Hanover Insurance [THG] vs Selective Insurance [SIGI] Detailed Stock Comparison
Hanover Insurance
NYSE
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Selective Insurance
NASDAQ
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TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Hanover Insurance wins in 11 metrics, Selective Insurance wins in 8 metrics, with 0 ties. Hanover Insurance appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Hanover Insurance | Selective Insurance | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 11.81 | 13.27 | Hanover Insurance |
| Price-to-Book Ratio | 2.00 | 1.55 | Selective Insurance |
| Debt-to-Equity Ratio | 24.39 | 26.79 | Hanover Insurance |
| PEG Ratio | 0.04 | -0.06 | Selective Insurance |
| EV/EBITDA | 9.45 | 9.23 | Selective Insurance |
| Profit Margin (TTM) | 8.67% | 7.50% | Hanover Insurance |
| Operating Margin (TTM) | 12.54% | 9.21% | Hanover Insurance |
| EBITDA Margin (TTM) | 12.54% | 9.21% | Hanover Insurance |
| Return on Equity | 19.23% | 12.20% | Hanover Insurance |
| Return on Assets (TTM) | 3.00% | 2.56% | Hanover Insurance |
| Free Cash Flow (TTM) | $796.20M | $1.07B | Selective Insurance |
| Dividend Yield | 1.59% | 2.41% | Selective Insurance |
| 1-Year Return | 21.79% | -13.38% | Hanover Insurance |
| Price-to-Sales Ratio (TTM) | 1.00 | 0.96 | Selective Insurance |
| Enterprise Value | $6.95B | $5.40B | Hanover Insurance |
| EV/Revenue Ratio | 1.08 | 1.06 | Selective Insurance |
| Revenue per Share (TTM) | $178 | $84 | Hanover Insurance |
| Earnings per Share (Diluted) | $15.17 | $6.07 | Hanover Insurance |
| Beta (Stock Volatility) | 0.47 | 0.43 | Selective Insurance |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Hanover Insurance vs Selective Insurance Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Hanover Insurance | 0.34% | 3.64% | 3.14% | 8.45% | 3.74% | 19.06% |
| Selective Insurance | 1.12% | 3.11% | 3.57% | -6.75% | -11.61% | -11.80% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Hanover Insurance | 21.79% | 36.51% | 89.18% | 143.40% | 319.56% | 396.99% |
| Selective Insurance | -13.38% | -3.58% | 51.39% | 140.40% | 384.10% | 229.07% |
News Based Sentiment: Hanover Insurance vs Selective Insurance
Hanover Insurance
News based Sentiment: POSITIVE
October 2025 was a standout month for Hanover Insurance, driven by significantly exceeding earnings expectations, multiple analyst upgrades, and strategic initiatives focused on growth and financial stability. The combination of strong financial performance and positive market sentiment creates a compelling investment narrative.
Selective Insurance
News based Sentiment: MIXED
The month presented a mixed bag for Selective Insurance. Positive developments like increased investment income guidance and continued dividend growth were overshadowed by a significant revenue miss in Q2 and concerning technical signals. This creates uncertainty about the company's near-term performance and warrants a cautious outlook.
Performance & Financial Health Analysis: Hanover Insurance vs Selective Insurance
| Metric | THG | SIGI |
|---|---|---|
| Market Information | ||
| Market Cap | $6.50B | $4.96B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 275,870 | 530,944 |
| 90 Day Avg. Volume | 219,087 | 520,788 |
| Last Close | $182.12 | $82.19 |
| 52 Week Range | $142.48 - $183.39 | $71.75 - $103.56 |
| % from 52W High | -0.69% | -20.64% |
| All-Time High | $183.39 (Oct 01, 2025) | $109.58 (Mar 25, 2024) |
| % from All-Time High | -0.69% | -25.00% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.08% | 0.11% |
| Quarterly Earnings Growth | 2.88% | 0.11% |
| Financial Health | ||
| Profit Margin (TTM) | 0.09% | 0.08% |
| Operating Margin (TTM) | 0.13% | 0.09% |
| Return on Equity (TTM) | 0.19% | 0.12% |
| Debt to Equity (MRQ) | 24.39 | 26.79 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $89.59 | $52.09 |
| Cash per Share (MRQ) | $6.82 | $8.74 |
| Operating Cash Flow (TTM) | $857.30M | $1.17B |
| Levered Free Cash Flow (TTM) | $624.16M | $1.04B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.59% | 2.41% |
| Last 12-Month Dividend | $2.65 | $1.87 |
Valuation & Enterprise Metrics Analysis: Hanover Insurance vs Selective Insurance
| Metric | THG | SIGI |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 11.81 | 13.27 |
| Forward P/E | 13.05 | 10.34 |
| PEG Ratio | 0.04 | -0.06 |
| Price to Sales (TTM) | 1.00 | 0.96 |
| Price to Book (MRQ) | 2.00 | 1.55 |
| Market Capitalization | ||
| Market Capitalization | $6.50B | $4.96B |
| Enterprise Value | $6.95B | $5.40B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.08 | 1.06 |
| Enterprise to EBITDA | 9.45 | 9.23 |
| Risk & Other Metrics | ||
| Beta | 0.47 | 0.43 |
| Book Value per Share (MRQ) | $89.59 | $52.09 |
Financial Statements Comparison: Hanover Insurance vs Selective Insurance
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | THG | SIGI |
|---|---|---|
| Revenue/Sales | $1.65B | $1.33B |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $198.80M | $108.91M |
| Income Tax | $41.90M | $22.96M |
| Net Income (Profit) | $157.10M | $85.94M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | THG | SIGI |
|---|---|---|
| Cash & Equivalents | $315.10M | $124,000 |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $722.50M | $903.23M |
| Total Shareholders Equity | $3.04B | $3.26B |
| Retained Earnings | $3.31B | $3.22B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | THG | SIGI |
|---|---|---|
| Operating Cash Flow | $58.80M | $67.40M |
| Capital Expenditures | N/A | $-13.01M |
| Free Cash Flow | $37.10M | $270.97M |
| Debt Repayment | N/A | $-701,000 |
| Common Stock Repurchase | $-11.00M | $-25.20M |
Short Interest & Institutional Ownership Analysis
| Metric | THG | SIGI |
|---|---|---|
| Shares Short | 599,832 | 1.40M |
| Short Ratio | 3.14 | 2.71 |
| Short % of Float | 0.02% | 0.03% |
| Average Daily Volume (10 Day) | 275,870 | 530,944 |
| Average Daily Volume (90 Day) | 219,087 | 520,788 |
| Shares Outstanding | 35.90M | 60.85M |
| Float Shares | 35.44M | 60.23M |
| % Held by Insiders | 0.01% | 0.01% |
| % Held by Institutions | 0.92% | 0.88% |
Dividend Analysis & Yield Comparison: Hanover Insurance vs Selective Insurance
| Metric | THG | SIGI |
|---|---|---|
| Last 12-Month Dividend | $2.65 | $1.87 |
| Last 12-Month Dividend Yield | 1.59% | 2.41% |
| 3-Year Avg Annual Dividend | $2.79 | $1.47 |
| 3-Year Avg Dividend Yield | 0.62% | 0.37% |
| 3-Year Total Dividends | $8.38 | $4.40 |
| Ex-Dividend Date | Mar 14, 2025 | Aug 15, 2025 |