Abhinav Leasing [ALFL] vs Paisalo Digital [PAISALO] Detailed Stock Comparison

Abhinav Leasing & Finance Ltd.

BSE
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Paisalo Digital Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Abhinav Leasing & Finance Ltd. wins in 6 metrics, Paisalo Digital Ltd. wins in 13 metrics, with 0 ties. Paisalo Digital Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Abhinav Leasing & Finance Ltd. Paisalo Digital Ltd. Better
P/E Ratio (TTM) 4.96 19.68 Abhinav Leasing & Finance Ltd.
Price-to-Book Ratio 0.91 2.50 Abhinav Leasing & Finance Ltd.
Debt-to-Equity Ratio 613.13 226.22 Paisalo Digital Ltd.
PEG Ratio -0.04 4.59 Paisalo Digital Ltd.
EV/EBITDA 42.17 26.84 Paisalo Digital Ltd.
Profit Margin (TTM) 18.12% 45.06% Paisalo Digital Ltd.
Operating Margin (TTM) 57.71% 63.89% Paisalo Digital Ltd.
EBITDA Margin (TTM) 57.71% 63.89% Paisalo Digital Ltd.
Return on Equity 3.78% 13.04% Paisalo Digital Ltd.
Return on Assets (TTM) 0.72% 3.81% Paisalo Digital Ltd.
Free Cash Flow (TTM) $74.68M $-8.54B Abhinav Leasing & Finance Ltd.
Dividend Yield N/A 0.26% N/A
1-Year Return -18.37% 68.67% Paisalo Digital Ltd.
Price-to-Sales Ratio (TTM) 0.88 8.93 Abhinav Leasing & Finance Ltd.
Enterprise Value $464.24M $78.92B Paisalo Digital Ltd.
EV/Revenue Ratio 6.32 16.83 Abhinav Leasing & Finance Ltd.
Gross Profit Margin (TTM) 26.91% 51.99% Paisalo Digital Ltd.
Revenue per Share (TTM) $1 $5 Paisalo Digital Ltd.
Earnings per Share (Diluted) $0.26 $2.34 Paisalo Digital Ltd.
Beta (Stock Volatility) -0.17 -0.04 Abhinav Leasing & Finance Ltd.

Abhinav Leasing & Finance Ltd. vs Paisalo Digital Ltd. Stock Performance Analysis

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ALFL
PAISALO

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Abhinav Leasing & Finance Ltd.-15.38%10.17%4.00%-5.80%7.44%9.24%
Paisalo Digital Ltd.2.33%7.14%6.25%55.24%38.99%44.51%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Abhinav Leasing & Finance Ltd.-18.37%-30.23%16.50%-93.60%-56.20%-56.20%
Paisalo Digital Ltd.68.67%86.41%62.15%538.37%574.25%2,233.94%

Performance & Financial Health Analysis: Abhinav Leasing & Finance Ltd. vs Paisalo Digital Ltd.

MetricALFLPAISALO
Market Information
Market Cap i₹64.47M₹40.58B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i14,23117,320,223
90 Day Avg. Volume i11,6779,834,980
Last Close₹1.10₹53.92
52 Week Range₹0.97 - ₹1.64₹29.38 - ₹55.89
% from 52W High-32.93%-3.52%
All-Time High₹23.70 (Jul 04, 2016)₹415.00 (Jan 03, 2011)
% from All-Time High-95.36%-87.01%
Growth Metrics
Quarterly Revenue Growth-0.97%0.20%
Quarterly Earnings Growth-0.90%0.06%
Financial Health
Profit Margin (TTM) i0.18%0.45%
Operating Margin (TTM) i0.58%0.64%
Return on Equity (TTM) i0.04%0.13%
Debt to Equity (MRQ) i613.13226.22
Cash & Liquidity
Book Value per Share (MRQ)₹1.42₹18.42
Cash per Share (MRQ)₹0.44₹0.62
Operating Cash Flow (TTM) i₹75.45M₹-4,755,433,000
Levered Free Cash Flow (TTM) i₹2.30M₹2.00B
Dividends
Last 12-Month Dividend Yield iN/A0.26%
Last 12-Month Dividend iN/A₹0.10

Valuation & Enterprise Metrics Analysis: Abhinav Leasing & Finance Ltd. vs Paisalo Digital Ltd.

MetricALFL (Apr 23, 2026)PAISALO (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i4.9619.68
Forward P/E iN/A14.81
PEG Ratio i-0.044.59
Price to Sales (TTM) i0.888.93
Price to Book (MRQ) i0.912.50
Market Capitalization
Market Capitalization i₹64.47M₹40.58B
Enterprise Value i₹464.24M₹78.92B
Enterprise Value Metrics
Enterprise to Revenue i6.3216.83
Enterprise to EBITDA i42.1726.84
Risk & Other Metrics
Beta i-0.17-0.04
Book Value per Share (MRQ) i₹1.42₹18.42

Financial Statements Comparison: Abhinav Leasing & Finance Ltd. vs Paisalo Digital Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricALFL (2025)PAISALO (2025)
Revenue/Sales i392.04M7.70B
Cost of Goods Sold i379.14M3.45B
COGS % of Revenue i96.7%44.9%
Gross Profit i12.90M4.25B
Gross Margin i3.3%55.1%
Research & Development iN/AN/A
Operating Income (EBIT) i9.59M3.25B
Operating Margin i2.4%42.2%
EBITDA i11.01M2.94B
EBITDA Margin i2.8%38.2%
Pre-Tax Income i2.92M2.68B
Pre-Tax Income % of Revenue i0.7%34.8%
Income Tax i619,690682.35M
Income Tax % of Revenue i0.2%8.9%
Net Income (Profit) i2.30M2.00B
Profit Margin i0.6%26.0%

Balance Sheet & Liquidity Metrics

MetricALFL (2025)PAISALO (2025)
Cash & Equivalents i5.20M1.01B
Total Current Assets i18.16M51.19B
Total Current Assets % of Revenue i4.6%664.7%
Total Current Liabilities i3.34M1.84B
Total Current Liabilities % of Revenue i0.9%23.9%
Long-Term Debt iN/A34.60B
Long-Term Debt % of Revenue i0.0%449.3%
Total Shareholders Equity i60.80M15.35B
Retained Earnings i9.10M217.82M
Retained Earnings % of Revenue i2.3%2.8%
Property, Plant & Equipment i708,000744.65M

Cash Flow Statement Comparison

MetricALFL (2025)PAISALO (2025)
Operating Cash Flow i75.45M-4.76B
Operating Cash Flow % of Revenue i19.2%-61.8%
Capital Expenditures iN/A-126.79M
Free Cash Flow i74.68M-8.54B
FCF Margin i19.0%-110.9%
Debt Repayment i-128.24MN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricALFLPAISALO
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i49.98M909.52M
Float Shares i27.39M441.76M
% Held by Insiders i49.54%53.67%
% Held by Institutions i0.00%12.04%
% Held by Public i50.46%34.29%

Dividend Analysis & Yield Comparison: Abhinav Leasing & Finance Ltd. vs Paisalo Digital Ltd.

MetricALFLPAISALO
Last 12-Month Dividend iN/A₹0.10
Last 12-Month Dividend Yield iN/A0.26%
3-Year Avg Annual Dividend iN/A₹0.08
3-Year Avg Dividend Yield iN/A0.20%
3-Year Total Dividends iN/A₹0.25
Ex-Dividend DateN/ASep 22, 2025