Webster Financial [WBS] vs UMB Financial [UMBF] Detailed Stock Comparison
Webster Financial
NYSE
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UMB Financial
NASDAQ
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TLDR: Quick Comparison Summary
Based on 18 vital metrics comparison: Webster Financial wins in 13 metrics, UMB Financial wins in 5 metrics, with 0 ties. Webster Financial appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Webster Financial | UMB Financial | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 12.12 | 13.53 | Webster Financial |
| Price-to-Book Ratio | 1.10 | 1.32 | Webster Financial |
| Debt-to-Equity Ratio | 0.52 | 0.51 | UMB Financial |
| PEG Ratio | 0.25 | 0.37 | Webster Financial |
| Profit Margin (TTM) | 34.45% | 27.11% | Webster Financial |
| Operating Margin (TTM) | 51.96% | 46.33% | Webster Financial |
| EBITDA Margin (TTM) | 51.96% | 46.33% | Webster Financial |
| Return on Equity | 9.44% | 10.05% | UMB Financial |
| Return on Assets (TTM) | 1.08% | 0.91% | Webster Financial |
| Free Cash Flow (TTM) | $1.37B | $201.08M | Webster Financial |
| Dividend Yield | 2.33% | 1.81% | Webster Financial |
| 1-Year Return | 28.40% | 10.09% | Webster Financial |
| Price-to-Sales Ratio (TTM) | 3.98 | 4.65 | Webster Financial |
| Enterprise Value | $12.19B | $10.94B | Webster Financial |
| EV/Revenue Ratio | 4.90 | 5.61 | Webster Financial |
| Revenue per Share (TTM) | $15 | $33 | UMB Financial |
| Earnings per Share (Diluted) | $4.92 | $8.83 | UMB Financial |
| Beta (Stock Volatility) | 1.04 | 0.74 | UMB Financial |
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends
Webster Financial vs UMB Financial Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Webster Financial | -2.15% | 3.14% | -1.01% | 5.57% | 44.76% | 12.11% |
| UMB Financial | -1.33% | 1.27% | -4.46% | 10.12% | 38.54% | 7.34% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Webster Financial | 28.40% | 28.75% | 113.37% | 74.62% | 247.76% | 38.46% |
| UMB Financial | 10.09% | 35.72% | 114.57% | 136.06% | 239.05% | 275.32% |
News Based Sentiment: Webster Financial vs UMB Financial
Webster Financial
News based Sentiment: MIXED
October was a mixed month for Webster Financial, with a wave of analyst upgrades and a significant share repurchase program being countered by a downgrade and notable insider selling. While the overall sentiment remains positive, these conflicting signals create a nuanced investment picture, making it a moderately important month for investors to assess.
UMB Financial
News based Sentiment: POSITIVE
UMB Financial experienced a remarkably strong month driven by exceptional Q2 earnings that significantly exceeded expectations. This positive performance fueled analyst upgrades, increased price targets, and a generally optimistic outlook, making it a significant positive development for investors. While insider selling is a minor concern, the overall narrative is strongly positive.
Performance & Financial Health Analysis: Webster Financial vs UMB Financial
| Metric | WBS | UMBF |
|---|---|---|
| Market Information | ||
| Market Cap | $9.91B | $9.16B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 1,122,210 | 395,660 |
| 90 Day Avg. Volume | 1,321,993 | 492,787 |
| Last Close | $60.13 | $118.39 |
| 52 Week Range | $39.43 - $63.99 | $82.00 - $129.94 |
| % from 52W High | -6.03% | -8.89% |
| All-Time High | $69.63 (Jul 23, 2018) | $129.94 (Nov 25, 2024) |
| % from All-Time High | -13.64% | -8.89% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.21% | 0.78% |
| Quarterly Earnings Growth | 0.43% | 1.15% |
| Financial Health | ||
| Profit Margin (TTM) | 0.34% | 0.27% |
| Operating Margin (TTM) | 0.52% | 0.46% |
| Return on Equity (TTM) | 0.09% | 0.10% |
| Debt to Equity (MRQ) | 0.52 | 0.51 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $54.19 | $90.63 |
| Cash per Share (MRQ) | $17.19 | $29.90 |
| Operating Cash Flow (TTM) | $1.30B | $705.18M |
| Levered Free Cash Flow (TTM) | $744.08M | $441.24M |
| Dividends | ||
| Last 12-Month Dividend Yield | 2.33% | 1.81% |
| Last 12-Month Dividend | $1.20 | $1.99 |
Valuation & Enterprise Metrics Analysis: Webster Financial vs UMB Financial
| Metric | WBS | UMBF |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 12.12 | 13.53 |
| Forward P/E | 10.40 | 12.95 |
| PEG Ratio | 0.25 | 0.37 |
| Price to Sales (TTM) | 3.98 | 4.65 |
| Price to Book (MRQ) | 1.10 | 1.32 |
| Market Capitalization | ||
| Market Capitalization | $9.91B | $9.16B |
| Enterprise Value | $12.19B | $10.94B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.90 | 5.61 |
| Enterprise to EBITDA | N/A | N/A |
| Risk & Other Metrics | ||
| Beta | 1.04 | 0.74 |
| Book Value per Share (MRQ) | $54.19 | $90.63 |
Financial Statements Comparison: Webster Financial vs UMB Financial
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | WBS | UMBF |
|---|---|---|
| Revenue/Sales | $715.84M | $510.19M |
| Cost of Goods Sold | N/A | N/A |
| Gross Profit | N/A | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | N/A | N/A |
| EBITDA | N/A | N/A |
| Pre-Tax Income | $323.63M | $93.05M |
| Income Tax | $64.78M | $11.72M |
| Net Income (Profit) | $258.85M | $81.33M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | WBS | UMBF |
|---|---|---|
| Cash & Equivalents | $2.51B | $10.73B |
| Total Current Assets | N/A | N/A |
| Total Current Liabilities | N/A | N/A |
| Long-Term Debt | $917.42M | $654.38M |
| Total Shareholders Equity | $9.20B | $6.75B |
| Retained Earnings | $3.91B | $3.22B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | WBS | UMBF |
|---|---|---|
| Operating Cash Flow | $183.53M | $360.37M |
| Capital Expenditures | $-6.88M | $-8.59M |
| Free Cash Flow | $86.58M | $354.20M |
| Debt Repayment | $0 | $-11.06M |
| Common Stock Repurchase | $-180.99M | $-15.43M |
Short Interest & Institutional Ownership Analysis
| Metric | WBS | UMBF |
|---|---|---|
| Shares Short | 3.45M | 2.26M |
| Short Ratio | 2.96 | 4.44 |
| Short % of Float | 0.02% | 0.04% |
| Average Daily Volume (10 Day) | 1,122,210 | 395,660 |
| Average Daily Volume (90 Day) | 1,321,993 | 492,787 |
| Shares Outstanding | 171.39M | 48.81M |
| Float Shares | 164.42M | 72.88M |
| % Held by Insiders | 0.01% | 0.05% |
| % Held by Institutions | 0.92% | 0.93% |
Dividend Analysis & Yield Comparison: Webster Financial vs UMB Financial
| Metric | WBS | UMBF |
|---|---|---|
| Last 12-Month Dividend | $1.20 | $1.99 |
| Last 12-Month Dividend Yield | 2.33% | 1.81% |
| 3-Year Avg Annual Dividend | $1.47 | $1.68 |
| 3-Year Avg Dividend Yield | 0.86% | 0.45% |
| 3-Year Total Dividends | $4.40 | $5.05 |
| Ex-Dividend Date | Feb 10, 2025 | Sep 10, 2025 |