Regions Financial [RF] vs U.S. Bancorp [USB] Detailed Stock Comparison
Regions Financial
NYSE
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U.S. Bancorp
NYSE
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Regions Financial wins in 9 metrics, U.S. Bancorp wins in 9 metrics, with 0 ties. Both stocks appear equally matched on key metrics.
View Metrics Details
Vital Metrics Comparison
| Metric | Regions Financial | U.S. Bancorp | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 12.35 | 11.75 | U.S. Bancorp |
| Price-to-Book Ratio | 1.37 | 1.40 | Regions Financial |
| Debt-to-Equity Ratio | 0.32 | 1.34 | Regions Financial |
| PEG Ratio | 11.69 | 0.81 | U.S. Bancorp |
| Profit Margin (TTM) | 30.50% | 27.00% | Regions Financial |
| Operating Margin (TTM) | 46.98% | 37.33% | Regions Financial |
| EBITDA Margin (TTM) | 46.98% | 37.33% | Regions Financial |
| Return on Equity | 11.57% | 11.67% | U.S. Bancorp |
| Return on Assets (TTM) | 1.33% | 1.01% | Regions Financial |
| Free Cash Flow (TTM) | $1.45B | $11.27B | U.S. Bancorp |
| Dividend Yield | 3.41% | 4.60% | U.S. Bancorp |
| 1-Year Return | 16.40% | 7.13% | Regions Financial |
| Price-to-Sales Ratio (TTM) | 3.47 | 2.99 | U.S. Bancorp |
| Enterprise Value | $19.40B | $104.49B | U.S. Bancorp |
| EV/Revenue Ratio | 2.74 | 4.09 | Regions Financial |
| Revenue per Share (TTM) | $8 | $16 | U.S. Bancorp |
| Earnings per Share (Diluted) | $2.14 | $4.18 | U.S. Bancorp |
| Beta (Stock Volatility) | 0.99 | 1.07 | Regions Financial |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Regions Financial vs U.S. Bancorp Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Regions Financial | -0.96% | -0.52% | 5.08% | 24.08% | 24.88% | 15.65% |
| U.S. Bancorp | 0.33% | 1.32% | 7.32% | 14.23% | 16.86% | 2.99% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Regions Financial | 16.40% | 28.83% | 144.55% | 196.26% | 287.05% | -15.30% |
| U.S. Bancorp | 7.13% | 17.02% | 40.19% | 18.29% | 119.95% | 69.44% |
News Based Sentiment: Regions Financial vs U.S. Bancorp
Regions Financial
News based Sentiment: POSITIVE
September brought a significant wave of positive analyst revisions and a dividend increase for Regions Financial, fueled by strong second-quarter earnings. While some analysts remain cautious, the overall trend suggests growing confidence in the company's prospects and strategic direction, making it a noteworthy month for investors.
U.S. Bancorp
News based Sentiment: POSITIVE
September brought a positive dividend increase and a favorable analyst rating for U.S. Bancorp, signaling confidence in the company's financial health. While institutional investor activity was mixed, the overall narrative suggests a stable and moderately growing investment opportunity. The reduction in the stress capital buffer further enhances the bank's financial flexibility.
Performance & Financial Health Analysis: Regions Financial vs U.S. Bancorp
| Metric | RF | USB |
|---|---|---|
| Market Information | ||
| Market Cap | $23.62B | $76.46B |
| Market Cap Category | Large cap | Large cap |
| 10 Day Avg. Volume | 16,729,870 | 9,359,840 |
| 90 Day Avg. Volume | 12,130,787 | 8,345,997 |
| Last Close | $26.90 | $49.29 |
| 52 Week Range | $17.74 - $27.96 | $35.18 - $53.98 |
| % from 52W High | -3.79% | -8.69% |
| All-Time High | $39.15 (Oct 09, 2006) | $63.57 (Jan 10, 2022) |
| % from All-Time High | -31.29% | -22.46% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.16% | 0.03% |
| Quarterly Earnings Growth | 0.23% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.31% | 0.27% |
| Operating Margin (TTM) | 0.47% | 0.37% |
| Return on Equity (TTM) | 0.12% | 0.12% |
| Debt to Equity (MRQ) | 0.32 | 1.34 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $19.35 | $35.02 |
| Cash per Share (MRQ) | $3.63 | $39.85 |
| Operating Cash Flow (TTM) | $952.00M | $7.48B |
| Levered Free Cash Flow (TTM) | $1.77B | $5.91B |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.41% | 4.60% |
| Last 12-Month Dividend | $0.75 | $1.99 |
Valuation & Enterprise Metrics Analysis: Regions Financial vs U.S. Bancorp
| Metric | RF | USB |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 12.35 | 11.75 |
| Forward P/E | 11.69 | 11.35 |
| PEG Ratio | 11.69 | 0.81 |
| Price to Sales (TTM) | 3.47 | 2.99 |
| Price to Book (MRQ) | 1.37 | 1.40 |
| Market Capitalization | ||
| Market Capitalization | $23.62B | $76.46B |
| Enterprise Value | $19.40B | $104.49B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 2.74 | 4.09 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.99 | 1.07 |
| Book Value per Share (MRQ) | $19.35 | $35.02 |
Financial Statements Comparison: Regions Financial vs U.S. Bancorp
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | RF | USB |
|---|---|---|
| Revenue/Sales | $1.78B | $6.93B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $621.00M | $2.16B |
| Income Tax | $131.00M | $443.00M |
| Net Income (Profit) | $490.00M | $1.72B |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | RF | USB |
|---|---|---|
| Cash & Equivalents | $14.32B | $50.01B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $6.02B | $59.86B |
| Total Shareholders Equity | $18.57B | $60.56B |
| Retained Earnings | $9.30B | $77.69B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | RF | USB |
|---|---|---|
| Operating Cash Flow | $926.00M | $-750.00M |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | $1.06B | $-285.00M |
| Debt Repayment | N/A | $-2.10B |
| Common Stock Repurchase | $-242.00M | $-160.00M |
Short Interest & Institutional Ownership Analysis
| Metric | RF | USB |
|---|---|---|
| Shares Short | 35.69M | 22.06M |
| Short Ratio | 3.63 | 2.62 |
| Short % of Float | 0.05% | 0.01% |
| Average Daily Volume (10 Day) | 16,729,870 | 9,359,840 |
| Average Daily Volume (90 Day) | 12,130,787 | 8,345,997 |
| Shares Outstanding | 908.48M | 1.56B |
| Float Shares | 889.76M | 1.55B |
| % Held by Insiders | 0.00% | 0.00% |
| % Held by Institutions | 0.84% | 0.82% |
Dividend Analysis & Yield Comparison: Regions Financial vs U.S. Bancorp
| Metric | RF | USB |
|---|---|---|
| Last 12-Month Dividend | $0.75 | $1.99 |
| Last 12-Month Dividend Yield | 3.41% | 4.60% |
| 3-Year Avg Annual Dividend | $0.76 | $1.78 |
| 3-Year Avg Dividend Yield | 1.11% | 1.19% |
| 3-Year Total Dividends | $2.27 | $5.35 |
| Ex-Dividend Date | Mar 03, 2025 | Mar 31, 2025 |