Automobile [ACGL] vs New India [NIACL] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Automobile wins in 10 metrics, New India wins in 8 metrics, with 0 ties. Automobile appears stronger overall.

View Metrics Details

Vital Metrics Comparison

MetricAutomobileNew IndiaBetter
P/E Ratio (TTM)24.4526.26Automobile
Price-to-Book Ratio4.980.71New India
Debt-to-Equity Ratio33.790.00New India
PEG Ratio0.850.39New India
EV/EBITDA19.27N/AN/A
Profit Margin (TTM)7.25%2.67%Automobile
Operating Margin (TTM)10.37%3.03%Automobile
EBITDA Margin (TTM)10.37%3.03%Automobile
Return on Equity18.37%3.57%Automobile
Return on Assets (TTM)10.02%0.94%Automobile
Free Cash Flow (TTM)$-66.56M$-35.06BAutomobile
Dividend Yield1.36%1.93%New India
1-Year Return-21.31%-8.00%New India
Price-to-Sales Ratio (TTM)1.770.70New India
Enterprise Value$11.59B$137.61BNew India
EV/Revenue Ratio1.620.31New India
Gross Profit Margin (TTM)27.23%N/AN/A
Revenue per Share (TTM)$1,172$272Automobile
Earnings per Share (Diluted)$84.93$7.26Automobile
Beta (Stock Volatility)0.231.09Automobile
Performance
News Sentiment
Key Stats
Valuation
Financials
Short Interest
Dividends

Automobile vs New India Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Automobile1.24%-2.27%-3.97%15.69%64.33%-3.58%
New India0.04%2.57%-0.18%3.04%28.51%-6.68%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Automobile-21.31%110.98%556.02%413.34%447.41%458.43%
New India-8.00%125.35%89.77%-42.89%-42.89%-42.89%

News Based Sentiment: Automobile vs New India

Automobile

News based Sentiment: MIXED

ACGL reported disappointing Q3 FY24 results, but simultaneously announced a significant strategic partnership in the growing EV market. This creates a mixed investment narrative with both near-term concerns and long-term potential.

View Automobile News Sentiment Analysis

New India

News based Sentiment: MIXED

New India Assurance reported strong Q4 FY2025 results and announced a dividend, which are positive developments. However, the commission reductions and potential for a short-term price decline create uncertainty, resulting in a mixed overall investment story.

View New India News Sentiment Analysis

Performance & Financial Health Analysis: Automobile vs New India

MetricACGLNIACL
Market Information
Market Cap i₹12.64B₹318.42B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i1,500710,635
90 Day Avg. Volume i1,852819,521
Last Close₹2,078.90₹192.97
52 Week Range₹936.00 - ₹2,349.00₹135.60 - ₹222.39
% from 52W High-11.50%-13.23%
All-Time High₹3,449.00 (Jul 29, 2024)₹382.42 (May 28, 2018)
% from All-Time High-39.72%-49.54%
Growth Metrics
Quarterly Revenue Growth0.26%0.13%
Quarterly Earnings Growth0.29%0.67%
Financial Health
Profit Margin (TTM) i0.07%0.03%
Operating Margin (TTM) i0.10%0.03%
Return on Equity (TTM) i0.18%0.04%
Debt to Equity (MRQ) i33.790.00
Cash & Liquidity
Book Value per Share (MRQ)₹416.75₹268.96
Cash per Share (MRQ)₹313.41₹107.47
Operating Cash Flow (TTM) i₹-125,974,000N/A
Levered Free Cash Flow (TTM) i₹466.04M₹10.37B
Dividends
Last 12-Month Dividend Yield i1.36%1.93%
Last 12-Month Dividend i₹25.00₹3.86

Valuation & Enterprise Metrics Analysis: Automobile vs New India

MetricACGLNIACL
Price Ratios
P/E Ratio (TTM) i24.4526.26
Forward P/E i47.1221.67
PEG Ratio i0.850.39
Price to Sales (TTM) i1.770.70
Price to Book (MRQ) i4.980.71
Market Capitalization
Market Capitalization i₹12.64B₹318.42B
Enterprise Value i₹11.59B₹137.61B
Enterprise Value Metrics
Enterprise to Revenue i1.620.31
Enterprise to EBITDA i19.27N/A
Risk & Other Metrics
Beta i0.231.09
Book Value per Share (MRQ) i₹416.75₹268.96

Financial Statements Comparison: Automobile vs New India

Financial Metrics

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Revenue

EBITDA

Shareholders Equity

Operating Margin

Free Cash Flow

Long Term Debt

Profit Margin

Current Ratio

Operating Cash Flow

Income Statement (MRQ)

Metric (MRQ)ACGLNIACL
Revenue/Sales i₹2.48B₹117.03B
Cost of Goods Sold i₹1.81BN/A
Gross Profit i₹676.34MN/A
Research & Development iN/AN/A
Operating Income (EBIT) i₹265.86MN/A
EBITDA i₹322.15MN/A
Pre-Tax Income i₹309.01M₹3.91B
Income Tax i₹78.28M₹-12.70M
Net Income (Profit) i₹230.73M₹4.02B

Balance Sheet & Liquidity Metrics (MRQ)

Metric (MRQ)ACGLNIACL
Cash & Equivalents i₹359.12M₹177.11B
Total Current Assets i₹3.97BN/A
Total Current Liabilities i₹1.97BN/A
Long-Term Debt i₹6.72MN/A
Total Shareholders Equity i₹2.54B₹290.42B
Retained Earnings i₹1.74B₹0
Property, Plant & Equipment i₹612.78M₹2.17B

Cash Flow Statement Comparison (MRQ)

Metric (MRQ)ACGLNIACL
Operating Cash Flow iN/AN/A
Capital Expenditures iN/A₹-318.06M
Free Cash Flow iN/A₹4.44B
Debt Repayment iN/A₹0
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricACGLNIACL
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Average Daily Volume (10 Day) i1,500710,635
Average Daily Volume (90 Day) i1,852819,521
Shares Outstanding i6.09M1.65B
Float Shares i1.93M75.49M
% Held by Insiders i0.66%0.85%
% Held by Institutions i0.00%0.11%

Dividend Analysis & Yield Comparison: Automobile vs New India

MetricACGLNIACL
Last 12-Month Dividend i₹25.00₹3.86
Last 12-Month Dividend Yield i1.36%1.93%
3-Year Avg Annual Dividend i₹21.67₹1.93
3-Year Avg Dividend Yield i0.62%1.03%
3-Year Total Dividends i₹65.00₹5.79
Ex-Dividend DateJun 25, 2025Sep 04, 2025