Automobile [ACGL] vs Arman Financial [ARMANFIN] Detailed Comparison

Automobile

BSE

Arman Financial

NSE

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Automobile wins in 8 metrics, Arman Financial wins in 11 metrics, with 0 ties. Arman Financial appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric	Automobile	Arman Financial	Better
P/E Ratio (TTM)	23.63	33.72	Automobile
Price-to-Book Ratio	4.34	1.99	Arman Financial
Debt-to-Equity Ratio	33.79	140.93	Automobile
PEG Ratio	41.08	-0.45	Arman Financial
EV/EBITDA	18.36	6.19	Arman Financial
Profit Margin (TTM)	7.05%	22.98%	Arman Financial
Operating Margin (TTM)	9.48%	21.59%	Arman Financial
EBITDA Margin (TTM)	9.48%	21.59%	Arman Financial
Return on Equity	19.72%	6.17%	Automobile
Return on Assets (TTM)	7.39%	2.14%	Automobile
Free Cash Flow (TTM)	$-66.56M	$4.67B	Arman Financial
Dividend Yield	1.36%	N/A	N/A
1-Year Return	-24.23%	-11.09%	Arman Financial
Price-to-Sales Ratio (TTM)	1.67	8.31	Automobile
Enterprise Value	$9.90B	$26.50B	Arman Financial
EV/Revenue Ratio	1.50	11.69	Automobile
Gross Profit Margin (TTM)	29.52%	43.53%	Arman Financial
Revenue per Share (TTM)	$1,085	$216	Automobile
Earnings per Share (Diluted)	$76.61	$49.24	Automobile
Beta (Stock Volatility)	0.19	0.08	Arman Financial

Complete Automobile Investment Analysis: Compare with Industry Leaders

Ever Wonder Which Stock is Really the Better Pick?

You're looking at Automobile and thinking "this could be a good investment." But how do you know for sure? What if there's a similar company that's actually growing faster, has less debt, or pays better dividends? That nagging "what if" feeling is exactly why smart investors always compare before they buy.

What You'll Actually Learn (in Plain English)

💰 Which Stock is Cheaper

Is the stock price reasonable compared to how much money the company makes? Sometimes a $200 stock is actually cheaper than a $50 stock when you look at the bigger picture.

🏥 Which Company is Healthier

Does the company make good money and have manageable debt? You want to invest in companies that can weather tough times, not ones that might struggle if business gets rough.

📈 Which Has Been Growing Faster

Look at how the stocks have performed over the past few years. One might be having a great year while the other has been consistently growing for decades.

💵 Which Pays You Better

If you want your investments to pay you while you hold them, compare how much each company gives back to shareholders through dividends.

Here's How This Actually Helps You

🎯 The "Better Deal" Hunter

Sarah was ready to buy Automobile at $150 per share. But when she compared it to Bosch, she realized she could get similar growth potential for 30% less money. That comparison saved her $3,000 on a $10,000 investment.

🚀 The "Growth Spotter"

Mike almost bought Automobile because he liked their products. Good thing he compared it with Samvardhana first - turns out the competitor was growing twice as fast and had way less debt. Sometimes the less popular choice is the smarter choice.

💰 The "Income Seeker"

Lisa wanted dividend income for retirement. Automobile looked good until she compared it with Dynamatic. The competitor was paying 40% higher dividends and had been increasing them every year for a decade. That's an extra $400 annually on a $10,000 investment.

What All These Numbers Actually Mean

Look, we know financial data can feel overwhelming. But here's the thing - you don't need a finance degree to understand what matters. We've organized everything into simple categories that answer the questions you actually care about:

📈 "How Has This Stock Performed?"

Stock price changes over the past few years
How bumpy the ride has been (some stocks swing wildly)
How it compares to the overall market

💰 "Is This Stock Expensive or Cheap?"

Price compared to company earnings (like a price-to-quality ratio)
What you're paying for each dollar of company assets
Overall company value vs. what it actually makes

🏢 "Is This Company in Good Shape?"

How much money they're bringing in and keeping
Their debt situation (too much debt is a red flag)
Whether they're generating actual cash or just paper profits

🎯 "What Am I Getting as an Investor?"

Dividend payments (your quarterly paycheck from owning the stock)
Who else is buying or selling (institutions vs. regular investors)
Whether the company is growing or shrinking

How to Actually Do This (Step by Step)

Don't overthink it. Here's exactly what to do:

Pick Another Stock to Compare

Use the search box above to find a similar company. Think competitors, companies in the same industry, or stocks you've heard about. Don't compare a tech startup to a utility company - that won't help much.

Look at the "Performance" Tab First

This shows you which stock has actually made more money for investors over time. If one is clearly winning year after year, that's worth paying attention to.

Check If the Price Makes Sense

Look at the "Valuation" tab. You want to see if you're paying a fair price for what you're getting. Sometimes the cheaper stock price isn't actually the better deal.

Trust Your Gut (But Verify with Data)

After looking at all the numbers, which company would you rather own a piece of? The data should support your intuition, not fight against it. If the numbers don't make sense to you, don't invest.

Ready to Make a Smarter Choice?

Use the search bar above to find a stock to compare with Automobile. In just a few minutes, you'll know whether you've found a great investment or if there's something better out there.

💡 Quick Tip: The best comparisons are between companies you've actually heard of. If you can't explain what both companies do in one sentence, pick different stocks to compare.

🙏 The Reality Check

Look, we're just showing you the numbers - we're not telling you what to buy. Stock prices go up and down, and past performance doesn't guarantee future results. You know your financial situation better than anyone else, so make decisions that make sense for you. If you're investing money you can't afford to lose, talk to a financial advisor first.

Performance

Key Stats

Valuation

Financials

Short Interest

Dividends

Automobile vs Arman Financial Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock	1D	1W	1M	3M	6M	YTD
Automobile	-0.49%	1.93%	-2.62%	21.95%	7.23%	-15.52%
Arman Financial	-2.97%	4.38%	-2.18%	2.16%	27.78%	32.56%

Long-term Returns

Stock	1Y	3Y	5Y	10Y	15Y	20Y
Automobile	-24.23%	82.62%	500.36%	227.52%	522.72%	405.60%
Arman Financial	-11.09%	30.92%	271.21%	636.43%	636.43%	636.43%

Performance Comparison

This comparison requires JavaScript for dynamic charts and real-time data. For complete performance analysis, visit the individual stock overview pages:

Automobile (ACGL): View Full Stock Overview

Arman Financial (ARMANFIN): View Full Stock Overview

The individual stock overview pages contain detailed performance metrics, historical charts, financial data, and comparison tools that work without JavaScript.

Key Performance Metrics Available:

Daily, weekly, monthly, and yearly returns
52-week high and low prices
Market capitalization and valuation ratios
Financial health and profitability metrics
Dividend history and yield information

Performance & Financial Health Analysis: Automobile vs Arman Financial

Metric	ACGL	ARMANFIN
Market Information
Market Cap i	₹11.02B	₹18.83B
Market Cap Category	Small cap	Small cap
10 Day Avg. Volume i	1,103	24,578
90 Day Avg. Volume i	1,254	42,972
Last Close	₹1,790.25	₹1,663.80
52 Week Range	₹936.00 - ₹3,449.00	₹1,110.00 - ₹1,984.90
% from 52W High	-48.09%	-16.18%
All-Time High	₹3,449.00 (Jul 29, 2024)	₹2,680.00 (Dec 18, 2023)
% from All-Time High	-48.09%	-37.92%
Growth Metrics
Quarterly Revenue Growth	0.28%	-0.49%
Quarterly Earnings Growth	0.54%	-0.75%
Financial Health
Profit Margin (TTM) i	0.07%	0.23%
Operating Margin (TTM) i	0.09%	0.22%
Return on Equity (TTM) i	0.20%	0.06%
Debt to Equity (MRQ) i	33.79	140.93
Cash & Liquidity
Book Value per Share (MRQ)	₹416.75	₹833.69
Cash per Share (MRQ)	₹313.41	₹384.63
Operating Cash Flow (TTM) i	₹97.18M	₹4.93B
Levered Free Cash Flow (TTM) i	₹1.18B	₹520.73M
Dividends
Last 12-Month Dividend Yield i	1.36%	N/A
Last 12-Month Dividend i	₹25.00	₹0.00

Valuation & Enterprise Metrics Analysis: Automobile vs Arman Financial

Metric	ACGL	ARMANFIN
Price Ratios
P/E Ratio (TTM) i	23.63	33.72
Forward P/E i	41.08	N/A
PEG Ratio i	41.08	-0.45
Price to Sales (TTM) i	1.67	8.31
Price to Book (MRQ) i	4.34	1.99
Market Capitalization
Market Capitalization i	₹11.02B	₹18.83B
Enterprise Value i	₹9.90B	₹26.50B
Enterprise Value Metrics
Enterprise to Revenue i	1.50	11.69
Enterprise to EBITDA i	18.36	6.19
Risk & Other Metrics
Beta i	0.19	0.08
Book Value per Share (MRQ) i	₹416.75	₹833.69

Financial Statements Comparison: Automobile vs Arman Financial

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)	ACGL	ARMANFIN
Revenue/Sales i	₹2.16B	₹1.49B
Cost of Goods Sold i	₹1.52B	₹839.75M
Gross Profit i	₹636.93M	₹647.21M
Research & Development i	N/A	N/A
Operating Income (EBIT) i	₹187.83M	₹509.82M
EBITDA i	₹238.18M	₹897.85M
Pre-Tax Income i	₹225.86M	₹126.58M
Income Tax i	₹57.50M	₹-1.06M
Net Income (Profit) i	₹168.36M	₹127.65M

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)	ACGL	ARMANFIN
Cash & Equivalents i	₹359.12M	₹677.50M
Total Current Assets i	₹3.97B	₹20.87B
Total Current Liabilities i	₹1.97B	₹32.65M
Long-Term Debt i	₹6.72M	₹12.32B
Total Shareholders Equity i	₹2.54B	₹8.74B
Retained Earnings i	N/A	N/A
Property, Plant & Equipment i	₹612.78M	₹310.45M

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)	ACGL	ARMANFIN
Operating Cash Flow i	N/A	N/A
Capital Expenditures i	N/A	N/A
Free Cash Flow i	N/A	N/A
Debt Repayment i	N/A	N/A
Common Stock Repurchase i	N/A	N/A

Short Interest & Institutional Ownership Analysis

Metric	ACGL	ARMANFIN
Shares Short i	N/A	N/A
Short Ratio i	N/A	N/A
Short % of Float i	N/A	N/A
Average Daily Volume (10 Day) i	1,103	24,578
Average Daily Volume (90 Day) i	1,254	42,972
Shares Outstanding i	6.09M	10.49M
Float Shares i	1.93M	5.58M
% Held by Insiders i	0.66%	0.33%
% Held by Institutions i	0.00%	0.15%

Dividend Analysis & Yield Comparison: Automobile vs Arman Financial

Metric	ACGL	ARMANFIN
Last 12-Month Dividend i	₹25.00	₹0.00
Last 12-Month Dividend Yield i	1.36%	N/A
3-Year Avg Annual Dividend i	₹21.67	₹0.00
3-Year Avg Dividend Yield i	0.62%	N/A
3-Year Total Dividends i	₹65.00	₹0.00
Ex-Dividend Date	Jun 25, 2025	N/A