Abirami Financial [ABIRAFN] vs Paisalo Digital [PAISALO] Detailed Stock Comparison

Abirami Financial Services Ltd.

BSE
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Paisalo Digital Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Abirami Financial Services Ltd. wins in 3 metrics, Paisalo Digital Ltd. wins in 15 metrics, with 1 ties. Paisalo Digital Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Abirami Financial Services Ltd. Paisalo Digital Ltd. Better
P/E Ratio (TTM) 37.35 19.68 Paisalo Digital Ltd.
Price-to-Book Ratio 0.86 2.50 Abirami Financial Services Ltd.
Debt-to-Equity Ratio 0.00 226.22 Tie
PEG Ratio -1.62 4.59 Paisalo Digital Ltd.
EV/EBITDA -2.12 26.84 Paisalo Digital Ltd.
Profit Margin (TTM) 32.83% 45.06% Paisalo Digital Ltd.
Operating Margin (TTM) 44.06% 63.89% Paisalo Digital Ltd.
EBITDA Margin (TTM) 44.06% 63.89% Paisalo Digital Ltd.
Return on Equity 2.24% 13.04% Paisalo Digital Ltd.
Return on Assets (TTM) 2.19% 3.81% Paisalo Digital Ltd.
Free Cash Flow (TTM) $-5.10M $-8.54B Abirami Financial Services Ltd.
Dividend Yield 2.70% 0.26% Abirami Financial Services Ltd.
1-Year Return -27.10% 89.22% Paisalo Digital Ltd.
Price-to-Sales Ratio (TTM) 12.20 8.93 Paisalo Digital Ltd.
Enterprise Value $-17.13M $78.92B Paisalo Digital Ltd.
EV/Revenue Ratio -1.28 16.83 Paisalo Digital Ltd.
Gross Profit Margin (TTM) N/A 51.99% N/A
Revenue per Share (TTM) $2 $5 Paisalo Digital Ltd.
Earnings per Share (Diluted) $0.81 $2.34 Paisalo Digital Ltd.
Beta (Stock Volatility) 0.18 -0.04 Paisalo Digital Ltd.

Abirami Financial Services Ltd. vs Paisalo Digital Ltd. Stock Performance Analysis

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ABIRAFN
PAISALO

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Abirami Financial Services Ltd.-4.82%9.08%7.94%-3.63%-15.00%-8.11%
Paisalo Digital Ltd.-1.92%-1.99%24.46%67.17%57.70%59.52%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Abirami Financial Services Ltd.-27.10%-1.68%750.48%257.20%198.66%198.66%
Paisalo Digital Ltd.89.22%137.20%98.20%617.92%988.07%2,583.26%

Performance & Financial Health Analysis: Abirami Financial Services Ltd. vs Paisalo Digital Ltd.

MetricABIRAFNPAISALO
Market Information
Market Cap i₹163.35M₹40.58B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i98417,320,223
90 Day Avg. Volume i8419,834,980
Last Close₹34.00₹58.16
52 Week Range₹27.89 - ₹56.25₹29.38 - ₹61.00
% from 52W High-39.56%-4.66%
All-Time High₹85.02 (May 13, 2024)₹415.00 (Jan 03, 2011)
% from All-Time High-60.01%-85.99%
Growth Metrics
Quarterly Revenue Growth0.00%0.20%
Quarterly Earnings Growth-0.16%0.06%
Financial Health
Profit Margin (TTM) i0.33%0.45%
Operating Margin (TTM) i0.44%0.64%
Return on Equity (TTM) i0.02%0.13%
Debt to Equity (MRQ) i0.00226.22
Cash & Liquidity
Book Value per Share (MRQ)₹35.23₹18.42
Cash per Share (MRQ)₹33.36₹0.62
Operating Cash Flow (TTM) i₹-8,321,790₹-4,755,433,000
Levered Free Cash Flow (TTM) i₹5.77M₹2.00B
Dividends
Last 12-Month Dividend Yield i2.70%0.26%
Last 12-Month Dividend i₹1.50₹0.10

Valuation & Enterprise Metrics Analysis: Abirami Financial Services Ltd. vs Paisalo Digital Ltd.

MetricABIRAFN (Apr 26, 2026)PAISALO (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i37.3519.68
Forward P/E iN/A14.81
PEG Ratio i-1.624.59
Price to Sales (TTM) i12.208.93
Price to Book (MRQ) i0.862.50
Market Capitalization
Market Capitalization i₹163.35M₹40.58B
Enterprise Value i₹-17,133,500₹78.92B
Enterprise Value Metrics
Enterprise to Revenue i-1.2816.83
Enterprise to EBITDA i-2.1226.84
Risk & Other Metrics
Beta i0.18-0.04
Book Value per Share (MRQ) i₹35.23₹18.42

Financial Statements Comparison: Abirami Financial Services Ltd. vs Paisalo Digital Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricABIRAFN (2025)PAISALO (2025)
Revenue/Sales i07.70B
Cost of Goods Sold i2.27M3.45B
COGS % of Revenue i-44.9%
Gross Profit i-2.27M4.25B
Gross Margin i-55.1%
Research & Development iN/AN/A
Operating Income (EBIT) i-6.41M3.25B
Operating Margin i-42.2%
EBITDA i8.09M2.94B
EBITDA Margin i-38.2%
Pre-Tax Income i8.04M2.68B
Pre-Tax Income % of Revenue i-34.8%
Income Tax i2.27M682.35M
Income Tax % of Revenue i-8.9%
Net Income (Profit) i5.77M2.00B
Profit Margin i-26.0%

Balance Sheet & Liquidity Metrics

MetricABIRAFN (2025)PAISALO (2025)
Cash & Equivalents i181.89M1.01B
Total Current Assets i191.99M51.19B
Total Current Assets % of Revenue i-664.7%
Total Current Liabilities i4.39M1.84B
Total Current Liabilities % of Revenue i-23.9%
Long-Term Debt i034.60B
Long-Term Debt % of Revenue i-449.3%
Total Shareholders Equity i198.40M15.35B
Retained Earnings i133.36M217.82M
Retained Earnings % of Revenue i-2.8%
Property, Plant & Equipment i78,730744.65M

Cash Flow Statement Comparison

MetricABIRAFN (2025)PAISALO (2025)
Operating Cash Flow i194,840-4.76B
Operating Cash Flow % of Revenue i--61.8%
Capital Expenditures i-69,680-126.79M
Free Cash Flow i-5.10M-8.54B
FCF Margin i--110.9%
Debt Repayment i0N/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricABIRAFNPAISALO
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i5.40M909.52M
Float Shares i812,615441.76M
% Held by Insiders i90.20%53.67%
% Held by Institutions i0.00%12.04%
% Held by Public i9.80%34.29%

Dividend Analysis & Yield Comparison: Abirami Financial Services Ltd. vs Paisalo Digital Ltd.

MetricABIRAFNPAISALO
Last 12-Month Dividend i₹1.50₹0.10
Last 12-Month Dividend Yield i2.70%0.26%
3-Year Avg Annual Dividend i₹2.00₹0.08
3-Year Avg Dividend Yield i4.89%0.20%
3-Year Total Dividends i₹6.00₹0.25
Ex-Dividend DateAug 28, 2025Sep 22, 2025