Ashika Credit [ASHIKA] vs Tourism Finance [TFCILTD] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Ashika Credit Capital Ltd. wins in 5 metrics, Tourism Finance Corporation of India Ltd. wins in 14 metrics, with 0 ties. Tourism Finance Corporation of India Ltd. appears stronger overall.

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Vital Metrics Comparison

Metric Ashika Credit Capital Ltd. Tourism Finance Corporation of India Ltd. Better
P/E Ratio (TTM) 49.23 28.56 Tourism Finance Corporation of India Ltd.
Price-to-Book Ratio 2.43 2.77 Ashika Credit Capital Ltd.
Debt-to-Equity Ratio 0.16 82.38 Ashika Credit Capital Ltd.
PEG Ratio -0.49 0.69 Tourism Finance Corporation of India Ltd.
EV/EBITDA -29.67 28.51 Tourism Finance Corporation of India Ltd.
Profit Margin (TTM) 14.58% 69.38% Tourism Finance Corporation of India Ltd.
Operating Margin (TTM) 7.57% 86.04% Tourism Finance Corporation of India Ltd.
EBITDA Margin (TTM) 7.57% 86.04% Tourism Finance Corporation of India Ltd.
Return on Equity -11.69% 8.53% Tourism Finance Corporation of India Ltd.
Return on Assets (TTM) -11.61% 4.94% Tourism Finance Corporation of India Ltd.
Free Cash Flow (TTM) $-3.91B $696.92M Tourism Finance Corporation of India Ltd.
Dividend Yield N/A 0.97% N/A
1-Year Return -13.29% 60.66% Tourism Finance Corporation of India Ltd.
Price-to-Sales Ratio (TTM) 23.34 19.84 Tourism Finance Corporation of India Ltd.
Enterprise Value $19.18B $44.46B Tourism Finance Corporation of India Ltd.
EV/Revenue Ratio 25.22 25.36 Ashika Credit Capital Ltd.
Gross Profit Margin (TTM) 76.82% 58.30% Ashika Credit Capital Ltd.
Revenue per Share (TTM) $19 $4 Ashika Credit Capital Ltd.
Earnings per Share (Diluted) $-13.10 $2.63 Tourism Finance Corporation of India Ltd.
Beta (Stock Volatility) 0.54 0.05 Tourism Finance Corporation of India Ltd.

Ashika Credit Capital Ltd. vs Tourism Finance Corporation of India Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Ashika Credit Capital Ltd.-1.29%2.91%-7.46%-0.56%9.84%-1.49%
Tourism Finance Corporation of India Ltd.0.54%4.07%-2.09%8.10%14.03%9.34%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Ashika Credit Capital Ltd.-13.29%901.15%969.30%969.30%969.30%969.30%
Tourism Finance Corporation of India Ltd.60.66%398.98%430.50%835.34%1,250.28%3,008.51%

Performance & Financial Health Analysis: Ashika Credit Capital Ltd. vs Tourism Finance Corporation of India Ltd.

MetricASHIKATFCILTD
Market Information
Market Cap i₹17.80B₹33.59B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i71,4544,413,550
90 Day Avg. Volume i63,7615,954,759
Last Close₹359.75₹75.91
52 Week Range₹285.80 - ₹440.00₹39.15 - ₹84.61
% from 52W High-18.24%-10.28%
All-Time High₹915.00 (Jan 06, 2025)₹364.90 (Sep 15, 2025)
% from All-Time High-60.68%-79.20%
Growth Metrics
Quarterly Revenue Growth0.39%0.38%
Quarterly Earnings Growth3.81%0.41%
Financial Health
Profit Margin (TTM) i0.15%0.69%
Operating Margin (TTM) i0.08%0.86%
Return on Equity (TTM) i-0.12%0.09%
Debt to Equity (MRQ) i0.1682.38
Cash & Liquidity
Book Value per Share (MRQ)₹163.05₹27.12
Cash per Share (MRQ)₹4.25₹1.36
Operating Cash Flow (TTM) i₹-4,326,961,000₹986.27M
Levered Free Cash Flow (TTM) i₹-514,494,000₹1.04B
Dividends
Last 12-Month Dividend Yield iN/A0.97%
Last 12-Month Dividend iN/A₹3.00

Valuation & Enterprise Metrics Analysis: Ashika Credit Capital Ltd. vs Tourism Finance Corporation of India Ltd.

MetricASHIKA (Apr 24, 2026)TFCILTD (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i49.2328.56
Forward P/E iN/A6.44
PEG Ratio i-0.490.69
Price to Sales (TTM) i23.3419.84
Price to Book (MRQ) i2.432.77
Market Capitalization
Market Capitalization i₹17.80B₹33.59B
Enterprise Value i₹19.18B₹44.46B
Enterprise Value Metrics
Enterprise to Revenue i25.2225.36
Enterprise to EBITDA i-29.6728.51
Risk & Other Metrics
Beta i0.540.05
Book Value per Share (MRQ) i₹163.05₹27.12

Financial Statements Comparison: Ashika Credit Capital Ltd. vs Tourism Finance Corporation of India Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricASHIKA (2025)TFCILTD (2025)
Revenue/Sales i10.54M2.44B
Cost of Goods Sold i109.44M756.33M
COGS % of Revenue i1,038.0%30.9%
Gross Profit i-98.90M1.69B
Gross Margin i-938.0%69.1%
Research & Development iN/AN/A
Operating Income (EBIT) i-647.32M1.49B
Operating Margin i-6,139.2%60.8%
EBITDA i-646.44M1.56B
EBITDA Margin i-6,130.8%63.8%
Pre-Tax Income i-666.84M1.28B
Pre-Tax Income % of Revenue i-6,324.3%52.4%
Income Tax i-152.05M242.09M
Income Tax % of Revenue i-1,442.1%9.9%
Net Income (Profit) i-514.79M1.04B
Profit Margin i-4,882.3%42.5%

Balance Sheet & Liquidity Metrics

MetricASHIKA (2025)TFCILTD (2025)
Cash & Equivalents i79.83M1.41B
Total Current Assets i4.24B7.05B
Total Current Assets % of Revenue i40,189.2%288.4%
Total Current Liabilities i29.19M3.38B
Total Current Liabilities % of Revenue i276.9%138.4%
Long-Term Debt i5.62M5.46B
Long-Term Debt % of Revenue i53.3%223.2%
Total Shareholders Equity i4.40B12.16B
Retained Earnings i-365.77M1.53B
Retained Earnings % of Revenue i-3,469.0%62.8%
Property, Plant & Equipment i08.97M

Cash Flow Statement Comparison

MetricASHIKA (2025)TFCILTD (2025)
Operating Cash Flow i-4.33B986.27M
Operating Cash Flow % of Revenue i-41,037.2%40.3%
Capital Expenditures i-7.60M122.22M
Free Cash Flow i-3.91B696.92M
FCF Margin i-37,079.0%28.5%
Debt Repayment i-6.99BN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricASHIKATFCILTD
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i44.72M462.98M
Float Shares i16.29M245.43M
% Held by Insiders i64.14%39.56%
% Held by Institutions i2.09%5.11%
% Held by Public i33.77%55.33%

Dividend Analysis & Yield Comparison: Ashika Credit Capital Ltd. vs Tourism Finance Corporation of India Ltd.

MetricASHIKATFCILTD
Last 12-Month Dividend iN/A₹3.00
Last 12-Month Dividend Yield iN/A0.97%
3-Year Avg Annual Dividend iN/A₹3.03
3-Year Avg Dividend Yield iN/A1.70%
3-Year Total Dividends iN/A₹9.10
Ex-Dividend DateN/AAug 14, 2025