OneMain Holdings [OMF] vs FirstCash Holdings [FCFS] Detailed Stock Comparison

OneMain Holdings

NYSE
Loading...

FirstCash Holdings

NASDAQ
Loading...

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: OneMain Holdings wins in 9 metrics, FirstCash Holdings wins in 8 metrics, with 0 ties. OneMain Holdings appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricOneMain HoldingsFirstCash HoldingsBetter
P/E Ratio (TTM)10.1223.35OneMain Holdings
Price-to-Book Ratio2.013.15OneMain Holdings
Debt-to-Equity Ratio663.0594.52FirstCash Holdings
PEG Ratio0.071.02OneMain Holdings
EV/EBITDAN/A14.51N/A
Profit Margin (TTM)24.07%8.61%OneMain Holdings
Operating Margin (TTM)33.19%12.67%OneMain Holdings
EBITDA Margin (TTM)33.19%12.67%OneMain Holdings
Return on Equity20.50%14.17%OneMain Holdings
Return on Assets (TTM)2.57%6.97%FirstCash Holdings
Free Cash Flow (TTM)$2.70B$471.71MOneMain Holdings
Dividend Yield5.82%N/AN/A
1-Year Return19.43%33.28%FirstCash Holdings
Price-to-Sales Ratio (TTM)2.421.99FirstCash Holdings
Enterprise Value$27.96B$8.66BOneMain Holdings
EV/Revenue Ratio10.142.56FirstCash Holdings
Gross Profit Margin (TTM)N/A49.70%N/A
Revenue per Share (TTM)$23$76FirstCash Holdings
Earnings per Share (Diluted)$5.55$6.50FirstCash Holdings
Beta (Stock Volatility)1.280.69FirstCash Holdings
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

OneMain Holdings vs FirstCash Holdings Stock Performance Analysis

Loading Price Chart...

OneMain Holdings
FirstCash Holdings
OneMain Holdings Stock Overview | FirstCash Holdings Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
OneMain Holdings-1.26%-4.01%-9.41%-5.97%25.59%8.41%
FirstCash Holdings2.05%-0.98%1.37%10.98%19.23%47.96%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
OneMain Holdings19.43%78.89%54.33%19.60%178.17%178.17%
FirstCash Holdings33.28%95.13%158.98%247.35%443.66%1,074.85%

News Based Sentiment: OneMain Holdings vs FirstCash Holdings

OneMain Holdings

News based Sentiment: MIXED

October brought a mix of positive and negative signals for OneMain Holdings, with analyst upgrades and a potential rebound signal countered by recent stock declines and ongoing securitization activity. The overall narrative suggests a potentially attractive, but volatile, investment opportunity.

View OneMain Holdings News Sentiment Analysis

FirstCash Holdings

News based Sentiment: POSITIVE

FirstCash is experiencing a wave of positive analyst sentiment following strong earnings, coupled with a commitment to returning capital to shareholders through a dividend increase. While some market volatility and insider selling exist, the overall narrative is positive, suggesting potential for continued growth.

View FirstCash Holdings News Sentiment Analysis

Performance & Financial Health Analysis: OneMain Holdings vs FirstCash Holdings

MetricOMFFCFS
Market Information
Market Cap i$7.01B$6.80B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i1,129,695422,360
90 Day Avg. Volume i921,602319,773
Last Close$55.48$154.90
52 Week Range$38.00 - $63.25$100.24 - $158.93
% from 52W High-12.28%-2.54%
All-Time High$63.25 (Sep 05, 2025)$158.93 (Sep 26, 2025)
% from All-Time High-12.28%-2.54%
Growth Metrics
Quarterly Revenue Growth0.33%-0.01%
Quarterly Earnings Growth1.35%0.22%
Financial Health
Profit Margin (TTM) i0.24%0.09%
Operating Margin (TTM) i0.33%0.13%
Return on Equity (TTM) i0.21%0.14%
Debt to Equity (MRQ) i663.0594.52
Cash & Liquidity
Book Value per Share (MRQ)$27.98$48.24
Cash per Share (MRQ)$6.47$2.29
Operating Cash Flow (TTM) i$2.87B$554.73M
Levered Free Cash Flow (TTM) i$509.00M$576.17M
Dividends
Last 12-Month Dividend Yield i5.82%N/A
Last 12-Month Dividend i$3.12N/A

Valuation & Enterprise Metrics Analysis: OneMain Holdings vs FirstCash Holdings

MetricOMFFCFS
Price Ratios
P/E Ratio (TTM) i10.1223.35
Forward P/E i8.1019.17
PEG Ratio i0.071.02
Price to Sales (TTM) i2.421.99
Price to Book (MRQ) i2.013.15
Market Capitalization
Market Capitalization i$7.01B$6.80B
Enterprise Value i$27.96B$8.66B
Enterprise Value Metrics
Enterprise to Revenue i10.142.56
Enterprise to EBITDA iN/A14.51
Risk & Other Metrics
Beta i1.280.69
Book Value per Share (MRQ) i$27.98$48.24

Financial Statements Comparison: OneMain Holdings vs FirstCash Holdings

Financial Metrics

Loading Financial Charts...

Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)OMFFCFS
Revenue/Sales i$1.22B$830.62M
Cost of Goods Sold iN/A$417.81M
Gross Profit iN/A$412.82M
Research & Development iN/AN/A
Operating Income (EBIT) iN/A$105.20M
EBITDA iN/A$213.06M
Pre-Tax Income i$214.00M$81.08M
Income Tax i$47.00M$21.27M
Net Income (Profit) i$167.00M$59.81M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)OMFFCFS
Cash & Equivalents i$488.00M$146.03M
Total Current Assets iN/A$1.33B
Total Current Liabilities iN/A$301.89M
Long-Term Debt i$21.49B$1.94B
Total Shareholders Equity i$3.28B$2.06B
Retained Earnings i$2.38B$1.48B
Property, Plant & Equipment iN/A$1.05B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)OMFFCFS
Operating Cash Flow i$307.00M$83.67M
Capital Expenditures iN/A$-12.91M
Free Cash Flow i$665.00M$113.73M
Debt Repayment i$-1.45B$-129.00M
Common Stock Repurchase i$-16.00M$-59.61M

Short Interest & Institutional Ownership Analysis

MetricOMFFCFS
Shares Short i5.36M413,303
Short Ratio i6.711.58
Short % of Float i0.05%0.01%
Average Daily Volume (10 Day) i1,129,695422,360
Average Daily Volume (90 Day) i921,602319,773
Shares Outstanding i119.36M44.75M
Float Shares i118.20M39.24M
% Held by Insiders i0.00%0.12%
% Held by Institutions i0.93%0.89%

Dividend Analysis & Yield Comparison: OneMain Holdings vs FirstCash Holdings

MetricOMFFCFS
Last 12-Month Dividend i$3.12N/A
Last 12-Month Dividend Yield i5.82%N/A
3-Year Avg Annual Dividend i$3.69N/A
3-Year Avg Dividend Yield i2.25%N/A
3-Year Total Dividends i$11.06N/A
Ex-Dividend DateFeb 12, 2025N/A