
Jio Financial (JIOFIN) | Financial Analysis & Statements
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Mar 2025Income Metrics
Revenue
3.2B
Gross Profit
2.5B
80.20%
Operating Income
3.2B
102.99%
Net Income
3.2B
100.30%
Balance Sheet Metrics
Total Assets
1.3T
Total Liabilities
100.1B
Shareholders Equity
1.2T
Debt to Equity
0.08
Cash Flow Metrics
Revenue & Profitability Trend
Jio Financial Income Statement From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Revenue | 12.5B | 11.7B | 211.9M | 15.4M | 13.5M |
Cost of Goods Sold | 2.2B | 1.1B | 0 | 0 | 11.1M |
Gross Profit | 10.3B | 10.6B | 211.9M | 15.4M | 2.5M |
Gross Margin % | 82.2% | 90.2% | 100.0% | 100.0% | 18.4% |
Operating Expenses | |||||
Research & Development | - | - | - | - | - |
Selling, General & Administrative | - | 549.5M | 14.8M | 695.0K | 7.0M |
Other Operating Expenses | 2.8B | 1.1B | 39.5M | 612.0K | 1.4M |
Total Operating Expenses | 2.8B | 1.7B | 54.3M | 1.3M | 8.4M |
Operating Income | 15.2B | 9.0B | 438.4M | 14.1M | -5.9M |
Operating Margin % | 121.6% | 76.8% | 206.9% | 91.5% | -43.7% |
Non-Operating Items | |||||
Interest Income | - | 6.3B | 55.0M | 0 | 17.7M |
Interest Expense | - | - | - | 0 | 11.1M |
Other Non-Operating Income | - | - | - | - | - |
Pre-tax Income | 19.5B | 19.6B | 493.4M | 17.7M | 11.8M |
Income Tax | 3.3B | 3.5B | 180.9M | 883.0K | -500.0K |
Effective Tax Rate % | 17.2% | 18.0% | 36.7% | 5.0% | -4.2% |
Net Income | 16.1B | 16.0B | 312.5M | 16.8M | 12.3M |
Net Margin % | 129.1% | 137.1% | 147.5% | 108.8% | 90.9% |
Key Metrics | |||||
EBITDA | 15.4B | 9.2B | 438.4M | 14.1M | -5.9M |
EPS (Basic) | ₹2.54 | ₹2.53 | ₹0.05 | ₹0.00 | ₹0.00 |
EPS (Diluted) | ₹2.54 | ₹2.53 | ₹0.05 | ₹0.00 | ₹0.00 |
Basic Shares Outstanding | 6348779528 | 6353284188 | 6353284188 | 6353284188 | 6353284188 |
Diluted Shares Outstanding | 6348779528 | 6353284188 | 6353284188 | 6353284188 | 6353284188 |
Income Statement Trend
Jio Financial Balance Sheet From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Assets | |||||
Current Assets | |||||
Cash & Equivalents | 3.5B | 671.8M | 565.7M | 51.0K | 36.0K |
Short-term Investments | 37.2B | 164.5B | 162.8B | - | - |
Accounts Receivable | 149.5M | 139.7M | 138.3M | - | 0 |
Inventory | - | - | - | - | - |
Other Current Assets | - | - | - | - | - |
Total Current Assets | 142.4B | 171.0B | 167.0B | 204.2M | 199.9M |
Non-Current Assets | |||||
Property, Plant & Equipment | 326.3M | 712.7M | 705.2M | - | - |
Goodwill | 2.6B | 2.4B | 2.6B | - | - |
Intangible Assets | 546.5M | 433.5M | 558.0M | - | - |
Long-term Investments | - | - | - | - | - |
Other Non-Current Assets | 727.8M | - | - | - | - |
Total Non-Current Assets | 1.2T | 1.3T | 982.3B | 18.6M | 6.1M |
Total Assets | 1.3T | 1.4T | 1.1T | 222.8M | 206.0M |
Liabilities | |||||
Current Liabilities | |||||
Accounts Payable | 333.0M | 162.7M | 163.8M | - | 0 |
Short-term Debt | - | 0 | 7.4B | - | 0 |
Current Portion of Long-term Debt | - | - | - | - | - |
Other Current Liabilities | - | - | - | - | - |
Total Current Liabilities | 333.0M | 1.5B | 8.0B | 9.0K | 24.0K |
Non-Current Liabilities | |||||
Long-term Debt | 39.7B | - | 7.4B | - | 0 |
Deferred Tax Liabilities | 55.7B | 55.6B | 68.0M | - | 0 |
Other Non-Current Liabilities | 352.5M | - | - | - | - |
Total Non-Current Liabilities | 99.8B | 55.6B | 75.2M | 0 | 0 |
Total Liabilities | 100.1B | 57.2B | 8.1B | 9.0K | 24.0K |
Equity | |||||
Common Stock | 63.5B | 63.5B | 20.2M | 202.0K | 202.0K |
Retained Earnings | - | 115.8B | 100.8B | 102.7M | 89.3M |
Treasury Stock | - | - | - | - | - |
Other Equity | - | - | - | - | - |
Total Shareholders Equity | 1.2T | 1.4T | 1.1T | 222.8M | 206.0M |
Key Metrics | |||||
Total Debt | 39.7B | 0 | 14.9B | 0 | 0 |
Working Capital | 142.0B | 169.5B | 159.0B | 204.2M | 199.9M |
Balance Sheet Composition
Jio Financial Cash Flow Statement From 2021 to 2025
Metric | 2025 | 2024 | 2023 | 2022 | 2021 |
---|---|---|---|---|---|
Operating Activities | |||||
Net Income | 19.5B | 19.6B | 493.4M | 17.7M | 11.8M |
Depreciation & Amortization | - | - | - | - | - |
Stock-Based Compensation | - | - | - | - | - |
Working Capital Changes | -99.8B | -3.0B | 20.1B | -3.8M | 243.4M |
Operating Cash Flow | -88.8B | 7.3B | 20.2B | -890.0K | 236.8M |
Investing Activities | |||||
Capital Expenditures | -418.0M | -7.9M | 0 | - | - |
Acquisitions | -4.3B | -62.0M | 0 | - | - |
Investment Purchases | -289.2B | -216.1B | -34.7B | -14.0M | 0 |
Investment Sales | 345.4B | 218.8B | 23.0B | 1.7M | 16.3M |
Investing Cash Flow | 51.4B | 2.6B | -11.7B | -12.3M | 16.3M |
Financing Activities | |||||
Share Repurchases | - | - | - | - | - |
Dividends Paid | - | - | -8.9B | - | - |
Debt Issuance | 39.7B | - | - | - | - |
Debt Repayment | 0 | -7.4B | 0 | 0 | -242.0M |
Financing Cash Flow | 39.7B | -7.4B | -8.9B | 0 | -484.0M |
Free Cash Flow | -101.3B | -6.8B | 20.5B | 12.3M | 243.4M |
Net Change in Cash | 2.3B | 2.5B | -334.2M | -13.2M | -230.9M |
Cash Flow Trend
Jio Financial Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
124.96
Forward P/E
82.35
Price to Book
1.65
Price to Sales
98.02
PEG Ratio
316.15
Profitability Ratios
Profit Margin
77.95%
Operating Margin
69.46%
Return on Equity
1.31%
Return on Assets
1.21%
Financial Health
Current Ratio
427.48
Debt to Equity
3.22
Per Share Data
EPS (TTM)
₹2.57
Book Value per Share
₹194.39
Revenue per Share
₹3.22
Peer Financial Comparison
Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
---|---|---|---|---|---|---|
jiofin | 2.0T | 124.96 | 1.65 | 1.31% | 77.95% | 3.22 |
Bajaj Holdings | 1.5T | 18.17 | 2.43 | 8.97% | 897.26% | 0.04 |
HDFC Asset | 1.2T | 45.87 | 14.63 | 30.26% | 60.38% | 1.77 |
Nippon Life India | 514.5B | 38.16 | 12.06 | 30.53% | 51.19% | 2.09 |
360 One Wam | 420.6B | 39.05 | 5.75 | 14.37% | 28.33% | 157.96 |
Aditya Birla Sun | 247.1B | 25.47 | 6.63 | 24.97% | 47.04% | 1.83 |
Financial data is updated regularly. All figures are in the company's reporting currency.