SmartFinancial [SMBK] vs First Busey [BUSE] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 18 vital metrics comparison: SmartFinancial wins in 11 metrics, First Busey wins in 7 metrics, with 0 ties. SmartFinancial appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricSmartFinancialFirst BuseyBetter
P/E Ratio (TTM)13.6517.47SmartFinancial
Price-to-Book Ratio1.110.81First Busey
Debt-to-Equity Ratio0.090.19SmartFinancial
PEG Ratio14.348.80First Busey
Profit Margin (TTM)23.32%15.36%SmartFinancial
Operating Margin (TTM)35.40%37.19%First Busey
EBITDA Margin (TTM)35.40%37.19%First Busey
Return on Equity8.42%4.14%SmartFinancial
Return on Assets (TTM)0.80%0.50%SmartFinancial
Free Cash Flow (TTM)$46.30M$171.84MFirst Busey
Dividend Yield0.76%5.13%First Busey
1-Year Return24.83%-9.35%SmartFinancial
Price-to-Sales Ratio (TTM)3.213.88SmartFinancial
Enterprise Value$255.37M$1.69BFirst Busey
EV/Revenue Ratio1.433.36SmartFinancial
Revenue per Share (TTM)$11$7SmartFinancial
Earnings per Share (Diluted)$2.47$1.26SmartFinancial
Beta (Stock Volatility)0.760.81SmartFinancial
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

SmartFinancial vs First Busey Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
SmartFinancial0.88%-0.09%-6.71%6.99%-6.71%8.21%
First Busey1.00%0.77%-8.23%0.86%-9.02%-3.34%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
SmartFinancial24.83%23.67%113.97%110.32%305.24%-8.38%
First Busey-9.35%-10.48%19.90%15.37%74.82%-60.96%

Performance & Financial Health Analysis: SmartFinancial vs First Busey

MetricSMBKBUSE
Market Information
Market Cap i$573.66M$1.96B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i54,850420,051
90 Day Avg. Volume i63,540562,837
Last Close$33.23$22.30
52 Week Range$26.31 - $37.72$18.40 - $28.30
% from 52W High-11.90%-21.20%
All-Time High$66.67 (Dec 18, 2006)$72.21 (Dec 04, 2006)
% from All-Time High-50.16%-69.12%
Growth Metrics
Quarterly Revenue Growth0.19%0.69%
Quarterly Earnings Growth0.46%0.73%
Financial Health
Profit Margin (TTM) i0.23%0.15%
Operating Margin (TTM) i0.35%0.37%
Return on Equity (TTM) i0.08%0.04%
Debt to Equity (MRQ) i0.090.19
Cash & Liquidity
Book Value per Share (MRQ)$30.50$27.08
Cash per Share (MRQ)$21.45$8.44
Operating Cash Flow (TTM) i$49.26M$158.07M
Levered Free Cash Flow (TTM) i$36.14M$113.69M
Dividends
Last 12-Month Dividend Yield i0.76%5.13%
Last 12-Month Dividend i$0.24$1.23

Valuation & Enterprise Metrics Analysis: SmartFinancial vs First Busey

MetricSMBKBUSE
Price Ratios
P/E Ratio (TTM) i13.6517.47
Forward P/E i14.348.80
PEG Ratio i14.348.80
Price to Sales (TTM) i3.213.88
Price to Book (MRQ) i1.110.81
Market Capitalization
Market Capitalization i$573.66M$1.96B
Enterprise Value i$255.37M$1.69B
Enterprise Value Metrics
Enterprise to Revenue i1.433.36
Enterprise to EBITDA iN/AN/A
Risk & Other Metrics
Beta i0.760.81
Book Value per Share (MRQ) i$30.50$27.08

Financial Statements Comparison: SmartFinancial vs First Busey

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)SMBKBUSE
Revenue/Sales i$46.84M$124.95M
Cost of Goods Sold iN/AN/A
Gross Profit iN/AN/A
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
EBITDA iN/AN/A
Pre-Tax Income i$13.56M$-32.67M
Income Tax i$2.31M$-2.68M
Net Income (Profit) i$11.25M$-29.99M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)SMBKBUSE
Cash & Equivalents i$411.18M$1.20B
Total Current Assets iN/AN/A
Total Current Liabilities iN/AN/A
Long-Term Debt i$39.71M$424.74M
Total Shareholders Equity i$505.94M$2.18B
Retained Earnings i$213.72M$249.48M
Property, Plant & Equipment iN/A$222.60M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)SMBKBUSE
Operating Cash Flow i$13.28M$-49.90M
Capital Expenditures i$-912,000$-1.80M
Free Cash Flow i$13.36M$6.53M
Debt Repayment i$0$-30,000
Common Stock Repurchase iN/A$-4.84M

Short Interest & Institutional Ownership Analysis

MetricSMBKBUSE
Shares Short i91,1151.42M
Short Ratio i1.332.30
Short % of Float i0.01%0.02%
Average Daily Volume (10 Day) i54,850420,051
Average Daily Volume (90 Day) i63,540562,837
Shares Outstanding i16.93M56.90M
Float Shares i14.40M84.85M
% Held by Insiders i0.15%0.06%
% Held by Institutions i0.58%0.61%

Dividend Analysis & Yield Comparison: SmartFinancial vs First Busey

MetricSMBKBUSE
Last 12-Month Dividend i$0.24$1.23
Last 12-Month Dividend Yield i0.76%5.13%
3-Year Avg Annual Dividend i$0.29$1.04
3-Year Avg Dividend Yield i0.30%1.06%
3-Year Total Dividends i$0.86$3.13
Ex-Dividend DateJan 31, 2025Jul 18, 2025