Available Finance [AVAILFC] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

Available Finance Ltd.

BSE
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Bajaj Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Available Finance Ltd. wins in 8 metrics, Bajaj Finance Ltd. wins in 8 metrics, with 1 ties. Both stocks appear equally matched on key metrics.

View Metrics Details

Vital Metrics Comparison

Metric Available Finance Ltd. Bajaj Finance Ltd. Better
P/E Ratio (TTM) 1.29 31.69 Available Finance Ltd.
Price-to-Book Ratio 0.12 5.53 Available Finance Ltd.
Debt-to-Equity Ratio 0.00 310.29 Tie
PEG Ratio 0.04 54.50 Available Finance Ltd.
EV/EBITDA 513.77 N/A N/A
Profit Margin (TTM) 20,259.25% 43.68% Available Finance Ltd.
Operating Margin (TTM) 52.23% 55.55% Bajaj Finance Ltd.
EBITDA Margin (TTM) 52.23% 55.55% Bajaj Finance Ltd.
Return on Equity 8.71% 16.82% Bajaj Finance Ltd.
Return on Assets (TTM) 8.71% 3.57% Available Finance Ltd.
Free Cash Flow (TTM) $849,350 $-692.36B Available Finance Ltd.
Dividend Yield N/A 10.01% N/A
1-Year Return -24.71% -1.07% Bajaj Finance Ltd.
Price-to-Sales Ratio (TTM) 261.26 13.83 Bajaj Finance Ltd.
Enterprise Value $1.52B $8,982.32B Bajaj Finance Ltd.
EV/Revenue Ratio 257.82 21.76 Bajaj Finance Ltd.
Gross Profit Margin (TTM) 81.30% N/A N/A
Revenue per Share (TTM) $1 $66 Bajaj Finance Ltd.
Earnings per Share (Diluted) $117.14 $28.98 Available Finance Ltd.
Beta (Stock Volatility) -0.62 0.31 Available Finance Ltd.

Available Finance Ltd. vs Bajaj Finance Ltd. Stock Performance Analysis

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AVAILFC
BAJFINANCE

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Available Finance Ltd.-2.33%0.58%-0.10%12.62%1.14%-1.49%
Bajaj Finance Ltd.-0.59%-5.84%-7.72%-7.23%-14.16%-9.90%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Available Finance Ltd.-24.71%4.61%633.94%2,501.63%614.29%3,471.43%
Bajaj Finance Ltd.-1.07%29.31%51.54%1,049.68%14,862.93%23,552.34%

Performance & Financial Health Analysis: Available Finance Ltd. vs Bajaj Finance Ltd.

MetricAVAILFCBAJFINANCE
Market Information
Market Cap i₹1.59B₹5.71T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i3,6928,128,781
90 Day Avg. Volume i51,30711,082,959
Last Close₹155.30₹876.80
52 Week Range₹122.15 - ₹216.95₹787.90 - ₹1,102.50
% from 52W High-28.42%-20.47%
All-Time High₹471.00 (Sep 23, 2024)₹9,788.00 (Jun 09, 2025)
% from All-Time High-67.03%-91.04%
Growth Metrics
Quarterly Revenue Growth0.07%0.06%
Quarterly Earnings Growth0.29%-0.06%
Financial Health
Profit Margin (TTM) i202.59%0.44%
Operating Margin (TTM) i0.52%0.56%
Return on Equity (TTM) i0.09%0.17%
Debt to Equity (MRQ) i0.00310.29
Cash & Liquidity
Book Value per Share (MRQ)₹1,237.34₹166.19
Cash per Share (MRQ)₹0.16₹20.60
Operating Cash Flow (TTM) i₹1.54M₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹1.04B₹166.38B
Dividends
Last 12-Month Dividend Yield iN/A10.01%
Last 12-Month Dividend iN/A₹92.00

Valuation & Enterprise Metrics Analysis: Available Finance Ltd. vs Bajaj Finance Ltd.

MetricAVAILFC (Apr 24, 2026)BAJFINANCE (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i1.2931.69
Forward P/E iN/A22.75
PEG Ratio i0.0454.50
Price to Sales (TTM) i261.2613.83
Price to Book (MRQ) i0.125.53
Market Capitalization
Market Capitalization i₹1.59B₹5.71T
Enterprise Value i₹1.52B₹8.98T
Enterprise Value Metrics
Enterprise to Revenue i257.8221.76
Enterprise to EBITDA i513.77N/A
Risk & Other Metrics
Beta i-0.620.31
Book Value per Share (MRQ) i₹1,237.34₹166.19

Financial Statements Comparison: Available Finance Ltd. vs Bajaj Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricAVAILFC (2025)BAJFINANCE (2025)
Revenue/Sales i5.62M423.56B
Cost of Goods Sold i873,560N/A
COGS % of Revenue i15.5%0.0%
Gross Profit i4.75MN/A
Gross Margin i84.5%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i2.94MN/A
Operating Margin i52.3%0.0%
EBITDA i2.96MN/A
EBITDA Margin i52.7%0.0%
Pre-Tax Income i2.99M220.80B
Pre-Tax Income % of Revenue i53.2%52.1%
Income Tax i734,56053.00B
Income Tax % of Revenue i13.1%12.5%
Net Income (Profit) i1.04B167.79B
Profit Margin i18,535.1%39.6%

Balance Sheet & Liquidity Metrics

MetricAVAILFC (2025)BAJFINANCE (2025)
Cash & Equivalents i1.10M107.68B
Total Current Assets i81.61MN/A
Total Current Assets % of Revenue i1,451.5%0.0%
Total Current Liabilities i600,570N/A
Total Current Liabilities % of Revenue i10.7%0.0%
Long-Term Debt iN/A2.75T
Long-Term Debt % of Revenue i0.0%650.1%
Total Shareholders Equity i11.96B989.37B
Retained Earnings i11.10B517.83B
Retained Earnings % of Revenue i197,496.2%122.3%
Property, Plant & Equipment iN/A5.52B

Cash Flow Statement Comparison

MetricAVAILFC (2025)BAJFINANCE (2025)
Operating Cash Flow i1.54M-147.27B
Operating Cash Flow % of Revenue i27.4%-34.8%
Capital Expenditures i-17,000-5.48B
Free Cash Flow i849,350-692.36B
FCF Margin i15.1%-163.5%
Debt Repayment i0-390.27B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricAVAILFCBAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i10.20M6.22B
Float Shares i3.12M2.65B
% Held by Insiders i74.94%56.26%
% Held by Institutions i0.00%24.14%
% Held by Public i25.06%19.60%

Dividend Analysis & Yield Comparison: Available Finance Ltd. vs Bajaj Finance Ltd.

MetricAVAILFCBAJFINANCE
Last 12-Month Dividend iN/A₹92.00
Last 12-Month Dividend Yield iN/A10.01%
3-Year Avg Annual Dividend iN/A₹47.33
3-Year Avg Dividend Yield iN/A1.22%
3-Year Total Dividends iN/A₹142.00
Ex-Dividend DateN/AMay 30, 2025