Radian [RDN] vs MGIC Investment [MTG] Detailed Stock Comparison
Radian
MGIC Investment
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Radian wins in 8 metrics, MGIC Investment wins in 11 metrics, with 0 ties. MGIC Investment appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Radian | MGIC Investment | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 8.75 | 8.87 | Radian |
| Price-to-Book Ratio | 1.04 | 1.22 | Radian |
| Debt-to-Equity Ratio | 75.41 | 12.52 | MGIC Investment |
| PEG Ratio | 2.17 | 1.54 | MGIC Investment |
| EV/EBITDA | 8.19 | 6.51 | MGIC Investment |
| Profit Margin (TTM) | 45.62% | 62.58% | MGIC Investment |
| Operating Margin (TTM) | 63.17% | 83.81% | MGIC Investment |
| EBITDA Margin (TTM) | 63.17% | 83.81% | MGIC Investment |
| Return on Equity | 13.07% | 14.85% | MGIC Investment |
| Return on Assets (TTM) | 6.18% | 9.62% | MGIC Investment |
| Free Cash Flow (TTM) | $-666.75M | $723.86M | MGIC Investment |
| Dividend Yield | 2.13% | 1.45% | Radian |
| 1-Year Return | -2.17% | 4.71% | MGIC Investment |
| Price-to-Sales Ratio (TTM) | 3.65 | 5.12 | Radian |
| Enterprise Value | $7.65B | $6.63B | Radian |
| EV/Revenue Ratio | 5.95 | 5.44 | MGIC Investment |
| Revenue per Share (TTM) | $9 | $5 | Radian |
| Earnings per Share (Diluted) | $3.96 | $3.05 | Radian |
| Beta (Stock Volatility) | 0.73 | 0.87 | Radian |
Radian vs MGIC Investment Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Radian | -1.36% | -3.34% | -2.87% | -3.37% | 4.77% | 5.98% |
| MGIC Investment | -0.56% | -3.14% | -4.85% | 1.13% | 12.52% | 13.56% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Radian | -2.17% | 80.04% | 90.59% | 102.45% | 285.75% | -30.25% |
| MGIC Investment | 4.71% | 115.04% | 159.71% | 174.29% | 166.93% | -54.09% |
News Based Sentiment: Radian vs MGIC Investment
Radian
News based Sentiment: MIXED
Radian Group experienced a month of mixed signals, with positive developments like the Inigo acquisition and strong Q1 earnings offset by cautious analyst views and slight declines in capital metrics. The undervaluation and dividend yield remain attractive, but investors should monitor key trends as the company integrates Inigo and navigates changing market conditions.
MGIC Investment
News based Sentiment: MIXED
October saw a blend of positive and negative signals for MGIC. While the stock performed well and a dividend increase was announced, significant insider selling raises concerns about management's confidence. The upcoming Q3 earnings release is crucial for clarifying the company's trajectory and addressing investor concerns.
Performance & Financial Health Analysis: Radian vs MGIC Investment
| Metric | RDN | MTG |
|---|---|---|
| Market Information | ||
| Market Cap | $4.67B | $6.27B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 933,600 | 1,564,501 |
| 90 Day Avg. Volume | 1,081,733 | 2,060,874 |
| Last Close | $33.37 | $26.73 |
| 52 Week Range | $29.32 - $38.84 | $21.94 - $29.01 |
| % from 52W High | -14.08% | -7.86% |
| All-Time High | $67.35 (Feb 05, 2007) | $78.95 (Jul 12, 2004) |
| % from All-Time High | -50.45% | -66.14% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.01% | 0.00% |
| Quarterly Earnings Growth | -0.07% | -0.06% |
| Financial Health | ||
| Profit Margin (TTM) | 0.46% | 0.63% |
| Operating Margin (TTM) | 0.63% | 0.84% |
| Return on Equity (TTM) | 0.13% | 0.15% |
| Debt to Equity (MRQ) | 75.41 | 12.52 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $33.18 | $22.11 |
| Cash per Share (MRQ) | $3.21 | $1.28 |
| Operating Cash Flow (TTM) | $-1,152,862,976 | $771.90M |
| Levered Free Cash Flow (TTM) | $636.91M | $593.80M |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.13% | 1.45% |
| Last 12-Month Dividend | $0.74 | $0.39 |
Valuation & Enterprise Metrics Analysis: Radian vs MGIC Investment
| Metric | RDN | MTG |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 8.75 | 8.87 |
| Forward P/E | 9.39 | 9.73 |
| PEG Ratio | 2.17 | 1.54 |
| Price to Sales (TTM) | 3.65 | 5.12 |
| Price to Book (MRQ) | 1.04 | 1.22 |
| Market Capitalization | ||
| Market Capitalization | $4.67B | $6.27B |
| Enterprise Value | $7.65B | $6.63B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 5.95 | 5.44 |
| Enterprise to EBITDA | 8.19 | 6.51 |
| Risk & Other Metrics | ||
| Beta | 0.73 | 0.87 |
| Book Value per Share (MRQ) | $33.18 | $22.11 |
Financial Statements Comparison: Radian vs MGIC Investment
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | RDN | MTG |
|---|---|---|
| Revenue/Sales | $317.82M | $304.25M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $175.01M | $246.09M |
| Income Tax | $33.22M | $53.61M |
| Net Income (Profit) | $141.80M | $192.48M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | RDN | MTG |
|---|---|---|
| Cash & Equivalents | $22.09M | $294.87M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $3.14B | $645.40M |
| Total Shareholders Equity | $4.49B | $5.15B |
| Retained Earnings | $4.91B | $3.33B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | RDN | MTG |
|---|---|---|
| Operating Cash Flow | $42.93M | $226.25M |
| Capital Expenditures | $-1.21M | $-125,000 |
| Free Cash Flow | $66.60M | $223.53M |
| Debt Repayment | $-641.12M | N/A |
| Common Stock Repurchase | $-208.92M | $-225.18M |
Short Interest & Institutional Ownership Analysis
| Metric | RDN | MTG |
|---|---|---|
| Shares Short | 6.59M | 6.71M |
| Short Ratio | 9.79 | 4.52 |
| Short % of Float | 0.07% | 0.04% |
| Average Daily Volume (10 Day) | 933,600 | 1,564,501 |
| Average Daily Volume (90 Day) | 1,081,733 | 2,060,874 |
| Shares Outstanding | 147.57M | 248.45M |
| Float Shares | 133.77M | 226.69M |
| % Held by Insiders | 0.01% | 0.02% |
| % Held by Institutions | 0.96% | 1.03% |
Dividend Analysis & Yield Comparison: Radian vs MGIC Investment
| Metric | RDN | MTG |
|---|---|---|
| Last 12-Month Dividend | $0.74 | $0.39 |
| Last 12-Month Dividend Yield | 2.13% | 1.45% |
| 3-Year Avg Annual Dividend | $0.77 | $0.42 |
| 3-Year Avg Dividend Yield | 0.85% | 0.62% |
| 3-Year Total Dividends | $2.31 | $1.27 |
| Ex-Dividend Date | Feb 24, 2025 | Feb 18, 2025 |