RLI [RLI] vs Selective Insurance [SIGI] Detailed Stock Comparison
RLI
NYSE
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Selective Insurance
NASDAQ
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: RLI wins in 8 metrics, Selective Insurance wins in 11 metrics, with 0 ties. Selective Insurance appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | RLI | Selective Insurance | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 18.56 | 13.27 | Selective Insurance |
| Price-to-Book Ratio | 3.41 | 1.55 | Selective Insurance |
| Debt-to-Equity Ratio | 6.59 | 26.79 | RLI |
| PEG Ratio | 0.36 | -0.06 | Selective Insurance |
| EV/EBITDA | 14.06 | 9.23 | Selective Insurance |
| Profit Margin (TTM) | 17.81% | 7.50% | RLI |
| Operating Margin (TTM) | 31.09% | 9.21% | RLI |
| EBITDA Margin (TTM) | 31.09% | 9.21% | RLI |
| Return on Equity | 19.49% | 12.20% | RLI |
| Return on Assets (TTM) | 4.47% | 2.56% | RLI |
| Free Cash Flow (TTM) | $555.51M | $1.07B | Selective Insurance |
| Dividend Yield | 3.21% | 2.41% | RLI |
| 1-Year Return | -21.13% | -13.38% | Selective Insurance |
| Price-to-Sales Ratio (TTM) | 3.29 | 0.96 | Selective Insurance |
| Enterprise Value | $5.89B | $5.40B | RLI |
| EV/Revenue Ratio | 3.24 | 1.06 | Selective Insurance |
| Revenue per Share (TTM) | $20 | $84 | Selective Insurance |
| Earnings per Share (Diluted) | $3.47 | $6.07 | Selective Insurance |
| Beta (Stock Volatility) | 0.60 | 0.43 | Selective Insurance |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
RLI vs Selective Insurance Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| RLI | 0.33% | -2.47% | -6.03% | -11.64% | -21.62% | -22.48% |
| Selective Insurance | 1.12% | 3.11% | 3.57% | -6.75% | -11.61% | -11.80% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| RLI | -21.13% | 24.11% | 47.60% | 128.21% | 339.61% | 454.91% |
| Selective Insurance | -13.38% | -3.58% | 51.39% | 140.40% | 384.10% | 229.07% |
News Based Sentiment: RLI vs Selective Insurance
RLI
News based Sentiment: MIXED
RLI Corp. experienced a mixed month with strong Q2 earnings and continued dividend payments offset by increasing competitive pressures in the E&S property market and analyst downgrades. The company's ability to navigate these challenges will be crucial for its future performance, making this a significant month for investors to assess the evolving dynamics.
Selective Insurance
News based Sentiment: MIXED
The month presented a mixed bag for Selective Insurance. Positive developments like increased investment income guidance and continued dividend growth were overshadowed by a significant revenue miss in Q2 and concerning technical signals. This creates uncertainty about the company's near-term performance and warrants a cautious outlook.
Performance & Financial Health Analysis: RLI vs Selective Insurance
| Metric | RLI | SIGI |
|---|---|---|
| Market Information | ||
| Market Cap | $6.05B | $4.96B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 644,040 | 530,944 |
| 90 Day Avg. Volume | 541,860 | 520,788 |
| Last Close | $63.47 | $82.19 |
| 52 Week Range | $62.04 - $91.14 | $71.75 - $103.56 |
| % from 52W High | -30.36% | -20.64% |
| All-Time High | $91.14 (Nov 25, 2024) | $109.58 (Mar 25, 2024) |
| % from All-Time High | -30.36% | -25.00% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.20% | 0.11% |
| Quarterly Earnings Growth | 0.52% | 0.11% |
| Financial Health | ||
| Profit Margin (TTM) | 0.18% | 0.08% |
| Operating Margin (TTM) | 0.31% | 0.09% |
| Return on Equity (TTM) | 0.19% | 0.12% |
| Debt to Equity (MRQ) | 6.59 | 26.79 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $18.89 | $52.09 |
| Cash per Share (MRQ) | $1.49 | $8.74 |
| Operating Cash Flow (TTM) | $625.68M | $1.17B |
| Levered Free Cash Flow (TTM) | $368.63M | $1.04B |
| Dividends | ||
| Last 12-Month Dividend Yield | 3.21% | 2.41% |
| Last 12-Month Dividend | $2.29 | $1.87 |
Valuation & Enterprise Metrics Analysis: RLI vs Selective Insurance
| Metric | RLI | SIGI |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 18.56 | 13.27 |
| Forward P/E | 10.10 | 10.34 |
| PEG Ratio | 0.36 | -0.06 |
| Price to Sales (TTM) | 3.29 | 0.96 |
| Price to Book (MRQ) | 3.41 | 1.55 |
| Market Capitalization | ||
| Market Capitalization | $6.05B | $4.96B |
| Enterprise Value | $5.89B | $5.40B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.24 | 1.06 |
| Enterprise to EBITDA | 14.06 | 9.23 |
| Risk & Other Metrics | ||
| Beta | 0.60 | 0.43 |
| Book Value per Share (MRQ) | $18.89 | $52.09 |
Financial Statements Comparison: RLI vs Selective Insurance
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | RLI | SIGI |
|---|---|---|
| Revenue/Sales | $499.83M | $1.33B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $156.52M | $108.91M |
| Income Tax | $32.18M | $22.96M |
| Net Income (Profit) | $124.34M | $85.94M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | RLI | SIGI |
|---|---|---|
| Cash & Equivalents | $27.06M | $124,000 |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $100.00M | $903.23M |
| Total Shareholders Equity | $1.60B | $3.26B |
| Retained Earnings | $1.77B | $3.22B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | RLI | SIGI |
|---|---|---|
| Operating Cash Flow | N/A | $67.40M |
| Capital Expenditures | $-1.05M | $-13.01M |
| Free Cash Flow | $102.46M | $270.97M |
| Debt Repayment | N/A | $-701,000 |
| Common Stock Repurchase | N/A | $-25.20M |
Short Interest & Institutional Ownership Analysis
| Metric | RLI | SIGI |
|---|---|---|
| Shares Short | 1.90M | 1.40M |
| Short Ratio | 3.90 | 2.71 |
| Short % of Float | 0.02% | 0.03% |
| Average Daily Volume (10 Day) | 644,040 | 530,944 |
| Average Daily Volume (90 Day) | 541,860 | 520,788 |
| Shares Outstanding | 91.74M | 60.85M |
| Float Shares | 79.72M | 60.23M |
| % Held by Insiders | 0.02% | 0.01% |
| % Held by Institutions | 0.85% | 0.88% |
Dividend Analysis & Yield Comparison: RLI vs Selective Insurance
| Metric | RLI | SIGI |
|---|---|---|
| Last 12-Month Dividend | $2.29 | $1.87 |
| Last 12-Month Dividend Yield | 3.21% | 2.41% |
| 3-Year Avg Annual Dividend | $2.49 | $1.47 |
| 3-Year Avg Dividend Yield | 1.05% | 0.37% |
| 3-Year Total Dividends | $7.47 | $4.40 |
| Ex-Dividend Date | Feb 28, 2025 | Aug 15, 2025 |