Automobile [ACGL] vs ICICI Lombard [ICICIGI] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Automobile Corporation of Goa Ltd. wins in 13 metrics, ICICI Lombard General Insurance Company Limited wins in 5 metrics, with 1 ties. Automobile Corporation of Goa Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Automobile Corporation of Goa Ltd. | ICICI Lombard General Insurance Company Limited | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 19.89 | 32.76 | Automobile Corporation of Goa Ltd. |
| Price-to-Book Ratio | 4.22 | 5.61 | Automobile Corporation of Goa Ltd. |
| Debt-to-Equity Ratio | 33.68 | 0.00 | Tie |
| PEG Ratio | 0.69 | -1.31 | Automobile Corporation of Goa Ltd. |
| EV/EBITDA | 14.09 | 24.70 | Automobile Corporation of Goa Ltd. |
| Profit Margin (TTM) | 7.43% | 10.26% | ICICI Lombard General Insurance Company Limited |
| Operating Margin (TTM) | 7.22% | 10.13% | ICICI Lombard General Insurance Company Limited |
| EBITDA Margin (TTM) | 7.22% | 10.13% | ICICI Lombard General Insurance Company Limited |
| Return on Equity | 18.37% | 17.85% | Automobile Corporation of Goa Ltd. |
| Return on Assets (TTM) | 10.02% | 3.08% | Automobile Corporation of Goa Ltd. |
| Free Cash Flow (TTM) | $-66.56M | $23.79B | ICICI Lombard General Insurance Company Limited |
| Dividend Yield | 1.74% | 0.95% | Automobile Corporation of Goa Ltd. |
| 1-Year Return | 18.08% | -12.62% | Automobile Corporation of Goa Ltd. |
| Price-to-Sales Ratio (TTM) | 1.34 | 3.34 | Automobile Corporation of Goa Ltd. |
| Enterprise Value | $11.46B | $895.35B | ICICI Lombard General Insurance Company Limited |
| EV/Revenue Ratio | 1.30 | 3.32 | Automobile Corporation of Goa Ltd. |
| Gross Profit Margin (TTM) | 27.23% | N/A | N/A |
| Revenue per Share (TTM) | $1,445 | $543 | Automobile Corporation of Goa Ltd. |
| Earnings per Share (Diluted) | $97.03 | $55.24 | Automobile Corporation of Goa Ltd. |
| Beta (Stock Volatility) | 0.14 | 0.51 | Automobile Corporation of Goa Ltd. |
Automobile Corporation of Goa Ltd. vs ICICI Lombard General Insurance Company Limited Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Automobile Corporation of Goa Ltd. | -0.59% | -6.00% | 9.84% | 36.66% | 27.52% | 19.26% |
| ICICI Lombard General Insurance Company Limited | 2.26% | -0.25% | -5.51% | -6.29% | -11.15% | -11.39% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Automobile Corporation of Goa Ltd. | 18.08% | 106.50% | 436.99% | 340.11% | 560.81% | 602.88% |
| ICICI Lombard General Insurance Company Limited | -12.62% | 35.14% | 10.54% | 149.29% | 149.29% | 149.29% |
Performance & Financial Health Analysis: Automobile Corporation of Goa Ltd. vs ICICI Lombard General Insurance Company Limited
| Metric | ACGL | ICICIGI |
|---|---|---|
| Market Information | ||
| Market Cap | ₹12.00B | ₹902.34B |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 1,732 | 718,121 |
| 90 Day Avg. Volume | 2,250 | 879,541 |
| Last Close | ₹2,128.10 | ₹1,734.10 |
| 52 Week Range | ₹1,410.50 - ₹2,390.00 | ₹1,629.50 - ₹2,068.70 |
| % from 52W High | -10.96% | -16.17% |
| All-Time High | ₹3,449.00 (Jul 29, 2024) | ₹2,301.90 (Sep 23, 2024) |
| % from All-Time High | -38.30% | -24.67% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.81% | 0.12% |
| Quarterly Earnings Growth | 1.41% | 0.07% |
| Financial Health | ||
| Profit Margin (TTM) | 0.07% | 0.10% |
| Operating Margin (TTM) | 0.07% | 0.10% |
| Return on Equity (TTM) | 0.18% | 0.18% |
| Debt to Equity (MRQ) | 33.68 | 0.00 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹457.53 | ₹322.59 |
| Cash per Share (MRQ) | ₹174.35 | ₹12.85 |
| Operating Cash Flow (TTM) | ₹-125,974,000 | ₹26.22B |
| Levered Free Cash Flow (TTM) | ₹466.04M | ₹97.27B |
| Dividends | ||
| Last 12-Month Dividend Yield | 1.74% | 0.95% |
| Last 12-Month Dividend | ₹30.00 | ₹19.00 |
Valuation & Enterprise Metrics Analysis: Automobile Corporation of Goa Ltd. vs ICICI Lombard General Insurance Company Limited
| Metric | ACGL (Apr 24, 2026) | ICICIGI (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 19.89 | 32.76 |
| Forward P/E | 43.79 | 24.43 |
| PEG Ratio | 0.69 | -1.31 |
| Price to Sales (TTM) | 1.34 | 3.34 |
| Price to Book (MRQ) | 4.22 | 5.61 |
| Market Capitalization | ||
| Market Capitalization | ₹12.00B | ₹902.34B |
| Enterprise Value | ₹11.46B | ₹895.35B |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 1.30 | 3.32 |
| Enterprise to EBITDA | 14.09 | 24.70 |
| Risk & Other Metrics | ||
| Beta | 0.14 | 0.51 |
| Book Value per Share (MRQ) | ₹457.53 | ₹322.59 |
Financial Statements Comparison: Automobile Corporation of Goa Ltd. vs ICICI Lombard General Insurance Company Limited
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | ACGL (2025) | ICICIGI (2026) |
|---|---|---|
| Revenue/Sales | 6.51B | 270.06B |
| Cost of Goods Sold | 4.92B | N/A |
| COGS % of Revenue | 75.5% | 0.0% |
| Gross Profit | 1.59B | N/A |
| Gross Margin | 24.5% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 477.40M | N/A |
| Operating Margin | 7.3% | 0.0% |
| EBITDA | 670.33M | N/A |
| EBITDA Margin | 10.3% | 0.0% |
| Pre-Tax Income | 625.01M | 36.59B |
| Pre-Tax Income % of Revenue | 9.6% | 13.5% |
| Income Tax | 158.97M | 8.87B |
| Income Tax % of Revenue | 2.4% | 3.3% |
| Net Income (Profit) | 466.04M | 27.72B |
| Profit Margin | 7.2% | 10.3% |
Balance Sheet & Liquidity Metrics
| Metric | ACGL (2025) | ICICIGI (2026) |
|---|---|---|
| Cash & Equivalents | 359.12M | 9.87B |
| Total Current Assets | 3.97B | N/A |
| Total Current Assets % of Revenue | 61.0% | 0.0% |
| Total Current Liabilities | 1.97B | N/A |
| Total Current Liabilities % of Revenue | 30.3% | 0.0% |
| Long-Term Debt | 6.72M | N/A |
| Long-Term Debt % of Revenue | 0.1% | 0.0% |
| Total Shareholders Equity | 2.54B | 166.34B |
| Retained Earnings | 1.74B | 0 |
| Retained Earnings % of Revenue | 26.8% | 0.0% |
| Property, Plant & Equipment | 612.78M | N/A |
Cash Flow Statement Comparison
| Metric | ACGL (2025) | ICICIGI (2026) |
|---|---|---|
| Operating Cash Flow | -125.97M | N/A |
| Operating Cash Flow % of Revenue | -1.9% | 0.0% |
| Capital Expenditures | -161.26M | -2.42B |
| Free Cash Flow | -66.56M | 23.79B |
| FCF Margin | -1.0% | 8.8% |
| Debt Repayment | N/A | 0 |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | ACGL | ICICIGI |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 6.09M | 498.50M |
| Float Shares | 1.99M | 242.66M |
| % Held by Insiders | 66.15% | 2.02% |
| % Held by Institutions | 0.00% | 81.97% |
| % Held by Public | 33.85% | 16.01% |
Dividend Analysis & Yield Comparison: Automobile Corporation of Goa Ltd. vs ICICI Lombard General Insurance Company Limited
| Metric | ACGL | ICICIGI |
|---|---|---|
| Last 12-Month Dividend | ₹30.00 | ₹19.00 |
| Last 12-Month Dividend Yield | 1.74% | 0.95% |
| 3-Year Avg Annual Dividend | ₹23.33 | ₹13.33 |
| 3-Year Avg Dividend Yield | 0.58% | 0.36% |
| 3-Year Total Dividends | ₹70.00 | ₹40.00 |
| Ex-Dividend Date | Jan 29, 2026 | Oct 23, 2025 |