KIFS Financial Services Ltd. | Small-cap | Financial Services
₹150.55
-0.95%
| KIFS Financial Stock Comparison:
KIFS Financial vs Tata InvestmentKIFS Financial vs Motilal OswalKIFS Financial vs Indo Thai SecuritiesKIFS Financial vs Share IndiaKIFS Financial vs Shalimar AgenciesKIFS Financial vs NIFTY 50 | Market
TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jun 2025

Income Metrics

Revenue 98.1M
Gross Profit 96.8M 98.67%
Operating Income 95.2M 97.04%
Net Income 16.8M 17.17%
EPS (Diluted) ₹1.56

Balance Sheet Metrics

Total Assets 3.9B
Total Liabilities 112.0K
Shareholders Equity 570.1M
Debt to Equity 0.00

Cash Flow Metrics

Revenue & Profitability Trend

KIFS Financial Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue i291.2M466.4M307.2M327.1M209.3M
Cost of Goods Sold i3.3M3.9M3.5M3.1M2.8M
Gross Profit i287.9M462.5M303.7M324.0M206.5M
Gross Margin % i98.9%99.2%98.9%99.0%98.7%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i377.0K815.3K876.0K513.0K426.0K
Other Operating Expenses i1.6M927.0K1.9M5.2M1.2M
Total Operating Expenses i2.0M1.7M2.7M5.7M1.6M
Operating Income i280.3M454.7M294.9M313.7M203.9M
Operating Margin % i96.3%97.5%96.0%95.9%97.4%
Non-Operating Items
Interest Income i406.0K123.0K290.0K0434.0K
Interest Expense i212.2M352.0M207.6M231.5M154.6M
Other Non-Operating Income-----
Pre-tax Income i108.4M97.4M85.9M82.2M50.8M
Income Tax i27.7M26.2M21.9M21.0M12.9M
Effective Tax Rate % i25.6%26.9%25.5%25.5%25.4%
Net Income i80.7M71.2M64.0M61.3M37.9M
Net Margin % i27.7%15.3%20.8%18.7%18.1%
Key Metrics
EBITDA i325.3M459.9M300.2M317.5M204.6M
EPS (Basic) i₹7.46₹6.58₹5.91₹5.66₹3.50
EPS (Diluted) i₹7.46₹6.58₹5.91₹5.66₹3.50
Basic Shares Outstanding i1081800010818000108180001081800010818000
Diluted Shares Outstanding i1081800010818000108180001081800010818000

Income Statement Trend

KIFS Financial Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets
Cash & Equivalents i1.8B127.6M-44.7M49.7M344.6M
Short-term Investments i1.8B127.5M-44.8M49.6M344.4M
Accounts Receivable i284.0K261.0K196.0K941.0K207.0K
Inventory i0000-
Other Current Assets-----
Total Current Assets i3.8B2.7B3.1B2.9B1.9B
Non-Current Assets
Property, Plant & Equipment i10.3M14.9M11.1M16.1M-
Goodwill i3.0K3.0K3.0K3.0K3.0K
Intangible Assets i3.0K3.0K3.0K3.0K3.0K
Long-term Investments0000-
Other Non-Current Assets---775.0K783.0K
Total Non-Current Assets i151.3M351.1M55.1M77.5M31.5M
Total Assets i4.0B3.0B3.2B3.0B2.0B
Liabilities
Current Liabilities
Accounts Payable i112.0K95.0K000
Short-term Debt i3.3B2.4B2.6B2.5B1.6B
Current Portion of Long-term Debt-----
Other Current Liabilities13.8M31.1M15.5M18.6M11.4M
Total Current Liabilities i3.4B2.5B2.7B2.6B1.6B
Non-Current Liabilities
Long-term Debt i3.3B2.4B2.6B2.5B1.6B
Deferred Tax Liabilities i0000-
Other Non-Current Liabilities13.8M-1.0K15.5M1.0K76.0K
Total Non-Current Liabilities i0-1.0K13.3M26.2M13.3M
Total Liabilities i3.4B2.5B2.7B2.6B1.6B
Equity
Common Stock i108.2M108.2M108.2M108.2M108.2M
Retained Earnings i288.2M238.8M196.5M160.0M124.5M
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i570.1M504.6M448.1M398.7M351.0M
Key Metrics
Total Debt i6.6B4.9B5.3B5.1B3.2B
Working Capital i441.7M153.5M406.2M347.4M332.7M

Balance Sheet Composition

KIFS Financial Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income i108.4M97.4M85.9M82.2M50.8M
Depreciation & Amortization i-----
Stock-Based Compensation i-----
Working Capital Changes i1.4B427.6M-137.3M-350.7M269.7M
Operating Cash Flow i1.5B525.0M-51.4M-268.4M320.5M
Investing Activities
Capital Expenditures i0-8.9M0-19.9M850.0K
Acquisitions i-----
Investment Purchases i--297.0M0--
Investment Sales i179.2M----
Investing Cash Flow i179.2M-305.9M0-39.8M850.0K
Financing Activities
Share Repurchases i-----
Dividends Paid i-15.1M-14.6M-14.6M-13.5M-13.5M
Debt Issuance i-----
Debt Repayment i-----
Financing Cash Flow i-15.1M-14.6M-14.6M-13.5M-13.5M
Free Cash Flow i1.5B483.8M-79.9M-281.3M314.2M
Net Change in Cash i1.7B204.5M-66.0M-321.8M307.8M

Cash Flow Trend

KIFS Financial Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 20.52
Price to Book 2.97
Price to Sales 13.86
PEG Ratio 1.80

Profitability Ratios

Profit Margin 67.50%
Operating Margin 88.57%
Return on Equity 14.15%
Return on Assets 2.05%

Financial Health

Current Ratio 1.12
Debt to Equity 582.42
Beta 0.07

Per Share Data

EPS (TTM) ₹7.62
Book Value per Share ₹52.70
Revenue per Share ₹11.28

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
kifs1.8B20.522.9714.15%67.50%582.42
Tata Investment 565.3B162.571.721.00%105.86%0.01
Motilal Oswal 551.4B19.494.7922.47%37.00%138.95
Indo Thai Securities 33.3B267.2718.304.56%38.64%1.77
Share India 29.1B9.141.4513.95%24.50%22.79
Shalimar Agencies 27.8B553.1425.9310.13%5.31%64.93

Financial data is updated regularly. All figures are in the company's reporting currency.