Hanover Insurance [THG] vs Selective Insurance [SIGI] Detailed Stock Comparison
Hanover Insurance
NYSE
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Selective Insurance
NASDAQ
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Hanover Insurance wins in 13 metrics, Selective Insurance wins in 5 metrics, with 1 ties. Hanover Insurance appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Hanover Insurance | Selective Insurance | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.32 | 12.82 | Hanover Insurance |
| Price-to-Book Ratio | 1.92 | 1.50 | Selective Insurance |
| Debt-to-Equity Ratio | 24.39 | 26.79 | Hanover Insurance |
| PEG Ratio | 12.53 | -0.06 | Selective Insurance |
| EV/EBITDA | 9.11 | 9.13 | Hanover Insurance |
| Profit Margin (TTM) | 8.67% | 7.50% | Hanover Insurance |
| Operating Margin (TTM) | 12.54% | 9.21% | Hanover Insurance |
| EBITDA Margin (TTM) | 12.54% | 9.21% | Hanover Insurance |
| Return on Equity | 19.23% | 12.20% | Hanover Insurance |
| Return on Assets (TTM) | 3.00% | 2.56% | Hanover Insurance |
| Free Cash Flow (TTM) | $796.20M | $1.07B | Selective Insurance |
| Dividend Yield | 1.59% | 2.41% | Selective Insurance |
| 1-Year Return | 25.83% | -13.72% | Hanover Insurance |
| Price-to-Sales Ratio (TTM) | 0.96 | 0.93 | Selective Insurance |
| Enterprise Value | $6.69B | $5.34B | Hanover Insurance |
| EV/Revenue Ratio | 1.04 | 1.04 | Tie |
| Revenue per Share (TTM) | $178 | $84 | Hanover Insurance |
| Earnings per Share (Diluted) | $15.18 | $6.11 | Hanover Insurance |
| Beta (Stock Volatility) | 0.46 | 0.47 | Hanover Insurance |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Hanover Insurance vs Selective Insurance Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Hanover Insurance | -1.16% | 0.44% | 3.84% | 2.21% | 5.69% | 11.26% |
| Selective Insurance | -1.91% | -1.84% | -10.87% | -13.45% | -7.05% | -16.76% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Hanover Insurance | 25.83% | 24.39% | 68.39% | 126.01% | 312.25% | 362.63% |
| Selective Insurance | -13.72% | -7.56% | 35.15% | 149.63% | 414.49% | 221.50% |
Performance & Financial Health Analysis: Hanover Insurance vs Selective Insurance
| Metric | THG | SIGI |
|---|---|---|
| Market Information | ||
| Market Cap | $6.15B | $4.77B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 215,546 | 535,380 |
| 90 Day Avg. Volume | 257,679 | 637,760 |
| Last Close | $169.60 | $76.71 |
| 52 Week Range | $132.93 - $178.68 | $71.75 - $103.56 |
| % from 52W High | -5.08% | -25.93% |
| All-Time High | $178.68 (Jun 03, 2025) | $109.58 (Mar 25, 2024) |
| % from All-Time High | -5.08% | -30.00% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.08% | 0.11% |
| Quarterly Earnings Growth | 2.88% | 0.11% |
| Financial Health | ||
| Profit Margin (TTM) | 0.09% | 0.08% |
| Operating Margin (TTM) | 0.13% | 0.09% |
| Return on Equity (TTM) | 0.19% | 0.12% |
| Debt to Equity (MRQ) | 24.39 | 26.79 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $89.59 | $52.09 |
| Cash per Share (MRQ) | $6.82 | $8.74 |
| Operating Cash Flow (TTM) | $857.30M | $1.17B |
| Levered Free Cash Flow (TTM) | $624.16M | $1.04B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.59% | 2.41% |
| Last 12-Month Dividend | $2.65 | $1.87 |
Valuation & Enterprise Metrics Analysis: Hanover Insurance vs Selective Insurance
| Metric | THG | SIGI |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.32 | 12.82 |
| Forward P/E | 12.53 | 10.06 |
| PEG Ratio | 12.53 | -0.06 |
| Price to Sales (TTM) | 0.96 | 0.93 |
| Price to Book (MRQ) | 1.92 | 1.50 |
| Market Capitalization | ||
| Market Capitalization | $6.15B | $4.77B |
| Enterprise Value | $6.69B | $5.34B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.04 | 1.04 |
| Enterprise to EBITDA | 9.11 | 9.13 |
| Risk & Other Metrics | ||
| Beta | 0.46 | 0.47 |
| Book Value per Share (MRQ) | $89.59 | $52.09 |
Financial Statements Comparison: Hanover Insurance vs Selective Insurance
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | THG | SIGI |
|---|---|---|
| Revenue/Sales | $1.65B | $1.29B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $198.80M | $138.89M |
| Income Tax | $41.90M | $28.99M |
| Net Income (Profit) | $157.10M | $109.90M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | THG | SIGI |
|---|---|---|
| Cash & Equivalents | $315.10M | $124,000 |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $722.50M | $903.23M |
| Total Shareholders Equity | $3.04B | $3.26B |
| Retained Earnings | $3.31B | $3.22B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | THG | SIGI |
|---|---|---|
| Operating Cash Flow | $58.80M | $67.40M |
| Capital Expenditures | N/A | $-13.01M |
| Free Cash Flow | $37.10M | $270.97M |
| Debt Repayment | N/A | $-701,000 |
| Common Stock Repurchase | $-11.00M | $-25.20M |
Short Interest & Institutional Ownership Analysis
| Metric | THG | SIGI |
|---|---|---|
| Shares Short | 498,696 | 1.52M |
| Short Ratio | 1.75 | 2.24 |
| Short % of Float | 0.02% | 0.03% |
| Average Daily Volume (10 Day) | 215,546 | 535,380 |
| Average Daily Volume (90 Day) | 257,679 | 637,760 |
| Shares Outstanding | 35.90M | 60.85M |
| Float Shares | 35.44M | 60.23M |
| % Held by Insiders | 0.01% | 0.01% |
| % Held by Institutions | 0.90% | 0.87% |
Dividend Analysis & Yield Comparison: Hanover Insurance vs Selective Insurance
| Metric | THG | SIGI |
|---|---|---|
| Last 12-Month Dividend | $2.65 | $1.87 |
| Last 12-Month Dividend Yield | 1.59% | 2.41% |
| 3-Year Avg Annual Dividend | $2.79 | $1.47 |
| 3-Year Avg Dividend Yield | 0.62% | 0.37% |
| 3-Year Total Dividends | $8.38 | $4.40 |
| Ex-Dividend Date | Mar 14, 2025 | Aug 15, 2025 |