Automobile [ACGL] vs New India [NIACL] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Automobile Corporation of Goa Ltd. wins in 12 metrics, The New India Assurance Co. Ltd. wins in 6 metrics, with 1 ties. Automobile Corporation of Goa Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Automobile Corporation of Goa Ltd. The New India Assurance Co. Ltd. Better
P/E Ratio (TTM) 19.89 22.67 Automobile Corporation of Goa Ltd.
Price-to-Book Ratio 4.22 0.62 The New India Assurance Co. Ltd.
Debt-to-Equity Ratio 33.68 0.00 Tie
PEG Ratio 0.69 2.53 Automobile Corporation of Goa Ltd.
EV/EBITDA 14.09 5.98 The New India Assurance Co. Ltd.
Profit Margin (TTM) 7.43% 2.47% Automobile Corporation of Goa Ltd.
Operating Margin (TTM) 7.22% 4.57% Automobile Corporation of Goa Ltd.
EBITDA Margin (TTM) 7.22% 4.57% Automobile Corporation of Goa Ltd.
Return on Equity 18.37% 3.57% Automobile Corporation of Goa Ltd.
Return on Assets (TTM) 10.02% 0.94% Automobile Corporation of Goa Ltd.
Free Cash Flow (TTM) $-66.56M $-35.06B Automobile Corporation of Goa Ltd.
Dividend Yield 1.74% 1.93% The New India Assurance Co. Ltd.
1-Year Return 18.08% -18.06% Automobile Corporation of Goa Ltd.
Price-to-Sales Ratio (TTM) 1.34 0.56 The New India Assurance Co. Ltd.
Enterprise Value $11.46B $113.77B The New India Assurance Co. Ltd.
EV/Revenue Ratio 1.30 0.24 The New India Assurance Co. Ltd.
Gross Profit Margin (TTM) 27.23% N/A N/A
Revenue per Share (TTM) $1,445 $293 Automobile Corporation of Goa Ltd.
Earnings per Share (Diluted) $97.03 $7.24 Automobile Corporation of Goa Ltd.
Beta (Stock Volatility) 0.14 0.99 Automobile Corporation of Goa Ltd.

Automobile Corporation of Goa Ltd. vs The New India Assurance Co. Ltd. Stock Performance Analysis

Loading Price Chart...

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Automobile Corporation of Goa Ltd.-0.59%-6.00%9.84%36.66%27.52%19.26%
The New India Assurance Co. Ltd.4.95%7.24%-2.82%21.30%-4.08%3.12%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Automobile Corporation of Goa Ltd.18.08%106.50%436.99%340.11%560.81%602.88%
The New India Assurance Co. Ltd.-18.06%24.18%-11.93%-54.76%-54.76%-54.76%

Performance & Financial Health Analysis: Automobile Corporation of Goa Ltd. vs The New India Assurance Co. Ltd.

MetricACGLNIACL
Market Information
Market Cap i₹12.00B₹270.52B
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i1,73214,926,957
90 Day Avg. Volume i2,2505,388,803
Last Close₹2,128.10₹160.37
52 Week Range₹1,410.50 - ₹2,390.00₹116.97 - ₹214.74
% from 52W High-10.96%-25.32%
All-Time High₹3,449.00 (Jul 29, 2024)₹382.42 (May 28, 2018)
% from All-Time High-38.30%-58.06%
Growth Metrics
Quarterly Revenue Growth0.81%0.13%
Quarterly Earnings Growth1.41%0.09%
Financial Health
Profit Margin (TTM) i0.07%0.02%
Operating Margin (TTM) i0.07%0.05%
Return on Equity (TTM) i0.18%0.04%
Debt to Equity (MRQ) i33.680.00
Cash & Liquidity
Book Value per Share (MRQ)₹457.53₹265.81
Cash per Share (MRQ)₹174.35₹93.92
Operating Cash Flow (TTM) i₹-125,974,000N/A
Levered Free Cash Flow (TTM) i₹466.04M₹10.37B
Dividends
Last 12-Month Dividend Yield i1.74%1.93%
Last 12-Month Dividend i₹30.00₹3.86

Valuation & Enterprise Metrics Analysis: Automobile Corporation of Goa Ltd. vs The New India Assurance Co. Ltd.

MetricACGL (Apr 24, 2026)NIACL (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i19.8922.67
Forward P/E i43.7911.45
PEG Ratio i0.692.53
Price to Sales (TTM) i1.340.56
Price to Book (MRQ) i4.220.62
Market Capitalization
Market Capitalization i₹12.00B₹270.52B
Enterprise Value i₹11.46B₹113.77B
Enterprise Value Metrics
Enterprise to Revenue i1.300.24
Enterprise to EBITDA i14.095.98
Risk & Other Metrics
Beta i0.140.99
Book Value per Share (MRQ) i₹457.53₹265.81

Financial Statements Comparison: Automobile Corporation of Goa Ltd. vs The New India Assurance Co. Ltd.

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricACGL (2025)NIACL (2025)
Revenue/Sales i6.51B440.64B
Cost of Goods Sold i4.92BN/A
COGS % of Revenue i75.5%0.0%
Gross Profit i1.59BN/A
Gross Margin i24.5%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i477.40MN/A
Operating Margin i7.3%0.0%
EBITDA i670.33MN/A
EBITDA Margin i10.3%0.0%
Pre-Tax Income i625.01M10.23B
Pre-Tax Income % of Revenue i9.6%2.3%
Income Tax i158.97M502.80M
Income Tax % of Revenue i2.4%0.1%
Net Income (Profit) i466.04M10.38B
Profit Margin i7.2%2.4%

Balance Sheet & Liquidity Metrics

MetricACGL (2025)NIACL (2025)
Cash & Equivalents i359.12M177.11B
Total Current Assets i3.97BN/A
Total Current Assets % of Revenue i61.0%0.0%
Total Current Liabilities i1.97BN/A
Total Current Liabilities % of Revenue i30.3%0.0%
Long-Term Debt i6.72MN/A
Long-Term Debt % of Revenue i0.1%0.0%
Total Shareholders Equity i2.54B290.42B
Retained Earnings i1.74B0
Retained Earnings % of Revenue i26.8%0.0%
Property, Plant & Equipment i612.78M2.17B

Cash Flow Statement Comparison

MetricACGL (2025)NIACL (2025)
Operating Cash Flow i-125.97MN/A
Operating Cash Flow % of Revenue i-1.9%0.0%
Capital Expenditures i-161.26M-1.06B
Free Cash Flow i-66.56M-35.06B
FCF Margin i-1.0%-8.0%
Debt Repayment iN/A0
Common Stock Repurchase iN/A0

Short Interest & Institutional Ownership Analysis

MetricACGLNIACL
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i6.09M1.65B
Float Shares i1.99M75.35M
% Held by Insiders i66.15%85.44%
% Held by Institutions i0.00%10.79%
% Held by Public i33.85%3.77%

Dividend Analysis & Yield Comparison: Automobile Corporation of Goa Ltd. vs The New India Assurance Co. Ltd.

MetricACGLNIACL
Last 12-Month Dividend i₹30.00₹3.86
Last 12-Month Dividend Yield i1.74%1.93%
3-Year Avg Annual Dividend i₹23.33₹1.93
3-Year Avg Dividend Yield i0.58%1.03%
3-Year Total Dividends i₹70.00₹5.79
Ex-Dividend DateJan 29, 2026Sep 04, 2025