OneMain Holdings [OMF] vs SLM [SLM] Detailed Stock Comparison

OneMain Holdings

NYSE
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SLM

NASDAQ
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TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: OneMain Holdings wins in 10 metrics, SLM wins in 8 metrics, with 0 ties. OneMain Holdings appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricOneMain HoldingsSLMBetter
P/E Ratio (TTM)10.1213.37OneMain Holdings
Price-to-Book Ratio2.012.70OneMain Holdings
Debt-to-Equity Ratio663.05269.94SLM
PEG Ratio0.07-0.19SLM
Profit Margin (TTM)24.07%36.64%SLM
Operating Margin (TTM)33.19%34.38%SLM
EBITDA Margin (TTM)33.19%34.38%SLM
Return on Equity20.50%18.99%OneMain Holdings
Return on Assets (TTM)2.57%1.51%OneMain Holdings
Free Cash Flow (TTM)$2.70B$-329.40MOneMain Holdings
Dividend Yield5.82%1.92%OneMain Holdings
1-Year Return19.43%21.05%SLM
Price-to-Sales Ratio (TTM)2.424.76OneMain Holdings
Enterprise Value$27.96B$8.26BOneMain Holdings
EV/Revenue Ratio10.146.85SLM
Revenue per Share (TTM)$23$6OneMain Holdings
Earnings per Share (Diluted)$5.55$2.06OneMain Holdings
Beta (Stock Volatility)1.281.12SLM
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

OneMain Holdings vs SLM Stock Performance Analysis

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OneMain Holdings
SLM
OneMain Holdings Stock Overview | SLM Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
OneMain Holdings-1.26%-4.01%-9.41%-5.97%25.59%8.41%
SLM-1.56%-1.29%-10.75%-18.66%0.66%0.73%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
OneMain Holdings19.43%78.89%54.33%19.60%178.17%178.17%
SLM21.05%77.86%214.50%289.67%583.62%47.48%

News Based Sentiment: OneMain Holdings vs SLM

OneMain Holdings

News based Sentiment: MIXED

October brought a mix of positive and negative signals for OneMain Holdings, with analyst upgrades and a potential rebound signal countered by recent stock declines and ongoing securitization activity. The overall narrative suggests a potentially attractive, but volatile, investment opportunity.

View OneMain Holdings News Sentiment Analysis

SLM

News based Sentiment: MIXED

October was a month of conflicting signals for SLM, with an earnings miss offset by a revenue beat, a strategic shift towards higher-quality loans, and a generally positive analyst outlook tempered by insider selling and a declining stock price. The company is navigating a challenging environment, making it a cautiously optimistic investment.

View SLM News Sentiment Analysis

Performance & Financial Health Analysis: OneMain Holdings vs SLM

MetricOMFSLM
Market Information
Market Cap i$7.01B$5.85B
Market Cap CategoryMid capMid cap
10 Day Avg. Volume i1,129,6953,219,710
90 Day Avg. Volume i921,6022,976,910
Last Close$55.48$27.12
52 Week Range$38.00 - $63.25$21.10 - $34.97
% from 52W High-12.28%-22.45%
All-Time High$63.25 (Sep 05, 2025)$34.97 (Jul 08, 2025)
% from All-Time High-12.28%-22.45%
Growth Metrics
Quarterly Revenue Growth0.33%-0.49%
Quarterly Earnings Growth1.35%-0.72%
Financial Health
Profit Margin (TTM) i0.24%0.37%
Operating Margin (TTM) i0.33%0.34%
Return on Equity (TTM) i0.21%0.19%
Debt to Equity (MRQ) i663.05269.94
Cash & Liquidity
Book Value per Share (MRQ)$27.98$10.19
Cash per Share (MRQ)$6.47$19.87
Operating Cash Flow (TTM) i$2.87B$-393,662,016
Levered Free Cash Flow (TTM) i$509.00M$590.03M
Dividends
Last 12-Month Dividend Yield i5.82%1.92%
Last 12-Month Dividend i$3.12$0.63

Valuation & Enterprise Metrics Analysis: OneMain Holdings vs SLM

MetricOMFSLM
Price Ratios
P/E Ratio (TTM) i10.1213.37
Forward P/E i8.109.18
PEG Ratio i0.07-0.19
Price to Sales (TTM) i2.424.76
Price to Book (MRQ) i2.012.70
Market Capitalization
Market Capitalization i$7.01B$5.85B
Enterprise Value i$27.96B$8.26B
Enterprise Value Metrics
Enterprise to Revenue i10.146.85
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.281.12
Book Value per Share (MRQ) i$27.98$10.19

Financial Statements Comparison: OneMain Holdings vs SLM

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)OMFSLM
Revenue/Sales i$1.22B$403.60M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$214.00M$87.63M
Income Tax i$47.00M$16.36M
Net Income (Profit) i$167.00M$71.27M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)OMFSLM
Cash & Equivalents i$488.00M$3.70B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$21.49B$6.15B
Total Shareholders Equity i$3.28B$2.40B
Retained Earnings i$2.38B$4.39B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)OMFSLM
Operating Cash Flow i$307.00M$16.04M
Capital Expenditures iN/AN/A
Free Cash Flow i$665.00M$-146.05M
Debt Repayment i$-1.45B$-788.84M
Common Stock Repurchase i$-16.00M$-29.70M

Short Interest & Institutional Ownership Analysis

MetricOMFSLM
Shares Short i5.36M14.28M
Short Ratio i6.715.58
Short % of Float i0.05%0.08%
Average Daily Volume (10 Day) i1,129,6953,219,710
Average Daily Volume (90 Day) i921,6022,976,910
Shares Outstanding i119.36M210.38M
Float Shares i118.20M206.28M
% Held by Insiders i0.00%0.01%
% Held by Institutions i0.93%1.11%

Dividend Analysis & Yield Comparison: OneMain Holdings vs SLM

MetricOMFSLM
Last 12-Month Dividend i$3.12$0.63
Last 12-Month Dividend Yield i5.82%1.92%
3-Year Avg Annual Dividend i$3.69$0.50
3-Year Avg Dividend Yield i2.25%0.58%
3-Year Total Dividends i$11.06$1.51
Ex-Dividend DateFeb 12, 2025Sep 04, 2025