Visa [V] vs PayPal Holdings [PYPL] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Visa wins in 11 metrics, PayPal Holdings wins in 8 metrics, with 0 ties. Visa appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricVisaPayPal HoldingsBetter
P/E Ratio (TTM)33.4514.63PayPal Holdings
Price-to-Book Ratio17.473.25PayPal Holdings
Debt-to-Equity Ratio65.0260.25PayPal Holdings
PEG Ratio27.0313.97PayPal Holdings
EV/EBITDA24.5610.27PayPal Holdings
Profit Margin (TTM)52.16%14.49%Visa
Operating Margin (TTM)66.77%19.29%Visa
EBITDA Margin (TTM)66.77%19.29%Visa
Return on Equity51.76%22.92%Visa
Return on Assets (TTM)16.97%4.61%Visa
Free Cash Flow (TTM)$18.69B$6.77BVisa
Dividend Yield0.50%N/AN/A
1-Year Return30.79%7.26%Visa
Price-to-Sales Ratio (TTM)17.072.02PayPal Holdings
Enterprise Value$666.08B$67.14BVisa
EV/Revenue Ratio17.132.08PayPal Holdings
Gross Profit Margin (TTM)80.60%46.38%Visa
Revenue per Share (TTM)$21$33PayPal Holdings
Earnings per Share (Diluted)$10.23$4.67Visa
Beta (Stock Volatility)0.941.42Visa
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends

Visa vs PayPal Holdings Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Visa1.44%-3.87%-6.88%-5.08%-4.58%5.63%
PayPal Holdings-0.84%-0.79%-10.45%-0.68%-11.76%-20.84%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Visa30.79%60.76%72.77%357.75%1,782.22%2,011.50%
PayPal Holdings7.26%-31.34%-63.74%82.01%100.12%100.12%

Performance & Financial Health Analysis: Visa vs PayPal Holdings

MetricVPYPL
Market Information
Market Cap i$664.09B$65.26B
Market Cap CategoryMega capLarge cap
10 Day Avg. Volume i6,689,05015,065,631
90 Day Avg. Volume i6,449,34711,140,307
Last Close$336.88$67.64
52 Week Range$257.92 - $375.51$55.85 - $93.66
% from 52W High-10.29%-27.78%
All-Time High$375.51 (Jun 11, 2025)$310.16 (Jul 26, 2021)
% from All-Time High-10.29%-78.19%
Growth Metrics
Quarterly Revenue Growth0.14%0.05%
Quarterly Earnings Growth0.08%0.12%
Financial Health
Profit Margin (TTM) i0.52%0.14%
Operating Margin (TTM) i0.67%0.19%
Return on Equity (TTM) i0.52%0.23%
Debt to Equity (MRQ) i65.0260.25
Cash & Liquidity
Book Value per Share (MRQ)$19.58$21.04
Cash per Share (MRQ)$9.95$10.48
Operating Cash Flow (TTM) i$23.48B$6.07B
Levered Free Cash Flow (TTM) i$17.98B$1.01B
Dividends
Last 12-Month Dividend Yield i0.50%N/A
Last 12-Month Dividend i$1.70N/A

Valuation & Enterprise Metrics Analysis: Visa vs PayPal Holdings

MetricVPYPL
Price Ratios
P/E Ratio (TTM) i33.4514.63
Forward P/E i27.0313.97
PEG Ratio i27.0313.97
Price to Sales (TTM) i17.072.02
Price to Book (MRQ) i17.473.25
Market Capitalization
Market Capitalization i$664.09B$65.26B
Enterprise Value i$666.08B$67.14B
Enterprise Value Metrics
Enterprise to Revenue i17.132.08
Enterprise to EBITDA i24.5610.27
Risk & Other Metrics
Beta i0.941.42
Book Value per Share (MRQ) i$19.58$21.04

Financial Statements Comparison: Visa vs PayPal Holdings

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)VPYPL
Revenue/Sales i$9.59B$7.79B
Cost of Goods Sold i$1.88B$4.08B
Gross Profit i$7.71B$3.72B
Research & Development iN/A$731.00M
Operating Income (EBIT) i$6.44B$1.60B
EBITDA i$6.74B$1.97B
Pre-Tax Income i$5.44B$1.60B
Income Tax i$861.00M$316.00M
Net Income (Profit) i$4.58B$1.29B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)VPYPL
Cash & Equivalents i$11.73B$7.45B
Total Current Assets i$32.93B$60.61B
Total Current Liabilities i$30.38B$46.62B
Long-Term Debt i$16.81B$11.42B
Total Shareholders Equity i$38.03B$20.25B
Retained Earnings i$16.52B$28.65B
Property, Plant & Equipment iN/AN/A

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)VPYPL
Operating Cash Flow i$4.22B$1.24B
Capital Expenditures i$-327.00M$-194.00M
Free Cash Flow i$4.37B$964.00M
Debt Repayment iN/A$0
Common Stock Repurchase i$-4.60B$-1.50B

Short Interest & Institutional Ownership Analysis

MetricVPYPL
Shares Short i27.30M32.44M
Short Ratio i3.563.18
Short % of Float i0.02%0.03%
Average Daily Volume (10 Day) i6,689,05015,065,631
Average Daily Volume (90 Day) i6,449,34711,140,307
Shares Outstanding i1.98B993.00M
Float Shares i1.76B952.26M
% Held by Insiders i0.01%0.00%
% Held by Institutions i0.91%0.81%

Dividend Analysis & Yield Comparison: Visa vs PayPal Holdings

MetricVPYPL
Last 12-Month Dividend i$1.70N/A
Last 12-Month Dividend Yield i0.50%N/A
3-Year Avg Annual Dividend i$1.81N/A
3-Year Avg Dividend Yield i0.19%N/A
3-Year Total Dividends i$5.44N/A
Ex-Dividend DateFeb 11, 2025N/A