Automobile [ACGL] vs Arman Financial [ARMANFIN] Detailed Stock Comparison

Automobile Corporation of Goa Ltd.

BSE
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Arman Financial Services Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Automobile Corporation of Goa Ltd. wins in 10 metrics, Arman Financial Services Ltd. wins in 9 metrics, with 0 ties. Automobile Corporation of Goa Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Automobile Corporation of Goa Ltd. Arman Financial Services Ltd. Better
P/E Ratio (TTM) 19.89 55.55 Automobile Corporation of Goa Ltd.
Price-to-Book Ratio 4.22 1.79 Arman Financial Services Ltd.
Debt-to-Equity Ratio 33.68 137.29 Automobile Corporation of Goa Ltd.
PEG Ratio 0.69 -0.14 Automobile Corporation of Goa Ltd.
EV/EBITDA 14.09 10.41 Arman Financial Services Ltd.
Profit Margin (TTM) 7.43% 10.75% Arman Financial Services Ltd.
Operating Margin (TTM) 7.22% 34.32% Arman Financial Services Ltd.
EBITDA Margin (TTM) 7.22% 34.32% Arman Financial Services Ltd.
Return on Equity 18.37% 5.96% Automobile Corporation of Goa Ltd.
Return on Assets (TTM) 10.02% 2.34% Automobile Corporation of Goa Ltd.
Free Cash Flow (TTM) $-66.56M $4.67B Arman Financial Services Ltd.
Dividend Yield 1.74% N/A N/A
1-Year Return 18.08% -4.49% Automobile Corporation of Goa Ltd.
Price-to-Sales Ratio (TTM) 1.34 5.93 Automobile Corporation of Goa Ltd.
Enterprise Value $11.46B $23.16B Arman Financial Services Ltd.
EV/Revenue Ratio 1.30 8.78 Automobile Corporation of Goa Ltd.
Gross Profit Margin (TTM) 27.23% 40.86% Arman Financial Services Ltd.
Revenue per Share (TTM) $1,445 $251 Automobile Corporation of Goa Ltd.
Earnings per Share (Diluted) $97.03 $26.81 Automobile Corporation of Goa Ltd.
Beta (Stock Volatility) 0.14 0.06 Arman Financial Services Ltd.

Automobile Corporation of Goa Ltd. vs Arman Financial Services Ltd. Stock Performance Analysis

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ACGL
ARMANFIN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Automobile Corporation of Goa Ltd.-0.59%-6.00%9.84%36.66%27.52%19.26%
Arman Financial Services Ltd.0.71%6.68%-7.20%20.70%11.11%5.73%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Automobile Corporation of Goa Ltd.18.08%106.50%436.99%340.11%560.81%602.88%
Arman Financial Services Ltd.-4.49%-13.78%164.80%617.60%617.60%617.60%

Performance & Financial Health Analysis: Automobile Corporation of Goa Ltd. vs Arman Financial Services Ltd.

MetricACGLARMANFIN
Market Information
Market Cap i₹12.00B₹15.66B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i1,73240,954
90 Day Avg. Volume i2,25043,233
Last Close₹2,128.10₹1,658.60
52 Week Range₹1,410.50 - ₹2,390.00₹1,270.00 - ₹1,906.60
% from 52W High-10.96%-13.01%
All-Time High₹3,449.00 (Jul 29, 2024)₹2,680.00 (Dec 18, 2023)
% from All-Time High-38.30%-38.11%
Growth Metrics
Quarterly Revenue Growth0.81%1.61%
Quarterly Earnings Growth1.41%-0.02%
Financial Health
Profit Margin (TTM) i0.07%0.11%
Operating Margin (TTM) i0.07%0.34%
Return on Equity (TTM) i0.18%0.06%
Debt to Equity (MRQ) i33.68137.29
Cash & Liquidity
Book Value per Share (MRQ)₹457.53₹831.24
Cash per Share (MRQ)₹174.35₹423.77
Operating Cash Flow (TTM) i₹-125,974,000₹1.71B
Levered Free Cash Flow (TTM) i₹466.04M₹520.73M
Dividends
Last 12-Month Dividend Yield i1.74%N/A
Last 12-Month Dividend i₹30.00₹0.00

Valuation & Enterprise Metrics Analysis: Automobile Corporation of Goa Ltd. vs Arman Financial Services Ltd.

MetricACGL (Apr 24, 2026)ARMANFIN (Apr 26, 2026)
Price Ratios
P/E Ratio (TTM) i19.8955.55
Forward P/E i43.79N/A
PEG Ratio i0.69-0.14
Price to Sales (TTM) i1.345.93
Price to Book (MRQ) i4.221.79
Market Capitalization
Market Capitalization i₹12.00B₹15.66B
Enterprise Value i₹11.46B₹23.16B
Enterprise Value Metrics
Enterprise to Revenue i1.308.78
Enterprise to EBITDA i14.0910.41
Risk & Other Metrics
Beta i0.140.06
Book Value per Share (MRQ) i₹457.53₹831.24

Financial Statements Comparison: Automobile Corporation of Goa Ltd. vs Arman Financial Services Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricACGL (2025)ARMANFIN (2025)
Revenue/Sales i6.51B6.17B
Cost of Goods Sold i4.92B3.32B
COGS % of Revenue i75.5%53.9%
Gross Profit i1.59B2.84B
Gross Margin i24.5%46.1%
Research & Development iN/AN/A
Operating Income (EBIT) i477.40M1.93B
Operating Margin i7.3%31.4%
EBITDA i670.33M2.22B
EBITDA Margin i10.3%36.1%
Pre-Tax Income i625.01M690.92M
Pre-Tax Income % of Revenue i9.6%11.2%
Income Tax i158.97M170.19M
Income Tax % of Revenue i2.4%2.8%
Net Income (Profit) i466.04M520.73M
Profit Margin i7.2%8.4%

Balance Sheet & Liquidity Metrics

MetricACGL (2025)ARMANFIN (2025)
Cash & Equivalents i359.12M677.50M
Total Current Assets i3.97B16.44B
Total Current Assets % of Revenue i61.0%266.6%
Total Current Liabilities i1.97B9.75B
Total Current Liabilities % of Revenue i30.3%158.1%
Long-Term Debt i6.72M3.76B
Long-Term Debt % of Revenue i0.1%61.0%
Total Shareholders Equity i2.54B8.74B
Retained Earnings i1.74B3.59B
Retained Earnings % of Revenue i26.8%58.2%
Property, Plant & Equipment i612.78M25.54M

Cash Flow Statement Comparison

MetricACGL (2025)ARMANFIN (2025)
Operating Cash Flow i-125.97M1.71B
Operating Cash Flow % of Revenue i-1.9%27.7%
Capital Expenditures i-161.26M-253.70M
Free Cash Flow i-66.56M4.67B
FCF Margin i-1.0%75.8%
Debt Repayment iN/A-9.77B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricACGLARMANFIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i6.09M10.51M
Float Shares i1.99M5.97M
% Held by Insiders i66.15%29.79%
% Held by Institutions i0.00%12.69%
% Held by Public i33.85%57.52%

Dividend Analysis & Yield Comparison: Automobile Corporation of Goa Ltd. vs Arman Financial Services Ltd.

MetricACGLARMANFIN
Last 12-Month Dividend i₹30.00₹0.00
Last 12-Month Dividend Yield i1.74%N/A
3-Year Avg Annual Dividend i₹23.33₹0.00
3-Year Avg Dividend Yield i0.58%N/A
3-Year Total Dividends i₹70.00₹0.00
Ex-Dividend DateJan 29, 2026N/A