
American (AIG) | Financial Analysis & Statements
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Jun 2025Income Metrics
Revenue
7.0B
Net Income
1.1B
16.25%
EPS (Diluted)
$1.98
Balance Sheet Metrics
Total Assets
166.0B
Total Liabilities
124.4B
Shareholders Equity
41.5B
Debt to Equity
3.00
Cash Flow Metrics
Operating Cash Flow
758.0M
Free Cash Flow
-56.0M
Revenue & Profitability Trend
American Income Statement From 2020 to 2024
Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
---|---|---|---|---|---|
Revenue | 27.3B | 47.3B | 54.8B | 52.0B | 43.8B |
Cost of Goods Sold | - | - | - | - | - |
Gross Profit | - | - | - | - | - |
Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Operating Expenses | |||||
Research & Development | - | - | - | - | - |
Selling, General & Administrative | 5.5B | 8.5B | 9.1B | 8.7B | 8.4B |
Other Operating Expenses | 23.0M | 451.0M | -640.0M | -645.0M | 103.0M |
Total Operating Expenses | 5.6B | 9.0B | 8.5B | 8.1B | 8.5B |
Operating Income | - | - | - | - | - |
Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Non-Operating Items | |||||
Interest Income | - | - | - | - | - |
Interest Expense | 462.0M | 1.1B | 1.1B | 1.3B | 1.5B |
Other Non-Operating Income | 169.0M | 767.0M | 850.0M | 984.0M | 903.0M |
Pre-tax Income | 3.9B | 3.9B | 14.3B | 13.3B | -7.3B |
Income Tax | 1.2B | -20.0M | 3.0B | 2.4B | -1.5B |
Effective Tax Rate % | 30.2% | -0.5% | 21.2% | 18.3% | 0.0% |
Net Income | -926.0M | 3.9B | 11.3B | 10.9B | -5.8B |
Net Margin % | -3.4% | 8.2% | 20.6% | 21.0% | -13.3% |
Key Metrics | |||||
EBITDA | - | - | - | - | - |
EPS (Basic) | $-2.19 | $5.02 | $13.10 | $12.10 | $-6.88 |
EPS (Diluted) | $-2.19 | $4.98 | $12.94 | $11.95 | $-6.88 |
Basic Shares Outstanding | 651448307 | 719506291 | 778621118 | 854320449 | 869309458 |
Diluted Shares Outstanding | 651448307 | 719506291 | 778621118 | 854320449 | 869309458 |
Income Statement Trend
American Balance Sheet From 2020 to 2024
Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
---|---|---|---|---|---|
Assets | |||||
Current Assets | |||||
Cash & Equivalents | 1.3B | 2.2B | 2.0B | 2.2B | 2.8B |
Short-term Investments | 36.1B | 248.9B | 238.5B | 290.6B | 289.7B |
Accounts Receivable | 10.5B | 10.6B | 13.2B | 12.4B | 11.3B |
Inventory | - | - | - | - | - |
Other Current Assets | - | - | - | - | - |
Total Current Assets | - | - | - | - | - |
Non-Current Assets | |||||
Property, Plant & Equipment | - | - | - | - | - |
Goodwill | 6.7B | - | 7.9B | 8.1B | 8.1B |
Intangible Assets | - | - | - | - | - |
Long-term Investments | - | - | - | - | - |
Other Non-Current Assets | - | - | - | - | - |
Total Non-Current Assets | - | - | - | - | - |
Total Assets | 161.3B | - | - | - | - |
Liabilities | |||||
Current Liabilities | |||||
Accounts Payable | 6.1B | - | - | - | - |
Short-term Debt | - | 250.0M | 1.5B | 0 | - |
Current Portion of Long-term Debt | - | - | - | - | - |
Other Current Liabilities | - | - | - | - | - |
Total Current Liabilities | - | - | - | - | - |
Non-Current Liabilities | |||||
Long-term Debt | 8.9B | 22.1B | 25.7B | 30.2B | 37.5B |
Deferred Tax Liabilities | 426.0M | - | - | - | - |
Other Non-Current Liabilities | - | - | - | - | - |
Total Non-Current Liabilities | - | - | - | - | - |
Total Liabilities | 118.8B | - | - | - | - |
Equity | |||||
Common Stock | 4.8B | 4.8B | 4.8B | 4.8B | 4.8B |
Retained Earnings | 35.1B | 37.5B | 34.9B | 23.8B | 15.5B |
Treasury Stock | 65.6B | 59.2B | 56.5B | 51.6B | 49.3B |
Other Equity | - | - | - | - | - |
Total Shareholders Equity | 42.6B | 51.3B | 43.5B | 68.9B | 67.2B |
Key Metrics | |||||
Total Debt | 8.9B | 22.4B | 27.2B | 30.2B | 37.5B |
Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
American Cash Flow Statement From 2020 to 2024
Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
---|---|---|---|---|---|
Operating Activities | |||||
Net Income | 2.7B | 3.9B | 11.3B | 10.9B | -5.8B |
Depreciation & Amortization | - | - | - | - | - |
Stock-Based Compensation | - | - | - | - | - |
Working Capital Changes | 94.0M | -194.0M | -7.8B | -679.0M | 308.0M |
Operating Cash Flow | 2.8B | 3.3B | 2.3B | 9.2B | -5.5B |
Investing Activities | |||||
Capital Expenditures | - | - | - | - | - |
Acquisitions | 587.0M | 3.3B | 0 | 4.7B | 2.2B |
Investment Purchases | -25.4B | -50.9B | -44.9B | -79.4B | -67.3B |
Investment Sales | 30.1B | 44.6B | 46.7B | 73.2B | 57.2B |
Investing Cash Flow | 5.3B | -4.3B | 1.3B | -2.5B | -8.0B |
Financing Activities | |||||
Share Repurchases | -7.1B | -3.0B | -5.2B | -2.6B | -500.0M |
Dividends Paid | -1.0B | -1.0B | -1.0B | -1.1B | -1.1B |
Debt Issuance | 661.0M | 2.2B | 9.9B | 4.4B | 6.3B |
Debt Repayment | -2.0B | -4.2B | -10.7B | -8.6B | -4.7B |
Financing Cash Flow | -8.9B | 782.0M | -602.0M | -3.7B | 5.1B |
Free Cash Flow | 3.3B | 6.2B | 4.1B | 6.2B | 1.0B |
Net Change in Cash | -829.0M | -232.0M | 3.0B | 3.0B | -8.5B |
Cash Flow Trend
American Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
14.96
Forward P/E
11.92
Price to Book
1.08
Price to Sales
1.62
PEG Ratio
-0.11
Profitability Ratios
Profit Margin
11.68%
Operating Margin
22.72%
Return on Equity
7.60%
Return on Assets
1.85%
Financial Health
Current Ratio
0.63
Debt to Equity
22.29
Beta
0.64
Per Share Data
EPS (TTM)
$5.35
Book Value per Share
$74.14
Revenue per Share
$45.12
Peer Financial Comparison
Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
---|---|---|---|---|---|---|
aig | 44.3B | 14.96 | 1.08 | 7.60% | 11.68% | 22.29 |
Berkshire Hathaway | 1.0T | 16.39 | 1.54 | 9.91% | 17.00% | 18.95 |
Berkshire Hathaway | 1.0T | 16.36 | 0.00 | 9.91% | 17.00% | 18.95 |
Arch Capital | 33.5B | 9.17 | 1.61 | 18.42% | 20.72% | 12.66 |
Sun Life Financial | 32.7B | 14.17 | 1.43 | 13.61% | 9.69% | 52.83 |
Brookfield Wealth | 18.6B | 10.63 | 1.23 | 6.34% | 5.50% | 50.21 |
Financial data is updated regularly. All figures are in the company's reporting currency.