Ashika Credit [ASHIKA] vs Shriram Finance [SHRIRAMFIN] Detailed Stock Comparison

Ashika Credit Capital Ltd.

BSE
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Shriram Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Ashika Credit Capital Ltd. wins in 4 metrics, Shriram Finance Ltd. wins in 13 metrics, with 0 ties. Shriram Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Ashika Credit Capital Ltd. Shriram Finance Ltd. Better
P/E Ratio (TTM) 49.23 20.78 Shriram Finance Ltd.
Price-to-Book Ratio 2.43 3.13 Ashika Credit Capital Ltd.
Debt-to-Equity Ratio 0.16 279.08 Ashika Credit Capital Ltd.
PEG Ratio -0.49 1.15 Shriram Finance Ltd.
EV/EBITDA -29.67 N/A N/A
Profit Margin (TTM) 14.58% 45.95% Shriram Finance Ltd.
Operating Margin (TTM) 7.57% 61.27% Shriram Finance Ltd.
EBITDA Margin (TTM) 7.57% 61.27% Shriram Finance Ltd.
Return on Equity -11.69% 16.92% Shriram Finance Ltd.
Return on Assets (TTM) -11.61% 3.25% Shriram Finance Ltd.
Free Cash Flow (TTM) $-3.91B $-439.06B Ashika Credit Capital Ltd.
Dividend Yield N/A 1.41% N/A
1-Year Return -13.29% 48.14% Shriram Finance Ltd.
Price-to-Sales Ratio (TTM) 23.34 11.93 Shriram Finance Ltd.
Enterprise Value $19.18B $3,536.13B Shriram Finance Ltd.
EV/Revenue Ratio 25.22 17.76 Shriram Finance Ltd.
Gross Profit Margin (TTM) 76.82% N/A N/A
Revenue per Share (TTM) $19 $106 Shriram Finance Ltd.
Earnings per Share (Diluted) $-13.10 $48.57 Shriram Finance Ltd.
Beta (Stock Volatility) 0.54 0.65 Ashika Credit Capital Ltd.

Ashika Credit Capital Ltd. vs Shriram Finance Ltd. Stock Performance Analysis

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ASHIKA
SHRIRAMFIN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Ashika Credit Capital Ltd.-1.29%2.91%-7.46%-0.56%9.84%-1.49%
Shriram Finance Ltd.0.14%-4.25%-5.08%-13.38%8.10%-10.59%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Ashika Credit Capital Ltd.-13.29%901.15%969.30%969.30%969.30%969.30%
Shriram Finance Ltd.48.14%235.07%232.75%314.82%593.17%3,869.61%

Performance & Financial Health Analysis: Ashika Credit Capital Ltd. vs Shriram Finance Ltd.

MetricASHIKASHRIRAMFIN
Market Information
Market Cap i₹17.80B₹2.38T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i71,4546,132,239
90 Day Avg. Volume i63,7619,368,423
Last Close₹359.75₹912.95
52 Week Range₹285.80 - ₹440.00₹566.50 - ₹1,108.00
% from 52W High-18.24%-17.60%
All-Time High₹915.00 (Jan 06, 2025)₹1,108.00 (Feb 26, 2026)
% from All-Time High-60.68%-17.60%
Growth Metrics
Quarterly Revenue Growth0.39%0.21%
Quarterly Earnings Growth3.81%-0.22%
Financial Health
Profit Margin (TTM) i0.15%0.46%
Operating Margin (TTM) i0.08%0.61%
Return on Equity (TTM) i-0.12%0.17%
Debt to Equity (MRQ) i0.16279.08
Cash & Liquidity
Book Value per Share (MRQ)₹163.05₹322.11
Cash per Share (MRQ)₹4.25₹63.69
Operating Cash Flow (TTM) i₹-4,326,961,000₹140.49B
Levered Free Cash Flow (TTM) i₹-514,494,000₹95.54B
Dividends
Last 12-Month Dividend Yield iN/A1.41%
Last 12-Month Dividend iN/A₹11.18

Valuation & Enterprise Metrics Analysis: Ashika Credit Capital Ltd. vs Shriram Finance Ltd.

MetricASHIKA (Apr 24, 2026)SHRIRAMFIN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i49.2320.78
Forward P/E iN/A15.98
PEG Ratio i-0.491.15
Price to Sales (TTM) i23.3411.93
Price to Book (MRQ) i2.433.13
Market Capitalization
Market Capitalization i₹17.80B₹2.38T
Enterprise Value i₹19.18B₹3.54T
Enterprise Value Metrics
Enterprise to Revenue i25.2217.76
Enterprise to EBITDA i-29.67N/A
Risk & Other Metrics
Beta i0.540.65
Book Value per Share (MRQ) i₹163.05₹322.11

Financial Statements Comparison: Ashika Credit Capital Ltd. vs Shriram Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricASHIKA (2025)SHRIRAMFIN (2025)
Revenue/Sales i10.54M221.88B
Cost of Goods Sold i109.44MN/A
COGS % of Revenue i1,038.0%0.0%
Gross Profit i-98.90MN/A
Gross Margin i-938.0%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i-647.32MN/A
Operating Margin i-6,139.2%0.0%
EBITDA i-646.44MN/A
EBITDA Margin i-6,130.8%0.0%
Pre-Tax Income i-666.84M125.03B
Pre-Tax Income % of Revenue i-6,324.3%56.3%
Income Tax i-152.05M30.80B
Income Tax % of Revenue i-1,442.1%13.9%
Net Income (Profit) i-514.79M95.76B
Profit Margin i-4,882.3%43.2%

Balance Sheet & Liquidity Metrics

MetricASHIKA (2025)SHRIRAMFIN (2025)
Cash & Equivalents i79.83M197.79B
Total Current Assets i4.24BN/A
Total Current Assets % of Revenue i40,189.2%0.0%
Total Current Liabilities i29.19MN/A
Total Current Liabilities % of Revenue i276.9%0.0%
Long-Term Debt i5.62M1.79T
Long-Term Debt % of Revenue i53.3%806.0%
Total Shareholders Equity i4.40B564.70B
Retained Earnings i-365.77M242.42B
Retained Earnings % of Revenue i-3,469.0%109.3%
Property, Plant & Equipment i0137.30M

Cash Flow Statement Comparison

MetricASHIKA (2025)SHRIRAMFIN (2025)
Operating Cash Flow i-4.33B140.49B
Operating Cash Flow % of Revenue i-41,037.2%63.3%
Capital Expenditures i-7.60M-2.20B
Free Cash Flow i-3.91B-439.06B
FCF Margin i-37,079.0%-197.9%
Debt Repayment i-6.99B-766.59B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricASHIKASHRIRAMFIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i44.72M2.35B
Float Shares i16.29M1.41B
% Held by Insiders i64.14%22.04%
% Held by Institutions i2.09%37.56%
% Held by Public i33.77%40.40%

Dividend Analysis & Yield Comparison: Ashika Credit Capital Ltd. vs Shriram Finance Ltd.

MetricASHIKASHRIRAMFIN
Last 12-Month Dividend iN/A₹11.18
Last 12-Month Dividend Yield iN/A1.41%
3-Year Avg Annual Dividend iN/A₹4.79
3-Year Avg Dividend Yield iN/A0.28%
3-Year Total Dividends iN/A₹14.38
Ex-Dividend DateN/ANov 07, 2025