First Horizon (FHN) | News Based Sentiment Analysis

• On October 2nd, 2025, First Horizon received an upgrade from Zacks Equity Research to a Zacks Rank #2 (Buy), signaling a stronger earnings outlook compared to Cullen/Frost Bankers. This upgrade, coupled with a Value grade of B, suggests potential for investors, with key valuation metrics including a forward P/E ratio of 12.65, a PEG ratio of 1.05, and a P/B ratio of 1.28.
• First Horizon was recognized by TIME as one of America's Best Midsize Companies of 2025, for the second consecutive year, based on employee satisfaction, revenue growth, and corporate social responsibility. As of June 30, 2025, the company reported $82.1 billion in assets, demonstrating its continued financial strength.
• Leadership at First Horizon continues to receive accolades, with COO Tammy LoCascio named to American Banker's 2025 Most Powerful Women in Banking Women to Watch list, and CHRO Tanya Hart recognized as a 2025 Woman of Impact by the MidSouth Chapter of the American Heart Association, having raised over $200,000. These recognitions highlight the strength of the management team and their commitment to community involvement.
• First Horizon is reinforcing its community ties by renewing its title sponsorship of the 2025 Nashville Half Marathon & 5K, demonstrating a commitment to health, wellness, and local engagement. This sponsorship aligns with the company’s broader corporate social responsibility initiatives.
• As of October 3rd and 7th, 2025, First Horizon’s stock traded at $22.56 and $22.60 respectively, with market analysis suggesting regional banks like First Horizon could benefit from anticipated interest rate cuts by the Federal Reserve. This potential stimulus to lending activity could positively impact the company’s performance.
• The company is scheduled to announce its third-quarter 2025 financial results on October 15th, 2025, with the earnings report released at 6:30 AM ET and a conference call at 9:30 AM ET. This upcoming announcement is a key event for investors to assess the company’s recent performance.

The Investment Story: October 2025 brought positive recognition for First Horizon through awards and upgrades, alongside continued community engagement and anticipation of potential benefits from Federal Reserve policy. The upcoming Q3 earnings report on October 15th will be crucial in determining if these positive signals translate into tangible financial results.

What It Means for Investors: The Zacks upgrade and TIME recognition suggest improving investor sentiment, while the leadership accolades highlight a strong management team. The potential for increased lending activity due to rate cuts offers a positive outlook, but investors should closely monitor the Q3 earnings report for concrete evidence of growth and profitability.

Looking Ahead: The primary focus for investors next month is the October 15th earnings release and the subsequent conference call. Pay close attention to management’s guidance and commentary on the impact of potential interest rate cuts.

The Bottom Line: First Horizon appears to be building momentum with positive developments across multiple fronts. While the stock shows promise, a cautious approach is warranted until the Q3 earnings report confirms sustained financial performance and validates the optimistic outlook.