PNC Financial [PNC] vs U.S. Bancorp [USB] Detailed Stock Comparison

PNC Financial

NYSE
Loading...

U.S. Bancorp

NYSE
Loading...

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: PNC Financial wins in 8 metrics, U.S. Bancorp wins in 10 metrics, with 0 ties. U.S. Bancorp appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricPNC FinancialU.S. BancorpBetter
P/E Ratio (TTM)12.5611.50U.S. Bancorp
Price-to-Book Ratio1.391.37U.S. Bancorp
Debt-to-Equity Ratio1.121.34PNC Financial
PEG Ratio11.840.80U.S. Bancorp
Profit Margin (TTM)28.75%27.00%PNC Financial
Operating Margin (TTM)35.28%37.33%U.S. Bancorp
EBITDA Margin (TTM)35.28%37.33%U.S. Bancorp
Return on Equity11.33%11.67%U.S. Bancorp
Return on Assets (TTM)1.09%1.01%PNC Financial
Free Cash Flow (TTM)$7.88B$11.27BU.S. Bancorp
Dividend Yield2.74%4.60%U.S. Bancorp
1-Year Return8.89%7.54%PNC Financial
Price-to-Sales Ratio (TTM)3.352.93U.S. Bancorp
Enterprise Value$128.31B$102.84BPNC Financial
EV/Revenue Ratio6.114.02U.S. Bancorp
Revenue per Share (TTM)$53$16PNC Financial
Earnings per Share (Diluted)$14.15$4.18PNC Financial
Beta (Stock Volatility)1.071.08PNC Financial
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

PNC Financial vs U.S. Bancorp Stock Performance Analysis

Loading Price Chart...

PNC Financial
U.S. Bancorp
PNC Financial Stock Overview | U.S. Bancorp Stock Overview

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
PNC Financial-1.43%-2.39%-3.19%0.96%23.05%3.69%
U.S. Bancorp-0.73%-2.77%-0.97%0.29%23.92%0.44%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
PNC Financial8.89%31.14%71.86%120.95%273.89%250.08%
U.S. Bancorp7.54%19.58%22.72%15.61%115.46%72.42%

News Based Sentiment: PNC Financial vs U.S. Bancorp

PNC Financial

News based Sentiment: POSITIVE

October was a mixed month for PNC, with a strong dividend announcement and earnings beat offset by revenue misses and insider selling. However, positive analyst revisions and institutional investment suggest a generally favorable outlook, making it a moderately significant month for investors.

View PNC Financial News Sentiment Analysis

U.S. Bancorp

News based Sentiment: MIXED

October saw U.S. Bancorp maintaining a generally positive outlook with a dividend increase and a 'Buy' rating from Wells Fargo. However, this was tempered by institutional selling and insider transactions, creating a mixed investment narrative. The upcoming earnings release will be key to resolving this ambiguity.

View U.S. Bancorp News Sentiment Analysis

Performance & Financial Health Analysis: PNC Financial vs U.S. Bancorp

MetricPNCUSB
Market Information
Market Cap i$70.31B$77.24B
Market Cap CategoryLarge capLarge cap
10 Day Avg. Volume i1,904,0808,651,060
90 Day Avg. Volume i1,960,7609,873,513
Last Close$195.62$47.72
52 Week Range$145.12 - $216.26$35.18 - $53.98
% from 52W High-9.54%-11.60%
All-Time High$228.14 (Jan 10, 2022)$63.57 (Jan 10, 2022)
% from All-Time High-14.25%-24.93%
Growth Metrics
Quarterly Revenue Growth0.05%0.03%
Quarterly Earnings Growth0.11%0.13%
Financial Health
Profit Margin (TTM) i0.29%0.27%
Operating Margin (TTM) i0.35%0.37%
Return on Equity (TTM) i0.11%0.12%
Debt to Equity (MRQ) i1.121.34
Cash & Liquidity
Book Value per Share (MRQ)$127.98$35.02
Cash per Share (MRQ)$27.54$39.85
Operating Cash Flow (TTM) i$5.61B$7.48B
Levered Free Cash Flow (TTM) i$5.50B$5.91B
Dividends
Last 12-Month Dividend Yield i2.74%4.60%
Last 12-Month Dividend i$4.80$1.99

Valuation & Enterprise Metrics Analysis: PNC Financial vs U.S. Bancorp

MetricPNCUSB
Price Ratios
P/E Ratio (TTM) i12.5611.50
Forward P/E i11.8411.10
PEG Ratio i11.840.80
Price to Sales (TTM) i3.352.93
Price to Book (MRQ) i1.391.37
Market Capitalization
Market Capitalization i$70.31B$77.24B
Enterprise Value i$128.31B$102.84B
Enterprise Value Metrics
Enterprise to Revenue i6.114.02
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i1.071.08
Book Value per Share (MRQ) i$127.98$35.02

Financial Statements Comparison: PNC Financial vs U.S. Bancorp

Financial Metrics

Loading Financial Charts...

Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)PNCUSB
Revenue/Sales i$5.45B$6.93B
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$1.85B$2.16B
Income Tax i$347.00M$443.00M
Net Income (Profit) i$1.50B$1.72B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)PNCUSB
Cash & Equivalents i$38.40B$50.01B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$60.72B$59.86B
Total Shareholders Equity i$56.45B$60.56B
Retained Earnings i$60.05B$77.69B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)PNCUSB
Operating Cash Flow i$2.73B$-750.00M
Capital Expenditures iN/AN/A
Free Cash Flow i$1.80B$-285.00M
Debt Repayment i$-10.81B$-2.10B
Common Stock Repurchase i$-721.00M$-160.00M

Short Interest & Institutional Ownership Analysis

MetricPNCUSB
Shares Short i4.98M22.01M
Short Ratio i2.412.51
Short % of Float i0.01%0.01%
Average Daily Volume (10 Day) i1,904,0808,651,060
Average Daily Volume (90 Day) i1,960,7609,873,513
Shares Outstanding i395.94M1.56B
Float Shares i392.38M1.55B
% Held by Insiders i0.00%0.00%
% Held by Institutions i0.85%0.82%

Dividend Analysis & Yield Comparison: PNC Financial vs U.S. Bancorp

MetricPNCUSB
Last 12-Month Dividend i$4.80$1.99
Last 12-Month Dividend Yield i2.74%4.60%
3-Year Avg Annual Dividend i$5.67$1.78
3-Year Avg Dividend Yield i1.03%1.19%
3-Year Total Dividends i$17.00$5.35
Ex-Dividend DateJan 15, 2025Mar 31, 2025