SmartFinancial [SMBK] vs Enterprise Financial [EFSC] Detailed Stock Comparison
SmartFinancial
NYSE
Loading...
Enterprise Financial
NASDAQ
Loading...
TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: SmartFinancial wins in 4 metrics, Enterprise Financial wins in 14 metrics, with 0 ties. Enterprise Financial appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | SmartFinancial | Enterprise Financial | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 13.65 | 10.47 | Enterprise Financial |
| Price-to-Book Ratio | 1.11 | 1.10 | Enterprise Financial |
| Debt-to-Equity Ratio | 0.09 | 0.35 | SmartFinancial |
| PEG Ratio | 14.34 | 12.13 | Enterprise Financial |
| Profit Margin (TTM) | 23.32% | 31.49% | Enterprise Financial |
| Operating Margin (TTM) | 35.40% | 38.28% | Enterprise Financial |
| EBITDA Margin (TTM) | 35.40% | 38.28% | Enterprise Financial |
| Return on Equity | 8.42% | 10.92% | Enterprise Financial |
| Return on Assets (TTM) | 0.80% | 1.31% | Enterprise Financial |
| Free Cash Flow (TTM) | $46.30M | $239.93M | Enterprise Financial |
| Dividend Yield | 0.76% | 2.62% | Enterprise Financial |
| 1-Year Return | 24.83% | 12.99% | SmartFinancial |
| Price-to-Sales Ratio (TTM) | 3.21 | 3.19 | Enterprise Financial |
| Enterprise Value | $255.37M | $2.27B | Enterprise Financial |
| EV/Revenue Ratio | 1.43 | 3.57 | SmartFinancial |
| Revenue per Share (TTM) | $11 | $17 | Enterprise Financial |
| Earnings per Share (Diluted) | $2.47 | $5.26 | Enterprise Financial |
| Beta (Stock Volatility) | 0.76 | 0.91 | SmartFinancial |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
SmartFinancial vs Enterprise Financial Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| SmartFinancial | 0.88% | -0.09% | -6.71% | 6.99% | -6.71% | 8.21% |
| Enterprise Financial | 0.59% | 1.54% | -4.44% | 1.37% | -8.86% | -1.48% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| SmartFinancial | 24.83% | 23.67% | 113.97% | 110.32% | 305.24% | -8.38% |
| Enterprise Financial | 12.99% | 12.48% | 68.89% | 120.15% | 510.96% | 137.48% |
Performance & Financial Health Analysis: SmartFinancial vs Enterprise Financial
| Metric | SMBK | EFSC |
|---|---|---|
| Market Information | ||
| Market Cap | $573.66M | $2.04B |
| Market Cap Category | Small cap | Mid cap |
| 10 Day Avg. Volume | 54,850 | 177,080 |
| 90 Day Avg. Volume | 63,540 | 186,957 |
| Last Close | $33.23 | $54.64 |
| 52 Week Range | $26.31 - $37.72 | $45.22 - $63.13 |
| % from 52W High | -11.90% | -13.45% |
| All-Time High | $66.67 (Dec 18, 2006) | $63.13 (Nov 25, 2024) |
| % from All-Time High | -50.16% | -13.45% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.19% | 0.12% |
| Quarterly Earnings Growth | 0.46% | 0.13% |
| Financial Health | ||
| Profit Margin (TTM) | 0.23% | 0.31% |
| Operating Margin (TTM) | 0.35% | 0.38% |
| Return on Equity (TTM) | 0.08% | 0.11% |
| Debt to Equity (MRQ) | 0.09 | 0.35 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $30.50 | $50.09 |
| Cash per Share (MRQ) | $21.45 | $13.69 |
| Operating Cash Flow (TTM) | $49.26M | $242.31M |
| Levered Free Cash Flow (TTM) | $36.14M | $181.52M |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.76% | 2.62% |
| Last 12-Month Dividend | $0.24 | $1.45 |
Valuation & Enterprise Metrics Analysis: SmartFinancial vs Enterprise Financial
| Metric | SMBK | EFSC |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 13.65 | 10.47 |
| Forward P/E | 14.34 | 12.13 |
| PEG Ratio | 14.34 | 12.13 |
| Price to Sales (TTM) | 3.21 | 3.19 |
| Price to Book (MRQ) | 1.11 | 1.10 |
| Market Capitalization | ||
| Market Capitalization | $573.66M | $2.04B |
| Enterprise Value | $255.37M | $2.27B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.43 | 3.57 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 0.76 | 0.91 |
| Book Value per Share (MRQ) | $30.50 | $50.09 |
Financial Statements Comparison: SmartFinancial vs Enterprise Financial
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | SMBK | EFSC |
|---|---|---|
| Revenue/Sales | $46.84M | $137.38M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $13.56M | $61.03M |
| Income Tax | $2.31M | $11.07M |
| Net Income (Profit) | $11.25M | $49.96M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | SMBK | EFSC |
|---|---|---|
| Cash & Equivalents | $411.18M | $474.95M |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $39.71M | $617.33M |
| Total Shareholders Equity | $505.94M | $1.87B |
| Retained Earnings | $213.72M | $908.55M |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | SMBK | EFSC |
|---|---|---|
| Operating Cash Flow | $13.28M | $52.01M |
| Capital Expenditures | $-912,000 | $-4.40M |
| Free Cash Flow | $13.36M | $35.62M |
| Debt Repayment | $0 | $-25.19M |
| Common Stock Repurchase | N/A | $-10.62M |
Short Interest & Institutional Ownership Analysis
| Metric | SMBK | EFSC |
|---|---|---|
| Shares Short | 91,115 | 629,323 |
| Short Ratio | 1.33 | 3.09 |
| Short % of Float | 0.01% | 0.02% |
| Average Daily Volume (10 Day) | 54,850 | 177,080 |
| Average Daily Volume (90 Day) | 63,540 | 186,957 |
| Shares Outstanding | 16.93M | 36.99M |
| Float Shares | 14.40M | 35.92M |
| % Held by Insiders | 0.15% | 0.02% |
| % Held by Institutions | 0.58% | 0.84% |
Dividend Analysis & Yield Comparison: SmartFinancial vs Enterprise Financial
| Metric | SMBK | EFSC |
|---|---|---|
| Last 12-Month Dividend | $0.24 | $1.45 |
| Last 12-Month Dividend Yield | 0.76% | 2.62% |
| 3-Year Avg Annual Dividend | $0.29 | $1.14 |
| 3-Year Avg Dividend Yield | 0.30% | 0.57% |
| 3-Year Total Dividends | $0.86 | $3.43 |
| Ex-Dividend Date | Jan 31, 2025 | Sep 15, 2025 |