Velocity Financial [VEL] vs Mr. Cooper [COOP] Detailed Stock Comparison
Velocity Financial
NYSE
Loading...
Mr. Cooper
NASDAQ
Loading...
TLDR: Quick Comparison Summary
Based on 19 vital metrics comparison: Velocity Financial wins in 9 metrics, Mr. Cooper wins in 8 metrics, with 0 ties. Velocity Financial appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Velocity Financial | Mr. Cooper | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 9.96 | 21.36 | Velocity Financial |
| Price-to-Book Ratio | 1.21 | 2.39 | Velocity Financial |
| Debt-to-Equity Ratio | 927.53 | 238.73 | Mr. Cooper |
| PEG Ratio | 9.02 | 14.16 | Velocity Financial |
| EV/EBITDA | N/A | 12.26 | N/A |
| Profit Margin (TTM) | 39.36% | 25.38% | Velocity Financial |
| Operating Margin (TTM) | 77.26% | 48.19% | Velocity Financial |
| EBITDA Margin (TTM) | 77.26% | 48.19% | Velocity Financial |
| Return on Equity | 13.65% | 11.76% | Velocity Financial |
| Return on Assets (TTM) | 1.32% | 3.02% | Mr. Cooper |
| Free Cash Flow (TTM) | $32.71M | $-2.67B | Velocity Financial |
| 1-Year Return | -4.09% | 103.77% | Mr. Cooper |
| Price-to-Sales Ratio (TTM) | 3.94 | 5.44 | Velocity Financial |
| Enterprise Value | $5.90B | $23.56B | Mr. Cooper |
| EV/Revenue Ratio | 33.17 | 10.49 | Mr. Cooper |
| Gross Profit Margin (TTM) | N/A | 50.55% | N/A |
| Revenue per Share (TTM) | $5 | $35 | Mr. Cooper |
| Earnings per Share (Diluted) | $1.93 | $8.93 | Mr. Cooper |
| Beta (Stock Volatility) | 1.21 | 0.98 | Mr. Cooper |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Velocity Financial vs Mr. Cooper Stock Performance Analysis
Loading Price Chart...
Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Velocity Financial | 7.65% | 7.52% | -4.77% | 5.52% | -4.66% | -8.05% |
| Mr. Cooper | -4.59% | 1.77% | 21.02% | 49.05% | 66.45% | 88.67% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Velocity Financial | -4.09% | 42.93% | 328.78% | 30.13% | 30.13% | 30.13% |
| Mr. Cooper | 103.77% | 279.71% | 871.21% | 523.91% | 1,542.96% | 1,542.96% |
Performance & Financial Health Analysis: Velocity Financial vs Mr. Cooper
| Metric | VEL | COOP |
|---|---|---|
| Market Information | ||
| Market Cap | $701.37M | $12.21B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 270,250 | 1,064,230 |
| 90 Day Avg. Volume | 188,197 | 1,478,257 |
| Last Close | $17.58 | $177.35 |
| 52 Week Range | $16.12 - $20.98 | $83.80 - $193.86 |
| % from 52W High | -16.21% | -8.51% |
| All-Time High | $20.98 (Mar 03, 2025) | $193.86 (Aug 07, 2025) |
| % from All-Time High | -16.21% | -8.52% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.01% | 0.04% |
| Quarterly Earnings Growth | 0.10% | -0.03% |
| Financial Health | ||
| Profit Margin (TTM) | 0.39% | 0.25% |
| Operating Margin (TTM) | 0.77% | 0.48% |
| Return on Equity (TTM) | 0.14% | 0.12% |
| Debt to Equity (MRQ) | 927.53 | 238.73 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $15.92 | $79.69 |
| Cash per Share (MRQ) | $1.42 | $12.88 |
| Operating Cash Flow (TTM) | $30.71M | $-63,000,000 |
| Levered Free Cash Flow (TTM) | $67.59M | $-2,000,499,968 |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | N/A |
| Last 12-Month Dividend | N/A | N/A |
Valuation & Enterprise Metrics Analysis: Velocity Financial vs Mr. Cooper
| Metric | VEL | COOP |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 9.96 | 21.36 |
| Forward P/E | 9.02 | 14.16 |
| PEG Ratio | 9.02 | 14.16 |
| Price to Sales (TTM) | 3.94 | 5.44 |
| Price to Book (MRQ) | 1.21 | 2.39 |
| Market Capitalization | ||
| Market Capitalization | $701.37M | $12.21B |
| Enterprise Value | $5.90B | $23.56B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 33.17 | 10.49 |
| Enterprise to EBITDA | N/A | 12.26 |
| Risk & Other Metrics | ||
| Beta | 1.21 | 0.98 |
| Book Value per Share (MRQ) | $15.92 | $79.69 |
Financial Statements Comparison: Velocity Financial vs Mr. Cooper
Financial Metrics
Loading Financial Charts...
Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | VEL | COOP |
|---|---|---|
| Revenue/Sales | $63.62M | $825.00M |
| Cost of Goods Sold | N/A | $408.00M |
| Gross Profit | N/A | $417.00M |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | $278.00M |
| EBITDA | N/A | $289.00M |
| Pre-Tax Income | $32.04M | $277.00M |
| Income Tax | $11.23M | $79.00M |
| Net Income (Profit) | $20.81M | $198.00M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | VEL | COOP |
|---|---|---|
| Cash & Equivalents | $50.11M | $784.00M |
| Total Current Assets | N/A | $4.61B |
| Total Current Liabilities | N/A | $8.26B |
| Long-Term Debt | $4.51B | $4.90B |
| Total Shareholders Equity | $520.22M | $4.89B |
| Retained Earnings | $197.33M | $5.06B |
| Property, Plant & Equipment | $2.50M | $205.00M |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | VEL | COOP |
|---|---|---|
| Operating Cash Flow | $35.20M | $526.00M |
| Capital Expenditures | $-99,000 | $-13.00M |
| Free Cash Flow | $33.18M | $65.00M |
| Debt Repayment | $-847.26M | $-15.00M |
| Common Stock Repurchase | N/A | $0 |
Short Interest & Institutional Ownership Analysis
| Metric | VEL | COOP |
|---|---|---|
| Shares Short | 288,767 | 2.22M |
| Short Ratio | 2.07 | 1.45 |
| Short % of Float | 0.05% | 0.05% |
| Average Daily Volume (10 Day) | 270,250 | 1,064,230 |
| Average Daily Volume (90 Day) | 188,197 | 1,478,257 |
| Shares Outstanding | 33.55M | 63.58M |
| Float Shares | 3.84M | 63.03M |
| % Held by Insiders | 0.03% | 0.02% |
| % Held by Institutions | 0.96% | 0.96% |
Dividend Analysis & Yield Comparison: Velocity Financial vs Mr. Cooper
| Metric | VEL | COOP |
|---|---|---|
| Last 12-Month Dividend | N/A | N/A |
| Last 12-Month Dividend Yield | N/A | N/A |
| 3-Year Avg Annual Dividend | N/A | N/A |
| 3-Year Avg Dividend Yield | N/A | N/A |
| 3-Year Total Dividends | N/A | N/A |
| Ex-Dividend Date | N/A | N/A |