
Bank of Nova Scotia (BNS) | Financial Analysis & Statements
TL;DR: Financial Overview - Revenue, Profits & Key Metrics
Latest Quarterly: Apr 2025Income Metrics
Revenue
8.9B
Net Income
2.0B
22.75%
EPS (Diluted)
$1.48
Balance Sheet Metrics
Total Assets
1.4T
Total Liabilities
1.3T
Shareholders Equity
86.5B
Debt to Equity
15.36
Cash Flow Metrics
Operating Cash Flow
-1.0B
Free Cash Flow
2.4B
Revenue & Profitability Trend
Bank of Nova Scotia Income Statement From 2020 to 2024
Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
---|---|---|---|---|---|
Revenue | 33.6B | 31.8B | 31.5B | 30.9B | 31.1B |
Cost of Goods Sold | - | - | - | - | - |
Gross Profit | - | - | - | - | - |
Gross Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Operating Expenses | |||||
Research & Development | - | - | - | - | - |
Selling, General & Administrative | 10.5B | 10.2B | 9.3B | 8.9B | 9.1B |
Other Operating Expenses | - | - | - | - | - |
Total Operating Expenses | 10.5B | 10.2B | 9.3B | 8.9B | 9.1B |
Operating Income | - | - | - | - | - |
Operating Margin % | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |
Non-Operating Items | |||||
Interest Income | - | - | - | - | - |
Interest Expense | - | - | - | - | - |
Other Non-Operating Income | - | - | - | - | - |
Pre-tax Income | 9.9B | 9.8B | 12.9B | 12.8B | 8.4B |
Income Tax | 2.0B | 2.2B | 2.8B | 2.9B | 1.5B |
Effective Tax Rate % | 20.5% | 22.8% | 21.3% | 22.4% | 18.4% |
Net Income | 7.9B | 7.5B | 10.2B | 10.0B | 6.9B |
Net Margin % | 23.5% | 23.7% | 32.3% | 32.2% | 22.0% |
Key Metrics | |||||
EBITDA | - | - | - | - | - |
EPS (Basic) | $5.94 | $5.84 | $8.05 | $7.74 | $5.43 |
EPS (Diluted) | $5.87 | $5.78 | $8.02 | $7.70 | $5.30 |
Basic Shares Outstanding | 1226000000 | 1739241000 | 1742147000 | 1763942000 | 1761036000 |
Diluted Shares Outstanding | 1226000000 | 1739241000 | 1742147000 | 1763942000 | 1761036000 |
Income Statement Trend
Bank of Nova Scotia Balance Sheet From 2020 to 2024
Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
---|---|---|---|---|---|
Assets | |||||
Current Assets | |||||
Cash & Equivalents | 63.9B | 90.3B | 65.9B | 86.3B | 76.5B |
Short-term Investments | 44.3B | 50.5B | 53.4B | 33.7B | 40.0B |
Accounts Receivable | 7.5B | 7.1B | 5.4B | 4.4B | 4.8B |
Inventory | - | - | - | - | - |
Other Current Assets | - | - | - | - | - |
Total Current Assets | - | - | - | - | - |
Non-Current Assets | |||||
Property, Plant & Equipment | 6.1B | 6.1B | 6.6B | 5.9B | 5.7B |
Goodwill | 25.8B | 26.4B | 25.7B | 25.5B | 26.3B |
Intangible Assets | 7.9B | 8.0B | 8.0B | 7.8B | 7.7B |
Long-term Investments | - | - | - | - | - |
Other Non-Current Assets | - | - | - | - | - |
Total Non-Current Assets | - | - | - | - | - |
Total Assets | 1.4T | - | - | - | - |
Liabilities | |||||
Current Liabilities | |||||
Accounts Payable | 16.8B | 17.0B | 12.6B | 8.9B | 8.3B |
Short-term Debt | 103.4B | 119.9B | 130.1B | 84.0B | 60.1B |
Current Portion of Long-term Debt | - | - | - | - | - |
Other Current Liabilities | - | - | - | - | - |
Total Current Liabilities | - | - | - | - | - |
Non-Current Liabilities | |||||
Long-term Debt | 197.3B | 193.9B | 180.7B | 161.7B | 158.6B |
Deferred Tax Liabilities | 1.4B | 1.4B | 1.1B | 1.1B | 1.1B |
Other Non-Current Liabilities | - | - | - | - | - |
Total Non-Current Liabilities | - | - | - | - | - |
Total Liabilities | 1.3T | - | - | - | - |
Equity | |||||
Common Stock | 22.1B | 20.1B | 18.7B | 18.5B | 18.2B |
Retained Earnings | 57.8B | 55.7B | 53.8B | 51.4B | 46.3B |
Treasury Stock | - | - | - | - | - |
Other Equity | - | - | - | - | - |
Total Shareholders Equity | 84.1B | 78.7B | 74.7B | 72.9B | 70.5B |
Key Metrics | |||||
Total Debt | 300.7B | 313.8B | 310.9B | 245.7B | 218.7B |
Working Capital | 0 | 0 | 0 | 0 | 0 |
Balance Sheet Composition
Bank of Nova Scotia Cash Flow Statement From 2020 to 2024
Metric | 2024 | 2023 | 2022 | 2021 | 2020 |
---|---|---|---|---|---|
Operating Activities | |||||
Net Income | 7.9B | 7.5B | 10.2B | 10.0B | 6.9B |
Depreciation & Amortization | 1.8B | 1.8B | 1.5B | 1.5B | 1.5B |
Stock-Based Compensation | 13.0M | 14.0M | 10.0M | 7.0M | 5.0M |
Working Capital Changes | -9.3B | 14.0B | 130.8B | 51.5B | 44.7B |
Operating Cash Flow | -16.8B | 7.3B | 127.2B | 48.9B | 37.3B |
Investing Activities | |||||
Capital Expenditures | -489.0M | -442.0M | -571.0M | -462.0M | -771.0M |
Acquisitions | 0 | 895.0M | -549.0M | -717.0M | 3.9B |
Investment Purchases | -108.3B | -100.9B | -97.7B | -72.3B | -147.6B |
Investment Sales | 76.8B | 94.9B | 63.1B | 103.8B | 119.0B |
Investing Cash Flow | -33.0B | -6.5B | -37.1B | 29.7B | -26.1B |
Financing Activities | |||||
Share Repurchases | -300.0M | 0 | -3.4B | -1.3B | -679.0M |
Dividends Paid | -5.7B | -5.4B | -5.1B | -4.6B | -4.6B |
Debt Issuance | 1.0B | 1.4B | 3.4B | 0 | 0 |
Debt Repayment | -3.6B | -403.0M | -1.6B | -1.1B | -354.0M |
Financing Cash Flow | -8.8B | -2.8B | -4.6B | -2.8B | 143.0M |
Free Cash Flow | 15.2B | 31.3B | 16.4B | -13.3B | 55.9B |
Net Change in Cash | -58.7B | -1.9B | 85.5B | 75.8B | 11.4B |
Cash Flow Trend
Bank of Nova Scotia Key Financial Ratios
Valuation Ratios
P/E Ratio (TTM)
16.12
Forward P/E
10.98
Price to Book
0.82
Price to Sales
2.38
PEG Ratio
10.98
Profitability Ratios
Profit Margin
22.76%
Operating Margin
33.60%
Return on Equity
7.91%
Return on Assets
0.47%
Financial Health
Debt to Equity
2.41
Beta
1.24
Per Share Data
EPS (TTM)
$3.46
Book Value per Share
$68.18
Revenue per Share
$23.54
Peer Financial Comparison
Company | Market Cap | P/E Ratio | P/B Ratio | ROE | Profit Margin | Debt/Equity |
---|---|---|---|---|---|---|
bns | 69.5B | 16.12 | 0.82 | 7.91% | 22.76% | 2.41 |
JPMorgan Chase | 809.1B | 15.08 | 2.40 | 16.21% | 34.55% | 3.29 |
Bank of America | 336.4B | 13.33 | 1.21 | 9.46% | 28.51% | 2.73 |
Citigroup | 169.8B | 13.62 | 0.86 | 6.76% | 19.33% | 3.38 |
Bank of America | 147.4B | 5.51 | 0.52 | 9.46% | 28.51% | 2.73 |
Toronto-Dominion | 126.6B | 10.53 | 1.03 | 14.60% | 27.93% | 2.85 |
Financial data is updated regularly. All figures are in the company's reporting currency.