Ashika Credit [ASHIKA] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

Ashika Credit Capital Ltd.

BSE
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Bajaj Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Ashika Credit Capital Ltd. wins in 3 metrics, Bajaj Finance Ltd. wins in 14 metrics, with 0 ties. Bajaj Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Ashika Credit Capital Ltd. Bajaj Finance Ltd. Better
P/E Ratio (TTM) 49.23 31.69 Bajaj Finance Ltd.
Price-to-Book Ratio 2.43 5.53 Ashika Credit Capital Ltd.
Debt-to-Equity Ratio 0.16 310.29 Ashika Credit Capital Ltd.
PEG Ratio -0.49 54.50 Bajaj Finance Ltd.
EV/EBITDA -29.67 N/A N/A
Profit Margin (TTM) 14.58% 43.68% Bajaj Finance Ltd.
Operating Margin (TTM) 7.57% 55.55% Bajaj Finance Ltd.
EBITDA Margin (TTM) 7.57% 55.55% Bajaj Finance Ltd.
Return on Equity -11.69% 16.82% Bajaj Finance Ltd.
Return on Assets (TTM) -11.61% 3.57% Bajaj Finance Ltd.
Free Cash Flow (TTM) $-3.91B $-692.36B Ashika Credit Capital Ltd.
Dividend Yield N/A 10.01% N/A
1-Year Return -6.50% -1.59% Bajaj Finance Ltd.
Price-to-Sales Ratio (TTM) 23.34 13.83 Bajaj Finance Ltd.
Enterprise Value $19.18B $8,982.32B Bajaj Finance Ltd.
EV/Revenue Ratio 25.22 21.76 Bajaj Finance Ltd.
Gross Profit Margin (TTM) 76.82% N/A N/A
Revenue per Share (TTM) $19 $66 Bajaj Finance Ltd.
Earnings per Share (Diluted) $-13.10 $28.98 Bajaj Finance Ltd.
Beta (Stock Volatility) 0.54 0.31 Bajaj Finance Ltd.

Ashika Credit Capital Ltd. vs Bajaj Finance Ltd. Stock Performance Analysis

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ASHIKA
BAJFINANCE

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Ashika Credit Capital Ltd.2.31%3.07%1.08%13.87%26.42%4.97%
Bajaj Finance Ltd.2.61%8.17%3.50%7.31%-6.95%-3.17%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Ashika Credit Capital Ltd.-6.50%935.18%1,064.06%1,064.06%1,064.06%1,064.06%
Bajaj Finance Ltd.-1.59%27.49%50.86%1,119.52%16,095.77%32,008.39%

Performance & Financial Health Analysis: Ashika Credit Capital Ltd. vs Bajaj Finance Ltd.

MetricASHIKABAJFINANCE
Market Information
Market Cap i₹17.80B₹5.71T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i71,4548,128,781
90 Day Avg. Volume i63,76111,082,959
Last Close₹388.35₹942.30
52 Week Range₹285.80 - ₹440.00₹787.90 - ₹1,102.50
% from 52W High-11.74%-14.53%
All-Time High₹915.00 (Jan 06, 2025)₹9,788.00 (Jun 09, 2025)
% from All-Time High-57.56%-90.37%
Growth Metrics
Quarterly Revenue Growth0.39%0.06%
Quarterly Earnings Growth3.81%-0.06%
Financial Health
Profit Margin (TTM) i0.15%0.44%
Operating Margin (TTM) i0.08%0.56%
Return on Equity (TTM) i-0.12%0.17%
Debt to Equity (MRQ) i0.16310.29
Cash & Liquidity
Book Value per Share (MRQ)₹163.05₹166.19
Cash per Share (MRQ)₹4.25₹20.60
Operating Cash Flow (TTM) i₹-4,326,961,000₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹-514,494,000₹166.38B
Dividends
Last 12-Month Dividend Yield iN/A10.01%
Last 12-Month Dividend iN/A₹92.00

Valuation & Enterprise Metrics Analysis: Ashika Credit Capital Ltd. vs Bajaj Finance Ltd.

MetricASHIKA (Apr 24, 2026)BAJFINANCE (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i49.2331.69
Forward P/E iN/A22.75
PEG Ratio i-0.4954.50
Price to Sales (TTM) i23.3413.83
Price to Book (MRQ) i2.435.53
Market Capitalization
Market Capitalization i₹17.80B₹5.71T
Enterprise Value i₹19.18B₹8.98T
Enterprise Value Metrics
Enterprise to Revenue i25.2221.76
Enterprise to EBITDA i-29.67N/A
Risk & Other Metrics
Beta i0.540.31
Book Value per Share (MRQ) i₹163.05₹166.19

Financial Statements Comparison: Ashika Credit Capital Ltd. vs Bajaj Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricASHIKA (2025)BAJFINANCE (2025)
Revenue/Sales i10.54M423.56B
Cost of Goods Sold i109.44MN/A
COGS % of Revenue i1,038.0%0.0%
Gross Profit i-98.90MN/A
Gross Margin i-938.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i-647.32MN/A
Operating Margin i-6,139.2%0.0%
EBITDA i-646.44MN/A
EBITDA Margin i-6,130.8%0.0%
Pre-Tax Income i-666.84M220.80B
Pre-Tax Income % of Revenue i-6,324.3%52.1%
Income Tax i-152.05M53.00B
Income Tax % of Revenue i-1,442.1%12.5%
Net Income (Profit) i-514.79M167.79B
Profit Margin i-4,882.3%39.6%

Balance Sheet & Liquidity Metrics

MetricASHIKA (2025)BAJFINANCE (2025)
Cash & Equivalents i79.83M107.68B
Total Current Assets i4.24BN/A
Total Current Assets % of Revenue i40,189.2%0.0%
Total Current Liabilities i29.19MN/A
Total Current Liabilities % of Revenue i276.9%0.0%
Long-Term Debt i5.62M2.75T
Long-Term Debt % of Revenue i53.3%650.1%
Total Shareholders Equity i4.40B989.37B
Retained Earnings i-365.77M517.83B
Retained Earnings % of Revenue i-3,469.0%122.3%
Property, Plant & Equipment i05.52B

Cash Flow Statement Comparison

MetricASHIKA (2025)BAJFINANCE (2025)
Operating Cash Flow i-4.33B-147.27B
Operating Cash Flow % of Revenue i-41,037.2%-34.8%
Capital Expenditures i-7.60M-5.48B
Free Cash Flow i-3.91B-692.36B
FCF Margin i-37,079.0%-163.5%
Debt Repayment i-6.99B-390.27B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricASHIKABAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i44.72M6.22B
Float Shares i16.29M2.65B
% Held by Insiders i64.14%56.26%
% Held by Institutions i2.09%24.14%
% Held by Public i33.77%19.60%

Dividend Analysis & Yield Comparison: Ashika Credit Capital Ltd. vs Bajaj Finance Ltd.

MetricASHIKABAJFINANCE
Last 12-Month Dividend iN/A₹92.00
Last 12-Month Dividend Yield iN/A10.01%
3-Year Avg Annual Dividend iN/A₹47.33
3-Year Avg Dividend Yield iN/A1.22%
3-Year Total Dividends iN/A₹142.00
Ex-Dividend DateN/AMay 30, 2025