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Banco Bilbao Vizcaya (BBVA) | Financial Analysis & Statements

Banco Bilbao Vizcaya Argentaria, S.A. | Large-cap | Financial Services

€16.45

0.24%

| Banco Bilbao Vizcaya Stock Comparison:

Banco Bilbao Vizcaya vs Banco Santander S.A Banco Bilbao Vizcaya vs Banco de Sabadell Banco Bilbao Vizcaya vs CaixaBank S.A Banco Bilbao Vizcaya vs Grupo Financiero Banco Bilbao Vizcaya vs Bankinter S.A Banco Bilbao Vizcaya vs IBEX 35 | Market

TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Mar 2025

Income Metrics

Revenue 10.0B

Net Income 2.9B 28.92%

EPS (Diluted) €0.45

Balance Sheet Metrics

Total Assets 772.9B

Total Liabilities 713.6B

Shareholders Equity 59.3B

Debt to Equity 12.04

Cash Flow Metrics

Operating Cash Flow -413.0M

Free Cash Flow -151.0M

Revenue & Profitability Trend

Interactive Financial Charts Not Available

This page uses interactive financial charts and dynamic data visualization tools that require JavaScript. For detailed financial analysis:

Available Financial Data:

Income statements (annual and quarterly)
Balance sheets with asset and liability details
Cash flow statements and free cash flow analysis
Key financial ratios and performance metrics
Peer comparison and industry benchmarking

All financial data is displayed in accessible table format below. Use the table headers and structure to analyze trends and compare metrics across different periods.

Banco Bilbao Vizcaya Income Statement From 2020 to 2024

Metric	2024	2023	2022	2021	2020
Revenue i	39.2B	29.5B	28.1B	23.0B	22.3B
Cost of Goods Sold i	-	-	-	-	-
Gross Profit i	-	-	-	-	-
Gross Margin % i	0.0%	0.0%	0.0%	0.0%	0.0%
Operating Expenses
Research & Development i	-	-	-	-	-
Selling, General & Administrative i	12.2B	10.9B	9.5B	8.5B	8.1B
Other Operating Expenses i	-	-	-	-	-
Total Operating Expenses i	12.2B	10.9B	9.5B	8.5B	8.1B
Operating Income i	-	-	-	-	-
Operating Margin % i	0.0%	0.0%	0.0%	0.0%	0.0%
Non-Operating Items
Interest Income i	-	-	-	-	-
Interest Expense i	-	-	-	-	-
Other Non-Operating Income	-	-	-	-	-
Pre-tax Income i	15.4B	12.4B	10.3B	7.2B	5.2B
Income Tax i	4.8B	4.0B	3.5B	1.9B	1.5B
Effective Tax Rate % i	31.4%	32.2%	34.1%	26.3%	27.8%
Net Income i	10.6B	8.4B	6.8B	5.6B	2.1B
Net Margin % i	27.0%	28.5%	24.1%	24.4%	9.2%
Key Metrics
EBITDA i	-	-	-	-	-
EPS (Basic) i	€1.68	€1.29	€0.98	€0.67	€0.14
EPS (Diluted) i	€1.68	€1.29	€0.98	€0.67	€0.14
Basic Shares Outstanding i	5769000000	5955000000	6189000000	6401000000	6653533748
Diluted Shares Outstanding i	5769000000	5955000000	6189000000	6401000000	6653533748

Income Statement Trend

Banco Bilbao Vizcaya Balance Sheet From 2020 to 2024

Metric	2024	2023	2022	2021	2020
Assets
Current Assets
Cash & Equivalents i	59.9B	83.4B	85.1B	74.6B	72.9B
Short-term Investments i	59.0B	62.2B	65.3B	60.4B	69.4B
Accounts Receivable i	31.7B	25.1B	26.0B	19.5B	15.5B
Inventory i	-	-	-	-	-
Other Current Assets	-	-	-	-	-
Total Current Assets i	-	-	-	-	-
Non-Current Assets
Property, Plant & Equipment i	10.1B	9.4B	8.7B	7.8B	7.8B
Goodwill i	3.2B	3.2B	2.9B	3.0B	3.3B
Intangible Assets i	1.8B	1.6B	1.4B	1.4B	1.4B
Long-term Investments	-	-	-	-	-
Other Non-Current Assets	-	-	-	-	-
Total Non-Current Assets i	-	-	-	-	-
Total Assets i	772.4B	-	-	-	-
Liabilities
Current Liabilities
Accounts Payable i	-	-	-	-	-
Short-term Debt i	175.0M	236.0M	142.0M	218.0M	244.0M
Current Portion of Long-term Debt	-	-	-	-	-
Other Current Liabilities	-	-	-	-	-
Total Current Liabilities i	-	-	-	-	-
Non-Current Liabilities
Long-term Debt i	75.8B	74.0B	60.1B	61.7B	69.0B
Deferred Tax Liabilities i	2.5B	1.7B	1.5B	1.8B	1.8B
Other Non-Current Liabilities	-	-	-	-	-
Total Non-Current Liabilities i	-	-	-	-	-
Total Liabilities i	712.4B	-	-	-	-
Equity
Common Stock i	2.8B	2.9B	3.0B	3.3B	3.3B
Retained Earnings i	50.7B	44.3B	39.1B	36.5B	31.8B
Treasury Stock i	66.0M	34.0M	29.0M	647.0M	46.0M
Other Equity	-	-	-	-	-
Total Shareholders Equity i	60.0B	55.3B	50.5B	48.8B	50.0B
Key Metrics
Total Debt i	75.9B	74.2B	60.3B	61.9B	69.2B
Working Capital i	0	0	0	0	0

Balance Sheet Composition

Banco Bilbao Vizcaya Cash Flow Statement From 2020 to 2024

Metric	2024	2023	2022	2021	2020
Operating Activities
Net Income i	10.6B	8.4B	6.8B	5.6B	2.1B
Depreciation & Amortization i	1.5B	1.4B	1.3B	1.2B	1.3B
Stock-Based Compensation i	-	-	-	-	-
Working Capital Changes i	-38.0B	-15.9B	8.4B	-13.0B	27.6B
Operating Cash Flow i	-12.6B	4.6B	27.0B	304.0M	41.3B
Investing Activities
Capital Expenditures i	-1.1B	-1.0B	-1.8B	-318.0M	-74.0M
Acquisitions i	45.0M	21.0M	-1.4B	10.0M	0
Investment Purchases i	-1.0M	-93.0M	-81.0M	-50.0M	-62.0M
Investment Sales i	32.0M	58.0M	127.0M	80.0M	307.0M
Investing Cash Flow i	-607.0M	-729.0M	-3.3B	-1.1B	454.0M
Financing Activities
Share Repurchases i	-1.5B	-2.2B	-3.0B	-1.0B	-807.0M
Dividends Paid i	-3.9B	-2.8B	-2.2B	-926.0M	-1.1B
Debt Issuance i	5.5B	4.7B	0	0	2.4B
Debt Repayment i	-2.6B	-1.6B	-2.3B	-2.3B	-2.8B
Financing Cash Flow i	-2.6B	-1.8B	-7.6B	-4.3B	-2.1B
Free Cash Flow i	-20.2B	-2.5B	21.3B	-2.2B	38.2B
Net Change in Cash i	-15.7B	2.1B	16.1B	-5.1B	39.7B

Cash Flow Trend

Banco Bilbao Vizcaya Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 9.38

Forward P/E 17.56

Price to Book 1.67

Price to Sales 3.03

PEG Ratio 17.56

Profitability Ratios

Profit Margin 33.49%

Operating Margin 56.74%

Return on Equity 18.85%

Return on Assets 1.45%

Financial Health

Debt to Equity 2.35

Beta 1.41

Per Share Data

EPS (TTM) €1.76

Book Value per Share €9.86

Revenue per Share €5.45

Peer Financial Comparison

Company	Market Cap	P/E Ratio	P/B Ratio	ROE	Profit Margin	Debt/Equity
bbva	95.0B	9.38	1.67	18.85%	33.49%	2.35
Banco Santander S.A	122.7B	10.07	1.25	13.61%	26.61%	3.37
Banco de Sabadell	17.2B	9.50	1.25	13.94%	33.42%	3.87
CaixaBank S.A	61.9B	10.86	1.66	16.65%	39.77%	1.56
Grupo Financiero	21.5B	8.37	0.07	23.34%	43.15%	2.66
Bankinter S.A	11.9B	11.90	1.82	16.57%	37.03%	1.85

Financial data is updated regularly. All figures are in the company's reporting currency.