Western Union [WU] vs SLM [SLM] Detailed Stock Comparison
Western Union
NYSE
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SLM
NASDAQ
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TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Western Union wins in 11 metrics, SLM wins in 7 metrics, with 0 ties. Western Union appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Western Union | SLM | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 3.29 | 14.97 | Western Union |
| Price-to-Book Ratio | 3.19 | 3.03 | SLM |
| Debt-to-Equity Ratio | 311.14 | 269.94 | SLM |
| PEG Ratio | -0.28 | -0.21 | Western Union |
| EV/EBITDA | 5.02 | N/A | N/A |
| Profit Margin (TTM) | 21.84% | 36.64% | SLM |
| Operating Margin (TTM) | 18.78% | 34.38% | SLM |
| EBITDA Margin (TTM) | 18.78% | 34.38% | SLM |
| Return on Equity | 135.32% | 18.99% | Western Union |
| Return on Assets (TTM) | 5.76% | 1.51% | Western Union |
| Free Cash Flow (TTM) | $275.70M | $-329.40M | Western Union |
| Dividend Yield | 5.44% | 1.92% | Western Union |
| 1-Year Return | -26.44% | 46.56% | SLM |
| Price-to-Sales Ratio (TTM) | 0.68 | 5.33 | Western Union |
| Enterprise Value | $4.53B | $8.95B | SLM |
| EV/Revenue Ratio | 1.11 | 7.42 | Western Union |
| Gross Profit Margin (TTM) | 37.36% | N/A | N/A |
| Revenue per Share (TTM) | $12 | $6 | Western Union |
| Earnings per Share (Diluted) | $2.64 | $2.06 | Western Union |
| Beta (Stock Volatility) | 0.64 | 1.14 | Western Union |
Performance
Key Stats
Valuation
Financials
Short Interest
Dividends
Western Union vs SLM Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Western Union | 2.12% | 3.83% | 0.93% | -9.87% | -18.42% | -16.86% |
| SLM | 2.89% | 4.65% | -3.14% | -5.71% | 3.73% | 16.01% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Western Union | -26.44% | -43.01% | -63.77% | -53.23% | -45.85% | -49.97% |
| SLM | 46.56% | 113.81% | 307.84% | 271.55% | 689.30% | 79.57% |
Performance & Financial Health Analysis: Western Union vs SLM
| Metric | WU | SLM |
|---|---|---|
| Market Information | ||
| Market Cap | $2.80B | $6.43B |
| Market Cap Category | Mid cap | Mid cap |
| 10 Day Avg. Volume | 9,710,160 | 2,000,350 |
| 90 Day Avg. Volume | 10,113,260 | 2,086,763 |
| Last Close | $8.68 | $31.73 |
| 52 Week Range | $7.89 - $12.40 | $19.64 - $34.97 |
| % from 52W High | -30.00% | -9.27% |
| All-Time High | $28.62 (Aug 11, 2008) | $34.97 (Jul 08, 2025) |
| % from All-Time High | -69.67% | -9.27% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.04% | -0.49% |
| Quarterly Earnings Growth | -0.13% | -0.72% |
| Financial Health | ||
| Profit Margin (TTM) | 0.22% | 0.37% |
| Operating Margin (TTM) | 0.19% | 0.34% |
| Return on Equity (TTM) | 1.35% | 0.19% |
| Debt to Equity (MRQ) | 311.14 | 269.94 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | $2.73 | $10.19 |
| Cash per Share (MRQ) | $3.16 | $19.87 |
| Operating Cash Flow (TTM) | $494.00M | $-393,662,016 |
| Levered Free Cash Flow (TTM) | $-129,937,504 | $590.03M |
| Dividends | ||
| Last 12-Month Dividend Yield | 5.44% | 1.92% |
| Last 12-Month Dividend | $0.46 | $0.63 |
Valuation & Enterprise Metrics Analysis: Western Union vs SLM
| Metric | WU | SLM |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 3.29 | 14.97 |
| Forward P/E | 4.77 | 10.28 |
| PEG Ratio | -0.28 | -0.21 |
| Price to Sales (TTM) | 0.68 | 5.33 |
| Price to Book (MRQ) | 3.19 | 3.03 |
| Market Capitalization | ||
| Market Capitalization | $2.80B | $6.43B |
| Enterprise Value | $4.53B | $8.95B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.11 | 7.42 |
| Enterprise to EBITDA | 5.02 | N/A |
| Risk & Other Metrics | ||
| Beta | 0.64 | 1.14 |
| Book Value per Share (MRQ) | $2.73 | $10.19 |
Financial Statements Comparison: Western Union vs SLM
Financial Metrics
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Revenue
EBITDA
Operating Margin
Free Cash Flow
Long Term Debt
Profit Margin
Current Ratio
Operating Cash Flow
Income Statement (MRQ)
| Metric (MRQ) | WU | SLM |
|---|---|---|
| Revenue/Sales | $983.60M | $403.60M |
| Cost of Goods Sold | $619.20M | N/A |
| Gross Profit | $364.40M | N/A |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | $177.40M | N/A |
| EBITDA | $221.80M | N/A |
| Pre-Tax Income | $147.30M | $87.63M |
| Income Tax | $23.80M | $16.36M |
| Net Income (Profit) | $123.50M | $71.27M |
Balance Sheet & Liquidity Metrics (MRQ)
| Metric (MRQ) | WU | SLM |
|---|---|---|
| Cash & Equivalents | $1.45B | $3.70B |
| Total Current Assets | $4.81B | N/A |
| Total Current Liabilities | $4.52B | N/A |
| Long-Term Debt | $2.44B | $6.15B |
| Total Shareholders Equity | $939.40M | $2.40B |
| Retained Earnings | $-3.40M | $4.39B |
| Property, Plant & Equipment | N/A | N/A |
Cash Flow Statement Comparison (MRQ)
| Metric (MRQ) | WU | SLM |
|---|---|---|
| Operating Cash Flow | $150.30M | $16.04M |
| Capital Expenditures | $-3.40M | N/A |
| Free Cash Flow | $123.80M | $-146.05M |
| Debt Repayment | $-500.00M | $-788.84M |
| Common Stock Repurchase | $-76.70M | $-29.70M |
Short Interest & Institutional Ownership Analysis
| Metric | WU | SLM |
|---|---|---|
| Shares Short | 31.08M | 8.78M |
| Short Ratio | 3.15 | 3.82 |
| Short % of Float | 0.13% | 0.05% |
| Average Daily Volume (10 Day) | 9,710,160 | 2,000,350 |
| Average Daily Volume (90 Day) | 10,113,260 | 2,086,763 |
| Shares Outstanding | 337.90M | 210.38M |
| Float Shares | 321.25M | 206.28M |
| % Held by Insiders | 0.00% | 0.01% |
| % Held by Institutions | 0.95% | 1.08% |
Dividend Analysis & Yield Comparison: Western Union vs SLM
| Metric | WU | SLM |
|---|---|---|
| Last 12-Month Dividend | $0.46 | $0.63 |
| Last 12-Month Dividend Yield | 5.44% | 1.92% |
| 3-Year Avg Annual Dividend | $0.77 | $0.50 |
| 3-Year Avg Dividend Yield | 1.93% | 0.58% |
| 3-Year Total Dividends | $2.30 | $1.51 |
| Ex-Dividend Date | Mar 17, 2025 | Sep 04, 2025 |