF	FCFS
Operating Cash Flow i	$307.00M	$83.67M
Capital Expenditures i	N/A	$-12.91M
Free Cash Flow i	$665.00M	$113.73M
Debt Repayment i	$-1.45B	$-129.00M
Common Stock Repurchase i	$-16.00M	$-59.61M

Short Interest & Institutional Ownership Analysis

Metric	OMF	FCFS
Shares Short i	5.01M	607,370
Short Ratio i	4.13	1.80
Short % of Float i	0.05%	0.02%
Average Daily Volume (10 Day) i	710,920	261,950
Average Daily Volume (90 Day) i	1,082,103	335,780
Shares Outstanding i	119.36M	44.75M
Float Shares i	118.31M	39.12M
% Held by Insiders i	0.00%	0.12%
% Held by Institutions i	0.93%	0.89%

Dividend Analysis & Yield Comparison: OneMain Holdings vs FirstCash Holdings

Metric	OMF	FCFS
Last 12-Month Dividend i	$3.12	N/A
Last 12-Month Dividend Yield i	5.82%	N/A
3-Year Avg Annual Dividend i	$3.69	N/A
3-Year Avg Dividend Yield i	2.25%	N/A
3-Year Total Dividends i	$11.06	N/A
Ex-Dividend Date	Feb 12, 2025	N/A

OneMain Holdings [OMF] vs FirstCash Holdings [FCFS] Detailed Stock Comparison