
Bank of Nova Scotia (BNS) | Financial Analysis & Statements
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Jul 2025Income Metrics
Revenue
6.7B
Net Income
1.8B
27.09%
EPS (Diluted)
$1.84
Balance Sheet Metrics
Total Assets
1.0T
Total Liabilities
952.2B
Shareholders Equity
61.2B
Debt to Equity
15.55
Cash Flow Metrics
Operating Cash Flow
-5.4B
Free Cash Flow
3.1B
Revenue & Profitability Trend
Bank of Nova Scotia Income Statement From 2020 to 2024
Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
---|---|---|---|---|---|
Revenue | 24.1B | 31.8B | 31.5B | 30.9B | 31.1B |
Cost of Goods Sold | - | - | - | - | - |
Gross Profit | - | - | - | - | - |
Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Operating Expenses | |||||
Research & Development | - | - | - | - | - |
Selling, General & Administrative | 7.5B | 10.2B | 9.3B | 8.9B | 9.1B |
Other Operating Expenses | - | - | - | - | - |
Total Operating Expenses | 7.5B | 10.2B | 9.3B | 8.9B | 9.1B |
Operating Income | - | - | - | - | - |
Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Non-Operating Items | |||||
Interest Income | - | - | - | - | - |
Interest Expense | - | - | - | - | - |
Other Non-Operating Income | - | - | - | - | - |
Pre-tax Income | 7.1B | 9.8B | 12.9B | 12.8B | 8.4B |
Income Tax | 1.5B | 2.2B | 2.8B | 2.9B | 1.5B |
Effective Tax Rate % | 20.5% | 22.8% | 21.3% | 22.4% | 18.4% |
Net Income | 5.7B | 7.5B | 10.2B | 10.0B | 6.9B |
Net Margin % | 23.5% | 23.7% | 32.3% | 32.2% | 22.0% |
Key Metrics | |||||
EBITDA | - | - | - | - | - |
EPS (Basic) | $5.94 | $5.84 | $8.05 | $7.74 | $5.43 |
EPS (Diluted) | $5.87 | $5.78 | $8.02 | $7.70 | $5.30 |
Basic Shares Outstanding | 878261270 | 1739241000 | 1742147000 | 1763942000 | 1761036000 |
Diluted Shares Outstanding | 878261270 | 1739241000 | 1742147000 | 1763942000 | 1761036000 |
Income Statement Trend
Bank of Nova Scotia Balance Sheet From 2020 to 2024
Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
---|---|---|---|---|---|
Assets | |||||
Current Assets | |||||
Cash & Equivalents | 45.7B | 90.3B | 65.9B | 86.3B | 76.5B |
Short-term Investments | 31.7B | 50.5B | 53.4B | 33.7B | 40.0B |
Accounts Receivable | 5.4B | 7.1B | 5.4B | 4.4B | 4.8B |
Inventory | - | - | - | - | - |
Other Current Assets | - | - | - | - | - |
Total Current Assets | - | - | - | - | - |
Non-Current Assets | |||||
Property, Plant & Equipment | 4.4B | 6.1B | 6.6B | 5.9B | 5.7B |
Goodwill | 18.5B | 26.4B | 25.7B | 25.5B | 26.3B |
Intangible Assets | 5.7B | 8.0B | 8.0B | 7.8B | 7.7B |
Long-term Investments | - | - | - | - | - |
Other Non-Current Assets | - | - | - | - | - |
Total Non-Current Assets | - | - | - | - | - |
Total Assets | 1.0T | - | - | - | - |
Liabilities | |||||
Current Liabilities | |||||
Accounts Payable | 12.0B | 17.0B | 12.6B | 8.9B | 8.3B |
Short-term Debt | 74.1B | 119.9B | 130.1B | 84.0B | 60.1B |
Current Portion of Long-term Debt | - | - | - | - | - |
Other Current Liabilities | - | - | - | - | - |
Total Current Liabilities | - | - | - | - | - |
Non-Current Liabilities | |||||
Long-term Debt | 141.3B | 193.9B | 180.7B | 161.7B | 158.6B |
Deferred Tax Liabilities | 1.0B | 1.4B | 1.1B | 1.1B | 1.1B |
Other Non-Current Liabilities | - | - | - | - | - |
Total Non-Current Liabilities | - | - | - | - | - |
Total Liabilities | 951.3B | - | - | - | - |
Equity | |||||
Common Stock | 15.8B | 20.1B | 18.7B | 18.5B | 18.2B |
Retained Earnings | 41.4B | 55.7B | 53.8B | 51.4B | 46.3B |
Treasury Stock | - | - | - | - | - |
Other Equity | - | - | - | - | - |
Total Shareholders Equity | 60.2B | 78.7B | 74.7B | 72.9B | 70.5B |
Key Metrics | |||||
Total Debt | 215.4B | 313.8B | 310.9B | 245.7B | 218.7B |
Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
Bank of Nova Scotia Cash Flow Statement From 2020 to 2024
Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
---|---|---|---|---|---|
Operating Activities | |||||
Net Income | 5.7B | 7.5B | 10.2B | 10.0B | 6.9B |
Depreciation & Amortization | 1.3B | 1.8B | 1.5B | 1.5B | 1.5B |
Stock-Based Compensation | 9.3M | 14.0M | 10.0M | 7.0M | 5.0M |
Working Capital Changes | -6.6B | 14.0B | 130.8B | 51.5B | 44.7B |
Operating Cash Flow | -12.0B | 7.3B | 127.2B | 48.9B | 37.3B |
Investing Activities | |||||
Capital Expenditures | -350.3M | -442.0M | -571.0M | -462.0M | -771.0M |
Acquisitions | 0 | 895.0M | -549.0M | -717.0M | 3.9B |
Investment Purchases | -77.6B | -100.9B | -97.7B | -72.3B | -147.6B |
Investment Sales | 55.0B | 94.9B | 63.1B | 103.8B | 119.0B |
Investing Cash Flow | -23.6B | -6.5B | -37.1B | 29.7B | -26.1B |
Financing Activities | |||||
Share Repurchases | -214.9M | 0 | -3.4B | -1.3B | -679.0M |
Dividends Paid | -4.1B | -5.4B | -5.1B | -4.6B | -4.6B |
Debt Issuance | 716.4M | 1.4B | 3.4B | 0 | 0 |
Debt Repayment | -2.5B | -403.0M | -1.6B | -1.1B | -354.0M |
Financing Cash Flow | -6.3B | -2.8B | -4.6B | -2.8B | 143.0M |
Free Cash Flow | 10.9B | 31.3B | 16.4B | -13.3B | 55.9B |
Net Change in Cash | -42.0B | -1.9B | 85.5B | 75.8B | 11.4B |
Cash Flow Trend
Bank of Nova Scotia Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
17.40
Forward P/E
12.84
Price to Book
0.97
Price to Sales
2.56
PEG Ratio
0.61
Profitability Ratios
Profit Margin
22.75%
Operating Margin
39.74%
Return on Equity
8.58%
Return on Assets
0.51%
Financial Health
Debt to Equity
3.35
Beta
1.26
Per Share Data
EPS (TTM)
$3.75
Book Value per Share
$67.45
Revenue per Share
$25.50
Peer Financial Comparison
Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
---|---|---|---|---|---|---|
bns | 81.2B | 17.40 | 0.97 | 8.58% | 22.75% | 3.35 |
JPMorgan Chase | 867.2B | 15.90 | 2.53 | 16.21% | 34.52% | 3.27 |
Bank of America | 388.0B | 14.85 | 1.36 | 9.46% | 28.51% | 2.73 |
Citigroup | 188.5B | 14.44 | 0.91 | 6.76% | 19.47% | 3.64 |
Toronto-Dominion | 139.2B | 9.68 | 1.14 | 17.63% | 32.94% | 3.96 |
UBS Group AG | 101.2B | 21.02 | 1.16 | 5.86% | 10.52% | 5.93 |
Financial data is updated regularly. All figures are in the company's reporting currency.