Nippon Life India Asset Management Limited | Large-cap | Financial Services

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jun 2025

Income Metrics

Revenue 6.1B
Gross Profit 4.7B 76.71%
Operating Income 3.8B 62.59%
Net Income 4.0B 65.30%
EPS (Diluted) ₹6.13

Balance Sheet Metrics

Total Assets 46.7B
Total Liabilities 4.6B
Shareholders Equity 42.1B
Debt to Equity 0.11

Cash Flow Metrics

Operating Cash Flow 1.6B
Free Cash Flow 978.4M

Revenue & Profitability Trend

Nippon Life India Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue i22.3B16.4B13.5B13.1B10.6B
Cost of Goods Sold i4.2B3.7B3.1B2.9B2.6B
Gross Profit i18.1B12.8B10.4B10.2B8.0B
Gross Margin % i81.1%77.6%77.0%78.1%75.4%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i1.2B1.1B972.2M750.4M723.9M
Other Operating Expenses i1.6B1.4B1.0B968.5M1.2B
Total Operating Expenses i2.9B2.5B2.0B1.7B1.9B
Operating Income i14.1B9.6B7.7B7.6B5.2B
Operating Margin % i63.2%58.7%56.7%58.4%49.4%
Non-Operating Items
Interest Income i342.0M286.9M232.4M243.9M285.5M
Interest Expense i67.4M62.4M39.7M38.2M44.3M
Other Non-Operating Income-----
Pre-tax Income i16.9B13.5B9.3B9.9B8.8B
Income Tax i4.1B2.5B2.0B2.5B2.0B
Effective Tax Rate % i24.1%18.2%22.1%24.8%22.5%
Net Income i12.9B11.1B7.2B7.4B6.8B
Net Margin % i57.7%67.4%53.6%57.0%64.1%
Key Metrics
EBITDA i14.8B10.2B8.2B8.2B5.9B
EPS (Basic) i₹20.34₹17.71₹11.61₹12.00₹11.04
EPS (Diluted) i₹20.03₹17.53₹11.53₹11.80₹10.90
Basic Shares Outstanding i632673208622810020622810020620004419616504767
Diluted Shares Outstanding i632673208622810020622810020620004419616504767

Income Statement Trend

Nippon Life India Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets
Cash & Equivalents i265.5M242.3M212.6M479.2M187.8M
Short-term Investments i26.3B30.2B27.8B28.1B25.8B
Accounts Receivable i694.9M1.3B968.8M753.7M458.6M
Inventory i-----
Other Current Assets-----
Total Current Assets i28.1B32.8B30.4B30.7B27.6B
Non-Current Assets
Property, Plant & Equipment i6.3B167.9M115.5M100.1M107.9M
Goodwill i2.4B3.1B2.9B2.9B2.9B
Intangible Assets i2.4B3.1B2.9B2.9B2.9B
Long-term Investments-----
Other Non-Current Assets62.9M28.8M1.2B15.8M6.6M
Total Non-Current Assets i18.6B10.9B8.2B7.3B6.3B
Total Assets i46.7B43.8B38.6B38.0B33.9B
Liabilities
Current Liabilities
Accounts Payable i589.0M495.5M662.0M559.5M628.7M
Short-term Debt i20.5M591.9M560.0M471.7M514.7M
Current Portion of Long-term Debt-----
Other Current Liabilities--2.6M8.1M5.3M
Total Current Liabilities i1.8B2.2B2.2B1.9B1.9B
Non-Current Liabilities
Long-term Debt i859.8M194.0M---
Deferred Tax Liabilities i1.2B893.9M708.4M781.7M395.5M
Other Non-Current Liabilities584.4M566.8M394.0M386.3M386.9M
Total Non-Current Liabilities i2.8B1.7B1.2B1.3B1.0B
Total Liabilities i4.6B3.9B3.5B3.2B2.9B
Equity
Common Stock i6.3B6.3B6.2B6.2B6.2B
Retained Earnings i21.7B20.8B17.9B17.9B15.7B
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i42.1B39.8B35.2B34.8B31.0B
Key Metrics
Total Debt i880.3M785.9M560.0M471.7M514.7M
Working Capital i26.3B30.6B28.2B28.8B25.7B

Balance Sheet Composition

Nippon Life India Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income i16.9B13.5B9.3B9.9B8.8B
Depreciation & Amortization i-----
Stock-Based Compensation i426.3M74.9M213.4M373.6M403.7M
Working Capital Changes i830.5M478.2M-690.8M-261.9M509.8M
Operating Cash Flow i17.9B13.9B8.6B9.8B9.4B
Investing Activities
Capital Expenditures i-5.4B-106.7M-126.1M-67.7M-196.2M
Acquisitions i-----
Investment Purchases i-30.1B-15.8B-17.8B-19.8B-27.6B
Investment Sales i34.4B14.6B18.6B18.4B23.4B
Investing Cash Flow i-1.2B-1.3B666.4M-1.5B-4.4B
Financing Activities
Share Repurchases i-----
Dividends Paid i-12.0B-8.1B-7.2B-5.3B-3.1B
Debt Issuance i-----
Debt Repayment i-----
Financing Cash Flow i-10.9B-6.4B-6.9B-4.0B-2.1B
Free Cash Flow i6.6B7.7B5.7B5.7B4.4B
Net Change in Cash i5.9B6.1B2.4B4.3B2.9B

Cash Flow Trend

Nippon Life India Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 38.14
Price to Book 12.04
Price to Sales 19.25
PEG Ratio 2.57

Profitability Ratios

Profit Margin 51.19%
Operating Margin 69.85%
Return on Equity 30.53%
Return on Assets 27.54%

Financial Health

Current Ratio 15.60
Debt to Equity 2.09
Beta 0.35

Per Share Data

EPS (TTM) ₹20.95
Book Value per Share ₹66.38
Revenue per Share ₹41.62

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
nam.india507.7B38.1412.0430.53%51.19%2.09
Jio Financial 2.1T129.651.701.31%77.95%3.22
Bajaj Holdings 1.5T18.302.458.97%897.26%0.04
HDFC Asset 1.2T44.9214.3430.26%60.38%1.77
360 One Wam 412.1B38.315.6414.37%28.33%157.96
Aditya Birla Sun 250.8B25.856.7224.97%47.04%1.83

Financial data is updated regularly. All figures are in the company's reporting currency.