Saraswati Commercial (I) Ltd. | Small-cap | Financial Services
₹13,218.90
-2.80%
| Saraswati Commercial Stock Comparison:
Saraswati Commercial vs Jio FinancialSaraswati Commercial vs Bajaj HoldingsSaraswati Commercial vs Nalwa SonsSaraswati Commercial vs El Cid InvestmentsSaraswati Commercial vs Kalyani InvestmentSaraswati Commercial vs NIFTY 50 | Market
TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jun 2025

Income Metrics

Revenue 12.7M
Gross Profit 6.0M 46.82%
Operating Income 296.6M 2,327.19%
Net Income 235.8M 1,850.47%
EPS (Diluted) ₹258.79

Balance Sheet Metrics

Total Assets 11.1B
Total Liabilities 1.4B
Shareholders Equity 9.7B
Debt to Equity 0.14

Cash Flow Metrics

Revenue & Profitability Trend

Saraswati Commercial Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue i746.6M776.4M433.1M683.9M4.7M
Cost of Goods Sold i24.9M23.0M16.8M14.7M12.2M
Gross Profit i721.7M753.4M416.3M669.2M-7.5M
Gross Margin % i96.7%97.0%96.1%97.8%-159.0%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i2.1M1.0M821.0K1.2M2.3M
Other Operating Expenses i22.8M7.5M206.7M6.6M1.4M
Total Operating Expenses i24.8M8.5M207.6M7.8M3.7M
Operating Income i704.2M1.3B208.4M844.9M263.1M
Operating Margin % i94.3%161.1%48.1%123.6%5,579.5%
Non-Operating Items
Interest Income i0963.0K138.0K1.4M974.0K
Interest Expense i15.9M16.8M17.6M9.1M15.1M
Other Non-Operating Income-----
Pre-tax Income i688.2M1.2B191.0M837.2M248.9M
Income Tax i153.9M195.6M73.9M187.7M35.7M
Effective Tax Rate % i22.4%15.8%38.7%22.4%14.3%
Net Income i534.3M1.0B117.0M649.5M213.2M
Net Margin % i71.6%133.8%27.0%95.0%4,522.1%
Key Metrics
EBITDA i704.3M1.3B208.7M846.4M264.2M
EPS (Basic) i₹517.51₹1,008.85₹113.48₹631.69₹213.07
EPS (Diluted) i₹517.51₹1,008.85₹113.48₹631.69₹213.07
Basic Shares Outstanding i10322791029928102992810277831000928
Diluted Shares Outstanding i10322791029928102992810277831000928

Income Statement Trend

Saraswati Commercial Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets
Cash & Equivalents i228.2M26.1M1.4M18.4M222.0K
Short-term Investments i4.6B2.9B516.6M706.5M24.4M
Accounts Receivable i014.2M09.1M0
Inventory i1.0M1.1M938.0K97.6M40.6M
Other Current Assets203.0K-100.0K783.0K88.0K
Total Current Assets i4.8B3.0B519.4M838.8M73.3M
Non-Current Assets
Property, Plant & Equipment i8.0K9.0K385.0K9.0K9.0K
Goodwill i-----
Intangible Assets i-----
Long-term Investments-----
Other Non-Current Assets10.1M10.1M10.1M10.1M10.1M
Total Non-Current Assets i6.3B4.7B4.4B4.0B2.9B
Total Assets i11.1B7.7B4.9B4.9B3.0B
Liabilities
Current Liabilities
Accounts Payable i2.9M133.6M725.0K137.0K8.2M
Short-term Debt i426.6M150.0K223.5M277.0M48.9M
Current Portion of Long-term Debt-----
Other Current Liabilities----174.0K
Total Current Liabilities i437.6M139.5M230.3M289.1M60.3M
Non-Current Liabilities
Long-term Debt i426.6M150.0K223.5M277.0M48.9M
Deferred Tax Liabilities i915.4M541.6M261.1M293.5M114.4M
Other Non-Current Liabilities374.0K1.0K-1.0K-1.0K1.0K
Total Non-Current Liabilities i920.6M546.4M262.7M295.1M116.0M
Total Liabilities i1.4B685.9M493.0M584.1M176.3M
Equity
Common Stock i11.0M10.3M10.3M10.3M10.0M
Retained Earnings i3.0B2.6B1.7B1.6B1.0B
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i9.7B7.0B4.4B4.3B2.8B
Key Metrics
Total Debt i853.2M300.0K447.0M554.1M97.8M
Working Capital i4.4B2.8B289.2M549.8M13.0M

Balance Sheet Composition

Saraswati Commercial Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income i688.2M1.2B191.0M837.2M248.9M
Depreciation & Amortization i-----
Stock-Based Compensation i-----
Working Capital Changes i43.6M-41.5M24.8M-65.3M-20.0M
Operating Cash Flow i747.8M1.2B233.3M780.7M243.6M
Investing Activities
Capital Expenditures i-184.0K-100.0K0-209.0K-83.0K
Acquisitions i-----
Investment Purchases i-23.0B-11.4B-10.8B-10.6B-1.4B
Investment Sales i21.9B11.3B10.5B9.7B1.4B
Investing Cash Flow i-1.1B-87.8M-262.8M-828.6M39.5M
Financing Activities
Share Repurchases i-----
Dividends Paid i-----
Debt Issuance i8.7B3.2B1.5B2.8B745.4M
Debt Repayment i-8.3B-3.4B-1.5B-2.6B-796.7M
Financing Cash Flow i1.6B-440.0M-110.4M559.1M-102.7M
Free Cash Flow i87.2M329.7M269.8M502.6M-49.1M
Net Change in Cash i1.3B681.3M-139.9M511.3M180.5M

Cash Flow Trend

Saraswati Commercial Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 50.95
Price to Book 1.45
Price to Sales 38.51
PEG Ratio -1.04

Profitability Ratios

Profit Margin 63.45%
Operating Margin 94.24%
Return on Equity 5.49%
Return on Assets 4.82%

Financial Health

Current Ratio 10.96
Debt to Equity 4.39
Beta -0.17

Per Share Data

EPS (TTM) ₹266.92
Book Value per Share ₹9,372.95
Revenue per Share ₹385.99

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
zsaracom14.9B50.951.455.49%63.45%4.39
Jio Financial 2.0T117.851.551.31%77.95%3.22
Bajaj Holdings 1.4T15.672.108.97%897.26%0.04
Nalwa Sons 40.7B95.240.240.28%35.33%0.00
El Cid Investments 26.5B30.150.291.67%69.82%0.00
Kalyani Investment 22.8B35.890.260.82%81.06%0.00

Financial data is updated regularly. All figures are in the company's reporting currency.