Saraswati Commercial (I) Ltd. | Small-cap | Financial Services
₹14,313.50
0.15%
| Saraswati Commercial Stock Comparison:
Saraswati Commercial vs Jio FinancialSaraswati Commercial vs Bajaj HoldingsSaraswati Commercial vs Indus Infra TrustSaraswati Commercial vs Nalwa SonsSaraswati Commercial vs El Cid InvestmentsSaraswati Commercial vs NIFTY 50 | Market
TL;DR Income Statement Balance Sheet Cash Flow Key Ratios Peer Comparison

TL;DR: Financial Overview - Revenue, Profits & Key Metrics

Latest Quarterly: Jun 2025

Income Metrics

Revenue 12.7M
Gross Profit 6.0M 46.82%
Operating Income 296.6M 2,327.19%
Net Income 235.8M 1,850.47%
EPS (Diluted) ₹258.79

Balance Sheet Metrics

Total Assets 11.1B
Total Liabilities 1.4B
Shareholders Equity 9.7B
Debt to Equity 0.14

Cash Flow Metrics

Revenue & Profitability Trend

Saraswati Commercial Income Statement From 2021 to 2025

Metric20252024202320222021
Revenue i50.8M776.4M433.1M683.9M4.7M
Cost of Goods Sold i25.2M23.0M16.8M14.7M12.2M
Gross Profit i25.6M753.4M416.3M669.2M-7.5M
Gross Margin % i50.4%97.0%96.1%97.8%-159.0%
Operating Expenses
Research & Development i-----
Selling, General & Administrative i-1.0M821.0K1.2M2.3M
Other Operating Expenses i25.0M7.5M206.7M6.6M1.4M
Total Operating Expenses i25.0M8.5M207.6M7.8M3.7M
Operating Income i704.2M1.3B208.4M844.9M263.1M
Operating Margin % i1,385.1%161.1%48.1%123.6%5,579.5%
Non-Operating Items
Interest Income i-963.0K138.0K1.4M974.0K
Interest Expense i15.9M16.8M17.6M9.1M15.1M
Other Non-Operating Income-----
Pre-tax Income i688.2M1.2B191.0M837.2M248.9M
Income Tax i153.9M195.6M73.9M187.7M35.7M
Effective Tax Rate % i22.4%15.8%38.7%22.4%14.3%
Net Income i534.3M1.0B117.0M649.5M213.2M
Net Margin % i1,050.9%133.8%27.0%95.0%4,522.1%
Key Metrics
EBITDA i704.3M1.3B208.7M846.4M264.2M
EPS (Basic) i₹517.51₹1,008.85₹113.48₹631.69₹213.07
EPS (Diluted) i₹517.51₹1,008.85₹113.48₹631.69₹213.07
Basic Shares Outstanding i10322701029928102992810277831000928
Diluted Shares Outstanding i10322701029928102992810277831000928

Income Statement Trend

Saraswati Commercial Balance Sheet From 2021 to 2025

Metric20252024202320222021
Assets
Current Assets
Cash & Equivalents i228.2M26.1M1.4M18.4M222.0K
Short-term Investments i-2.9B516.6M706.5M24.4M
Accounts Receivable i014.2M09.1M0
Inventory i1.0M1.1M938.0K97.6M40.6M
Other Current Assets--100.0K783.0K88.0K
Total Current Assets i236.3M3.0B519.4M838.8M73.3M
Non-Current Assets
Property, Plant & Equipment i-9.0K385.0K9.0K9.0K
Goodwill i-----
Intangible Assets i-----
Long-term Investments-----
Other Non-Current Assets10.3M10.1M10.1M10.1M10.1M
Total Non-Current Assets i10.8B4.7B4.4B4.0B2.9B
Total Assets i11.1B7.7B4.9B4.9B3.0B
Liabilities
Current Liabilities
Accounts Payable i2.9M133.6M725.0K137.0K8.2M
Short-term Debt i-150.0K223.5M277.0M48.9M
Current Portion of Long-term Debt-----
Other Current Liabilities----174.0K
Total Current Liabilities i2.9M139.5M230.3M289.1M60.3M
Non-Current Liabilities
Long-term Debt i426.6M150.0K223.5M277.0M48.9M
Deferred Tax Liabilities i915.4M541.6M261.1M293.5M114.4M
Other Non-Current Liabilities374.0K1.0K-1.0K-1.0K1.0K
Total Non-Current Liabilities i1.4B546.4M262.7M295.1M116.0M
Total Liabilities i1.4B685.9M493.0M584.1M176.3M
Equity
Common Stock i11.0M10.3M10.3M10.3M10.0M
Retained Earnings i-2.6B1.7B1.6B1.0B
Treasury Stock i-----
Other Equity-----
Total Shareholders Equity i9.7B7.0B4.4B4.3B2.8B
Key Metrics
Total Debt i426.6M300.0K447.0M554.1M97.8M
Working Capital i233.5M2.8B289.2M549.8M13.0M

Balance Sheet Composition

Saraswati Commercial Cash Flow Statement From 2021 to 2025

Metric20252024202320222021
Operating Activities
Net Income i688.2M1.2B191.0M837.2M248.9M
Depreciation & Amortization i-----
Stock-Based Compensation i-----
Working Capital Changes i43.6M-41.5M24.8M-65.3M-20.0M
Operating Cash Flow i747.8M1.2B233.3M780.7M243.6M
Investing Activities
Capital Expenditures i-184.0K-100.0K0-209.0K-83.0K
Acquisitions i-----
Investment Purchases i-23.0B-11.4B-10.8B-10.6B-1.4B
Investment Sales i21.9B11.3B10.5B9.7B1.4B
Investing Cash Flow i-1.1B-87.8M-262.8M-828.6M39.5M
Financing Activities
Share Repurchases i-----
Dividends Paid i-----
Debt Issuance i8.7B3.2B1.5B2.8B745.4M
Debt Repayment i-8.3B-3.4B-1.5B-2.6B-796.7M
Financing Cash Flow i1.2B-440.0M-110.4M559.1M-102.7M
Free Cash Flow i87.2M329.7M269.8M502.6M-49.1M
Net Change in Cash i852.1M681.3M-139.9M511.3M180.5M

Cash Flow Trend

Saraswati Commercial Key Financial Ratios

Valuation Ratios

P/E Ratio (TTM) 53.71
Price to Book 1.53
Price to Sales 40.55
PEG Ratio -1.09

Profitability Ratios

Profit Margin 63.45%
Operating Margin 94.24%
Return on Equity 5.49%
Return on Assets 4.82%

Financial Health

Current Ratio 81.98
Debt to Equity 4.39
Beta 0.02

Per Share Data

EPS (TTM) ₹266.61
Book Value per Share ₹9,372.95
Revenue per Share ₹385.99

Peer Financial Comparison

CompanyMarket CapP/E RatioP/B RatioROEProfit MarginDebt/Equity
zsaracom15.7B53.711.535.49%63.45%4.39
Jio Financial 2.0T125.231.651.31%77.95%3.22
Bajaj Holdings 1.5T18.122.438.97%897.26%0.04
Indus Infra Trust 49.6B10.111.019.77%62.53%22.95
Nalwa Sons 34.8B80.590.200.28%35.33%0.00
El Cid Investments 27.2B30.990.301.67%69.82%0.00

Financial data is updated regularly. All figures are in the company's reporting currency.