RLI [RLI] vs Selective Insurance [SIGI] Detailed Stock Comparison
RLI
NYSE
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Selective Insurance
NASDAQ
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: RLI wins in 10 metrics, Selective Insurance wins in 9 metrics, with 0 ties. RLI appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | RLI | Selective Insurance | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 19.23 | 12.82 | Selective Insurance |
| Price-to-Book Ratio | 3.56 | 1.50 | Selective Insurance |
| Debt-to-Equity Ratio | 6.59 | 26.79 | RLI |
| PEG Ratio | -0.44 | -0.06 | RLI |
| EV/EBITDA | 14.75 | 9.13 | Selective Insurance |
| Profit Margin (TTM) | 17.81% | 7.50% | RLI |
| Operating Margin (TTM) | 31.09% | 9.21% | RLI |
| EBITDA Margin (TTM) | 31.09% | 9.21% | RLI |
| Return on Equity | 19.49% | 12.20% | RLI |
| Return on Assets (TTM) | 4.47% | 2.56% | RLI |
| Free Cash Flow (TTM) | $555.51M | $1.07B | Selective Insurance |
| Dividend Yield | 3.21% | 2.41% | RLI |
| 1-Year Return | -10.89% | -13.72% | RLI |
| Price-to-Sales Ratio (TTM) | 3.40 | 0.93 | Selective Insurance |
| Enterprise Value | $6.18B | $5.34B | RLI |
| EV/Revenue Ratio | 3.40 | 1.04 | Selective Insurance |
| Revenue per Share (TTM) | $20 | $84 | Selective Insurance |
| Earnings per Share (Diluted) | $3.50 | $6.11 | Selective Insurance |
| Beta (Stock Volatility) | 0.61 | 0.47 | Selective Insurance |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
RLI vs Selective Insurance Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| RLI | -1.04% | 0.24% | -4.56% | -10.86% | -11.19% | -18.27% |
| Selective Insurance | -1.91% | -1.84% | -10.87% | -13.45% | -7.05% | -16.76% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| RLI | -10.89% | 12.04% | 43.07% | 148.23% | 401.13% | 493.94% |
| Selective Insurance | -13.72% | -7.56% | 35.15% | 149.63% | 414.49% | 221.50% |
Performance & Financial Health Analysis: RLI vs Selective Insurance
| Metric | RLI | SIGI |
|---|---|---|
| Market Information | ||
| Market Cap | $6.18B | $4.77B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 458,981 | 535,380 |
| 90 Day Avg. Volume | 702,604 | 637,760 |
| Last Close | $66.70 | $76.71 |
| 52 Week Range | $65.14 - $91.14 | $71.75 - $103.56 |
| % from 52W High | -26.82% | -25.93% |
| All-Time High | $91.14 (Nov 25, 2024) | $109.58 (Mar 25, 2024) |
| % from All-Time High | -26.82% | -30.00% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.20% | 0.11% |
| Quarterly Earnings Growth | 0.52% | 0.11% |
| Financial Health | ||
| Profit Margin (TTM) | 0.18% | 0.08% |
| Operating Margin (TTM) | 0.31% | 0.09% |
| Return on Equity (TTM) | 0.19% | 0.12% |
| Debt to Equity (MRQ) | 6.59 | 26.79 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $18.89 | $52.09 |
| Cash per Share (MRQ) | $1.49 | $8.74 |
| Operating Cash Flow (TTM) | $625.68M | $1.17B |
| Levered Free Cash Flow (TTM) | $368.63M | $1.04B |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.21% | 2.41% |
| Last 12-Month Dividend | $2.29 | $1.87 |
Valuation & Enterprise Metrics Analysis: RLI vs Selective Insurance
| Metric | RLI | SIGI |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 19.23 | 12.82 |
| Forward P/E | 10.55 | 10.06 |
| PEG Ratio | -0.44 | -0.06 |
| Price to Sales (TTM) | 3.40 | 0.93 |
| Price to Book (MRQ) | 3.56 | 1.50 |
| Market Capitalization | ||
| Market Capitalization | $6.18B | $4.77B |
| Enterprise Value | $6.18B | $5.34B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.40 | 1.04 |
| Enterprise to EBITDA | 14.75 | 9.13 |
| Risk & Other Metrics | ||
| Beta | 0.61 | 0.47 |
| Book Value per Share (MRQ) | $18.89 | $52.09 |
Financial Statements Comparison: RLI vs Selective Insurance
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | RLI | SIGI |
|---|---|---|
| Revenue/Sales | $407.67M | $1.29B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $78.63M | $138.89M |
| Income Tax | $15.42M | $28.99M |
| Net Income (Profit) | $63.21M | $109.90M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | RLI | SIGI |
|---|---|---|
| Cash & Equivalents | $27.06M | $124,000 |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $100.00M | $903.23M |
| Total Shareholders Equity | $1.60B | $3.26B |
| Retained Earnings | $1.77B | $3.22B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | RLI | SIGI |
|---|---|---|
| Operating Cash Flow | N/A | $67.40M |
| Capital Expenditures | $-1.05M | $-13.01M |
| Free Cash Flow | $102.46M | $270.97M |
| Debt Repayment | N/A | $-701,000 |
| Common Stock Repurchase | N/A | $-25.20M |
Short Interest & Institutional Ownership Analysis
| Metric | RLI | SIGI |
|---|---|---|
| Shares Short | 2.21M | 1.52M |
| Short Ratio | 2.79 | 2.24 |
| Short % of Float | 0.03% | 0.03% |
| Average Daily Volume (10 Day) | 458,981 | 535,380 |
| Average Daily Volume (90 Day) | 702,604 | 637,760 |
| Shares Outstanding | 91.74M | 60.85M |
| Float Shares | 79.47M | 60.23M |
| % Held by Insiders | 0.02% | 0.01% |
| % Held by Institutions | 0.81% | 0.87% |
Dividend Analysis & Yield Comparison: RLI vs Selective Insurance
| Metric | RLI | SIGI |
|---|---|---|
| Last 12-Month Dividend | $2.29 | $1.87 |
| Last 12-Month Dividend Yield | 3.21% | 2.41% |
| 3-Year Avg Annual Dividend | $2.49 | $1.47 |
| 3-Year Avg Dividend Yield | 1.05% | 0.37% |
| 3-Year Total Dividends | $7.47 | $4.40 |
| Ex-Dividend Date | Feb 28, 2025 | Aug 15, 2025 |