Pennymac Financial [PFSI] vs Mr. Cooper [COOP] Detailed Stock Comparison
Pennymac Financial
NYSE
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Mr. Cooper
NASDAQ
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Pennymac Financial wins in 7 metrics, Mr. Cooper wins in 12 metrics, with 0 ties. Mr. Cooper appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Pennymac Financial | Mr. Cooper | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 13.61 | 21.36 | Pennymac Financial |
| Price-to-Book Ratio | 1.26 | 2.39 | Pennymac Financial |
| Debt-to-Equity Ratio | 461.08 | 238.73 | Mr. Cooper |
| PEG Ratio | 7.00 | 14.16 | Pennymac Financial |
| EV/EBITDA | 49.04 | 12.26 | Mr. Cooper |
| Profit Margin (TTM) | 10.83% | 25.38% | Mr. Cooper |
| Operating Margin (TTM) | 11.05% | 48.19% | Mr. Cooper |
| EBITDA Margin (TTM) | 11.05% | 48.19% | Mr. Cooper |
| Return on Equity | 10.05% | 11.76% | Mr. Cooper |
| Return on Assets (TTM) | 1.69% | 3.02% | Mr. Cooper |
| Free Cash Flow (TTM) | $-4.56B | $-2.67B | Mr. Cooper |
| Dividend Yield | 0.95% | N/A | N/A |
| 1-Year Return | 1.07% | 103.77% | Mr. Cooper |
| Price-to-Sales Ratio (TTM) | 1.42 | 5.44 | Pennymac Financial |
| Enterprise Value | $23.32B | $23.56B | Mr. Cooper |
| EV/Revenue Ratio | 6.53 | 10.49 | Pennymac Financial |
| Gross Profit Margin (TTM) | 51.89% | 50.55% | Pennymac Financial |
| Revenue per Share (TTM) | $69 | $35 | Pennymac Financial |
| Earnings per Share (Diluted) | $7.21 | $8.93 | Mr. Cooper |
| Beta (Stock Volatility) | 1.50 | 0.98 | Mr. Cooper |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Pennymac Financial vs Mr. Cooper Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Pennymac Financial | -0.06% | 2.37% | -2.44% | -0.26% | -4.71% | -1.72% |
| Mr. Cooper | -4.58% | 1.77% | 21.02% | 49.05% | 66.45% | 88.67% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Pennymac Financial | 1.07% | 67.67% | 98.22% | 439.12% | 400.61% | 400.61% |
| Mr. Cooper | 103.77% | 279.71% | 871.21% | 523.91% | 1,542.96% | 1,542.96% |
Performance & Financial Health Analysis: Pennymac Financial vs Mr. Cooper
| Metric | PFSI | COOP |
|---|---|---|
| Market Information | ||
| Market Cap | $5.08B | $12.21B |
| Market Cap Category | Mid cap | Large cap |
| 10 Day Avg. Volume | 364,580 | 1,064,230 |
| 90 Day Avg. Volume | 456,450 | 1,478,257 |
| Last Close | $98.12 | $177.36 |
| 52 Week Range | $85.74 - $119.13 | $83.80 - $193.86 |
| % from 52W High | -17.64% | -8.51% |
| All-Time High | $119.13 (Sep 16, 2024) | $193.86 (Aug 07, 2025) |
| % from All-Time High | -17.64% | -8.51% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.36% | 0.04% |
| Quarterly Earnings Growth | 0.39% | -0.03% |
| Financial Health | ||
| Profit Margin (TTM) | 0.11% | 0.25% |
| Operating Margin (TTM) | 0.11% | 0.48% |
| Return on Equity (TTM) | 0.10% | 0.12% |
| Debt to Equity (MRQ) | 461.08 | 238.73 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $78.04 | $79.69 |
| Cash per Share (MRQ) | $6.63 | $12.88 |
| Operating Cash Flow (TTM) | $-1,607,801,984 | $-63,000,000 |
| Levered Free Cash Flow (TTM) | $24.47B | $-2,000,499,968 |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.95% | N/A |
| Last 12-Month Dividend | $0.90 | N/A |
Valuation & Enterprise Metrics Analysis: Pennymac Financial vs Mr. Cooper
| Metric | PFSI | COOP |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 13.61 | 21.36 |
| Forward P/E | 7.00 | 14.16 |
| PEG Ratio | 7.00 | 14.16 |
| Price to Sales (TTM) | 1.42 | 5.44 |
| Price to Book (MRQ) | 1.26 | 2.39 |
| Market Capitalization | ||
| Market Capitalization | $5.08B | $12.21B |
| Enterprise Value | $23.32B | $23.56B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 6.53 | 10.49 |
| Enterprise to EBITDA | 49.04 | 12.26 |
| Risk & Other Metrics | ||
| Beta | 1.50 | 0.98 |
| Book Value per Share (MRQ) | $78.04 | $79.69 |
Financial Statements Comparison: Pennymac Financial vs Mr. Cooper
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | PFSI | COOP |
|---|---|---|
| Revenue/Sales | $1.07B | $825.00M |
| Cost of Goods Sold | $382.70M | $408.00M |
| Gross Profit | $687.06M | $417.00M |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | $104.52M | $278.00M |
| EBITDA | $122.15M | $289.00M |
| Pre-Tax Income | $104.20M | $277.00M |
| Income Tax | $27.92M | $79.00M |
| Net Income (Profit) | $76.28M | $198.00M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | PFSI | COOP |
|---|---|---|
| Cash & Equivalents | $211.09M | $784.00M |
| Total Current Assets | $13.62B | $4.61B |
| Total Current Liabilities | $8.71B | $8.26B |
| Long-Term Debt | $11.21B | $4.90B |
| Total Shareholders Equity | $3.90B | $4.89B |
| Retained Earnings | $3.83B | $5.06B |
| Property, Plant & Equipment | $33.73M | $205.00M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | PFSI | COOP |
|---|---|---|
| Operating Cash Flow | $1.14B | $526.00M |
| Capital Expenditures | $-371,000 | $-13.00M |
| Free Cash Flow | $1.06B | $65.00M |
| Debt Repayment | $-6.12B | $-15.00M |
| Common Stock Repurchase | N/A | $0 |
Short Interest & Institutional Ownership Analysis
| Metric | PFSI | COOP |
|---|---|---|
| Shares Short | 1.57M | 2.22M |
| Short Ratio | 3.82 | 1.45 |
| Short % of Float | 0.05% | 0.05% |
| Average Daily Volume (10 Day) | 364,580 | 1,064,230 |
| Average Daily Volume (90 Day) | 456,450 | 1,478,257 |
| Shares Outstanding | 51.38M | 63.58M |
| Float Shares | 27.03M | 63.03M |
| % Held by Insiders | 0.35% | 0.02% |
| % Held by Institutions | 0.62% | 0.96% |
Dividend Analysis & Yield Comparison: Pennymac Financial vs Mr. Cooper
| Metric | PFSI | COOP |
|---|---|---|
| Last 12-Month Dividend | $0.90 | N/A |
| Last 12-Month Dividend Yield | 0.95% | N/A |
| 3-Year Avg Annual Dividend | $0.83 | N/A |
| 3-Year Avg Dividend Yield | 0.30% | N/A |
| 3-Year Total Dividends | $2.50 | N/A |
| Ex-Dividend Date | Feb 13, 2025 | N/A |