ProAssurance [PRA] vs Trupanion [TRUP] Detailed Stock Comparison
ProAssurance
NYSE
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Trupanion
NASDAQ
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: ProAssurance wins in 13 metrics, Trupanion wins in 3 metrics, with 0 ties. ProAssurance appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | ProAssurance | Trupanion | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 28.67 | N/A | N/A |
| Price-to-Book Ratio | 0.99 | 6.20 | ProAssurance |
| Debt-to-Equity Ratio | 35.70 | 38.62 | ProAssurance |
| PEG Ratio | 28.67 | 805.92 | ProAssurance |
| EV/EBITDA | 12.21 | 107.35 | ProAssurance |
| Profit Margin (TTM) | 3.71% | -0.32% | ProAssurance |
| Operating Margin (TTM) | 4.84% | -0.34% | ProAssurance |
| EBITDA Margin (TTM) | 4.84% | N/A | N/A |
| Return on Equity | 3.61% | -1.34% | ProAssurance |
| Return on Assets (TTM) | 0.95% | 0.06% | ProAssurance |
| Free Cash Flow (TTM) | $-19.73M | $38.57M | Trupanion |
| 1-Year Return | 77.72% | 26.97% | ProAssurance |
| Price-to-Sales Ratio (TTM) | 1.07 | 1.57 | ProAssurance |
| Enterprise Value | $1.23B | $1.86B | Trupanion |
| EV/Revenue Ratio | 1.08 | 1.41 | ProAssurance |
| Gross Profit Margin (TTM) | N/A | 14.94% | N/A |
| Revenue per Share (TTM) | $22 | $31 | Trupanion |
| Earnings per Share (Diluted) | $0.83 | $-0.10 | ProAssurance |
| Beta (Stock Volatility) | 0.13 | 1.78 | ProAssurance |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
ProAssurance vs Trupanion Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| ProAssurance | 0.10% | 0.55% | 0.97% | 4.05% | 61.09% | 52.07% |
| Trupanion | 0.06% | 2.83% | -6.03% | 9.30% | 6.00% | 1.14% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| ProAssurance | 77.72% | 1.53% | 57.43% | -51.91% | -12.89% | 9.91% |
| Trupanion | 26.97% | -35.19% | -19.62% | 476.18% | 326.58% | 326.58% |
Performance & Financial Health Analysis: ProAssurance vs Trupanion
| Metric | PRA | TRUP |
|---|---|---|
| Market Information | ||
| Market Cap | $1.22B | $2.07B |
| Market Cap Category | Small cap | Mid cap |
| 10 Day Avg. Volume | 566,289 | 421,075 |
| 90 Day Avg. Volume | 650,356 | 536,592 |
| Last Close | $23.92 | $48.78 |
| 52 Week Range | $11.41 - $24.00 | $31.00 - $57.90 |
| % from 52W High | -0.35% | -15.75% |
| All-Time High | $63.53 (Dec 19, 2016) | $158.25 (Dec 06, 2021) |
| % from All-Time High | -62.35% | -69.18% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.01% | 0.12% |
| Quarterly Earnings Growth | -0.05% | 0.12% |
| Financial Health | ||
| Profit Margin (TTM) | 0.04% | 0.00% |
| Operating Margin (TTM) | 0.05% | 0.00% |
| Return on Equity (TTM) | 0.04% | -0.01% |
| Debt to Equity (MRQ) | 35.70 | 38.62 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $24.05 | $7.80 |
| Cash per Share (MRQ) | $8.32 | $7.52 |
| Operating Cash Flow (TTM) | $-10,675,000 | $61.82M |
| Levered Free Cash Flow (TTM) | $-21,971,000 | $14.74M |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | N/A |
| Last 12-Month Dividend | $0.00 | N/A |
Valuation & Enterprise Metrics Analysis: ProAssurance vs Trupanion
| Metric | PRA | TRUP |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 28.67 | N/A |
| Forward P/E | 28.67 | 805.92 |
| PEG Ratio | 28.67 | 805.92 |
| Price to Sales (TTM) | 1.07 | 1.57 |
| Price to Book (MRQ) | 0.99 | 6.20 |
| Market Capitalization | ||
| Market Capitalization | $1.22B | $2.07B |
| Enterprise Value | $1.23B | $1.86B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.08 | 1.41 |
| Enterprise to EBITDA | 12.21 | 107.35 |
| Risk & Other Metrics | ||
| Beta | 0.13 | 1.78 |
| Book Value per Share (MRQ) | $24.05 | $7.80 |
Financial Statements Comparison: ProAssurance vs Trupanion
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | PRA | TRUP |
|---|---|---|
| Revenue/Sales | $268.06M | $341.98M |
| Cost of Goods Sold | N/A | $290.87M |
| Gross Profit | N/A | $51.10M |
| Research & Development | N/A | $8.07M |
| Operating Income (EBIT) | N/A | $19.35M |
| EBITDA | N/A | $26.07M |
| Pre-Tax Income | $-6.33M | $-1.44M |
| Income Tax | $-510,000 | $39,000 |
| Net Income (Profit) | $-5.82M | $-1.48M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | PRA | TRUP |
|---|---|---|
| Cash & Equivalents | $43.54M | $166.31M |
| Total Current Assets | N/A | $628.34M |
| Total Current Liabilities | N/A | $369.34M |
| Long-Term Debt | $315.42M | $127.53M |
| Total Shareholders Equity | $1.23B | $333.67M |
| Retained Earnings | $1.43B | $-227.37M |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | PRA | TRUP |
|---|---|---|
| Operating Cash Flow | $-55.19M | $16.17M |
| Capital Expenditures | $18.96M | $-1.93M |
| Free Cash Flow | $-11.96M | $14.04M |
| Debt Repayment | N/A | $-338,000 |
| Common Stock Repurchase | N/A | $-915,000 |
Short Interest & Institutional Ownership Analysis
| Metric | PRA | TRUP |
|---|---|---|
| Shares Short | 3.05M | 7.47M |
| Short Ratio | 4.68 | 12.53 |
| Short % of Float | 0.08% | 0.21% |
| Average Daily Volume (10 Day) | 566,289 | 421,075 |
| Average Daily Volume (90 Day) | 650,356 | 536,592 |
| Shares Outstanding | 51.16M | 42.49M |
| Float Shares | 47.54M | 33.21M |
| % Held by Insiders | 0.01% | 0.06% |
| % Held by Institutions | 0.87% | 0.99% |
Dividend Analysis & Yield Comparison: ProAssurance vs Trupanion
| Metric | PRA | TRUP |
|---|---|---|
| Last 12-Month Dividend | $0.00 | N/A |
| Last 12-Month Dividend Yield | N/A | N/A |
| 3-Year Avg Annual Dividend | $0.05 | N/A |
| 3-Year Avg Dividend Yield | 0.27% | N/A |
| 3-Year Total Dividends | $0.15 | N/A |
| Ex-Dividend Date | Mar 28, 2023 | N/A |