Synchrony Financial [SYF.PR.B] vs FirstCash Holdings [FCFS] Detailed Stock Comparison

Synchrony Financial

NYSE

FirstCash Holdings

NASDAQ

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Synchrony Financial wins in 9 metrics, FirstCash Holdings wins in 5 metrics, with 0 ties. Synchrony Financial appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	Synchrony Financial	FirstCash Holdings	Better
P/E Ratio (TTM)	N/A	21.33	N/A
Price-to-Book Ratio	0.61	2.87	Synchrony Financial
Debt-to-Equity Ratio	0.94	94.52	Synchrony Financial
PEG Ratio	N/A	0.92	N/A
EV/EBITDA	N/A	13.52	N/A
Profit Margin (TTM)	35.79%	8.61%	Synchrony Financial
Operating Margin (TTM)	50.22%	12.67%	Synchrony Financial
EBITDA Margin (TTM)	50.22%	12.67%	Synchrony Financial
Return on Equity	20.23%	14.17%	Synchrony Financial
Return on Assets (TTM)	2.73%	6.97%	FirstCash Holdings
Free Cash Flow (TTM)	$9.85B	$471.71M	Synchrony Financial
Dividend Yield	6.20%	N/A	N/A
1-Year Return	-0.47%	17.03%	FirstCash Holdings
Price-to-Sales Ratio (TTM)	0.62	1.81	Synchrony Financial
Enterprise Value	$7.38B	$8.06B	FirstCash Holdings
EV/Revenue Ratio	0.80	2.38	Synchrony Financial
Gross Profit Margin (TTM)	N/A	49.70%	N/A
Revenue per Share (TTM)	$24	$76	FirstCash Holdings
Earnings per Share (Diluted)	N/A	$6.49	N/A
Beta (Stock Volatility)	1.48	0.68	FirstCash Holdings

Performance

Key Stats

Valuation

Financials

Short Interest

Dividends

Synchrony Financial vs FirstCash Holdings Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
Synchrony Financial	-0.47%	-0.50%	0.16%	4.14%	0.16%	-2.21%
FirstCash Holdings	-0.29%	-0.46%	5.47%	10.32%	21.04%	35.20%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
Synchrony Financial	-0.47%	2.85%	2.85%	2.85%	2.85%	2.85%
FirstCash Holdings	17.03%	78.23%	128.99%	248.23%	475.04%	1,087.50%

Performance Comparison

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Synchrony Financial (SYF.PR.B): View Full Stock Overview

FirstCash Holdings (FCFS): View Full Stock Overview

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Key Performance Metrics Available:

Daily, weekly, monthly, and yearly returns
52-week high and low prices
Market capitalization and valuation ratios
Financial health and profitability metrics
Dividend history and yield information

Performance & Financial Health Analysis: Synchrony Financial vs FirstCash Holdings

Metric	SYF.PR.B	FCFS
Market Information
Market Cap i	$10.00B	$6.14B
Market Cap Category	Mid cap	Mid cap
10 Day Avg. Volume i	24,799	261,950
90 Day Avg. Volume i	38,461	335,780
Last Close	$25.63	$138.70
52 Week Range	$23.30 - $26.71	$100.24 - $141.56
% from 52W High	-4.04%	-2.02%
All-Time High	$26.71 (Nov 11, 2024)	$141.56 (Aug 14, 2025)
% from All-Time High	-4.04%	-2.02%
Growth Metrics
Quarterly Revenue Growth	0.24%	-0.01%
Quarterly Earnings Growth	0.50%	0.22%
Financial Health
Profit Margin (TTM) i	0.36%	0.09%
Operating Margin (TTM) i	0.50%	0.13%
Return on Equity (TTM) i	0.20%	0.14%
Debt to Equity (MRQ) i	0.94	94.52
Cash & Liquidity
Book Value per Share (MRQ)	$42.29	$48.24
Cash per Share (MRQ)	$52.30	$2.29
Operating Cash Flow (TTM) i	$9.88B	$554.73M
Levered Free Cash Flow (TTM) i	$3.43B	$576.17M
Dividends
Last 12-Month Dividend Yield i	6.20%	N/A
Last 12-Month Dividend i	$1.56	N/A

Valuation & Enterprise Metrics Analysis: Synchrony Financial vs FirstCash Holdings

Metric	SYF.PR.B	FCFS
Price Ratios
P/E Ratio (TTM) i	N/A	21.33
Forward P/E i	N/A	17.48
PEG Ratio i	N/A	0.92
Price to Sales (TTM) i	0.62	1.81
Price to Book (MRQ) i	0.61	2.87
Market Capitalization
Market Capitalization i	$10.00B	$6.14B
Enterprise Value i	$7.38B	$8.06B
Enterprise Value Metrics
Enterprise to Revenue i	0.80	2.38
Enterprise to EBITDA i	N/A	13.52
Risk & Other Metrics
Beta i	1.48	0.68
Book Value per Share (MRQ) i	$42.29	$48.24

Financial Statements Comparison: Synchrony Financial vs FirstCash Holdings

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)	SYF.PR.B	FCFS
Revenue/Sales i	$3.72B	$836.42M
Cost of Goods Sold i	N/A	$412.22M
Gross Profit i	N/A	$424.20M
Research & Development i	N/A	N/A
Operating Income (EBIT) i	N/A	$135.59M
EBITDA i	N/A	$253.46M
Pre-Tax Income i	$984.00M	$111.22M
Income Tax i	$227.00M	$27.63M
Net Income (Profit) i	$757.00M	$83.59M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)	SYF.PR.B	FCFS
Cash & Equivalents i	$21.63B	$146.03M
Total Current Assets i	N/A	$1.33B
Total Current Liabilities i	N/A	$301.89M
Long-Term Debt i	$17.01B	$1.94B
Total Shareholders Equity i	$16.58B	$2.06B
Retained Earnings i	$22.21B	$1.48B
Property, Plant & Equipment i	N/A	$1.05B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)	SYF.PR.B	FCFS
Operating Cash Flow i	$1.03B	$83.67M
Capital Expenditures i	N/A	$-12.91M
Free Cash Flow i	$2.20B	$113.73M
Debt Repayment i	$0	$-129.00M
Common Stock Repurchase i	$-605.00M	$-59.61M

Short Interest & Institutional Ownership Analysis

Metric	SYF.PR.B	FCFS
Shares Short i	30,413	607,370
Short Ratio i	0.46	1.80
Short % of Float i	N/A	0.02%
Average Daily Volume (10 Day) i	24,799	261,950
Average Daily Volume (90 Day) i	38,461	335,780
Shares Outstanding i	388.26M	44.75M
Float Shares i	369.84M	39.12M
% Held by Insiders i	0.00%	0.12%
% Held by Institutions i	0.36%	0.89%

Dividend Analysis & Yield Comparison: Synchrony Financial vs FirstCash Holdings

Metric	SYF.PR.B	FCFS
Last 12-Month Dividend i	$1.56	N/A
Last 12-Month Dividend Yield i	6.20%	N/A
3-Year Avg Annual Dividend i	$0.68	N/A
3-Year Avg Dividend Yield i	1.97%	N/A
3-Year Total Dividends i	$2.03	N/A
Ex-Dividend Date	Feb 03, 2025	N/A

Synchrony Financial [SYF.PR.B] vs FirstCash Holdings [FCFS] Detailed Stock Comparison