Baid Leasing [BALFC] vs Jana Small Finance [JSFB] Detailed Stock Comparison

Baid Leasing and Finance Co. Ltd.

BSE
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Jana Small Finance Bank Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 19 vital metrics comparison: Baid Leasing and Finance Co. Ltd. wins in 6 metrics, Jana Small Finance Bank Ltd. wins in 7 metrics, with 0 ties. Jana Small Finance Bank Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Baid Leasing and Finance Co. Ltd. Jana Small Finance Bank Ltd. Better
P/E Ratio (TTM) 4.32 15.85 Baid Leasing and Finance Co. Ltd.
Price-to-Book Ratio 1.11 1.14 Baid Leasing and Finance Co. Ltd.
Debt-to-Equity Ratio 3.22 0.93 Jana Small Finance Bank Ltd.
PEG Ratio 0.25 -0.18 Baid Leasing and Finance Co. Ltd.
EV/EBITDA 19.27 N/A N/A
Profit Margin (TTM) 42.38% 11.68% Baid Leasing and Finance Co. Ltd.
Operating Margin (TTM) N/A 1.51% N/A
EBITDA Margin (TTM) N/A 1.51% N/A
Return on Equity 17.72% 12.18% Baid Leasing and Finance Co. Ltd.
Return on Assets (TTM) 3.02% 1.30% Baid Leasing and Finance Co. Ltd.
Free Cash Flow (TTM) N/A $40.00B N/A
1-Year Return -3.00% 2.60% Jana Small Finance Bank Ltd.
Price-to-Sales Ratio (TTM) 3.04 1.85 Jana Small Finance Bank Ltd.
Enterprise Value $2.94B $62.39B Jana Small Finance Bank Ltd.
EV/Revenue Ratio 6.25 2.35 Jana Small Finance Bank Ltd.
Gross Profit Margin (TTM) 41.65% N/A N/A
Revenue per Share (TTM) $4 $253 Jana Small Finance Bank Ltd.
Earnings per Share (Diluted) $0.73 $29.48 Jana Small Finance Bank Ltd.
Beta (Stock Volatility) N/A 0.18 N/A

Baid Leasing and Finance Co. Ltd. vs Jana Small Finance Bank Ltd. Stock Performance Analysis

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BALFC
JSFB

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Baid Leasing and Finance Co. Ltd.-1.78%1.45%-7.09%-6.43%2.44%-5.42%
Jana Small Finance Bank Ltd.-1.43%-0.92%8.31%30.18%6.94%14.76%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Baid Leasing and Finance Co. Ltd.-3.00%-71.90%-61.99%-74.15%-19.22%130.80%
Jana Small Finance Bank Ltd.2.60%18.03%18.03%18.03%18.03%18.03%

Performance & Financial Health Analysis: Baid Leasing and Finance Co. Ltd. vs Jana Small Finance Bank Ltd.

MetricBALFCJSFB
Market Information
Market Cap i₹1.43B₹49.39B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i10,267851,992
90 Day Avg. Volume i138,582531,720
Last Close₹10.48₹483.75
52 Week Range₹9.00 - ₹14.13₹330.00 - ₹552.50
% from 52W High-25.83%-12.44%
All-Time High₹299.70 (Sep 03, 2018)₹760.90 (Jun 17, 2024)
% from All-Time High-96.50%-36.42%
Growth Metrics
Quarterly Revenue Growth0.04%0.08%
Quarterly Earnings Growth0.05%-0.91%
Financial Health
Profit Margin (TTM) i0.42%0.12%
Operating Margin (TTM) iN/A0.02%
Return on Equity (TTM) i0.18%0.12%
Debt to Equity (MRQ) i3.220.93
Cash & Liquidity
Book Value per Share (MRQ)₹4.13₹409.98
Cash per Share (MRQ)₹0.71₹220.62
Operating Cash Flow (TTM) i₹365.31M₹4.66B
Levered Free Cash Flow (TTM) i₹87.87M₹5.01B
Dividends
Last 12-Month Dividend Yield iN/AN/A
Last 12-Month Dividend i₹0.00N/A

Valuation & Enterprise Metrics Analysis: Baid Leasing and Finance Co. Ltd. vs Jana Small Finance Bank Ltd.

MetricBALFC (Jun 14, 2025)JSFB (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i4.3215.85
Forward P/E iN/A7.37
PEG Ratio i0.25-0.18
Price to Sales (TTM) i3.041.85
Price to Book (MRQ) i1.111.14
Market Capitalization
Market Capitalization i₹1.43B₹49.39B
Enterprise Value i₹2.94B₹62.39B
Enterprise Value Metrics
Enterprise to Revenue i6.252.35
Enterprise to EBITDA i19.27N/A
Risk & Other Metrics
Beta iN/A0.18
Book Value per Share (MRQ) i₹4.13₹409.98

Financial Statements Comparison: Baid Leasing and Finance Co. Ltd. vs Jana Small Finance Bank Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricBALFCJSFB (2025)
Revenue/Sales iN/A30.50B
Cost of Goods Sold iN/AN/A
COGS % of Revenue i-0.0%
Gross Profit iN/AN/A
Gross Margin i-0.0%
Research & Development iN/AN/A
Operating Income (EBIT) iN/AN/A
Operating Margin i-0.0%
EBITDA iN/AN/A
EBITDA Margin i-0.0%
Pre-Tax Income iN/A4.74B
Pre-Tax Income % of Revenue i-15.5%
Income Tax iN/A-277.40M
Income Tax % of Revenue i--0.9%
Net Income (Profit) iN/A5.01B
Profit Margin i-16.4%

Balance Sheet & Liquidity Metrics

MetricBALFCJSFB (2025)
Cash & Equivalents iN/A44.49B
Total Current Assets iN/AN/A
Total Current Assets % of Revenue i-0.0%
Total Current Liabilities iN/AN/A
Total Current Liabilities % of Revenue i-0.0%
Long-Term Debt iN/A33.77B
Long-Term Debt % of Revenue i-110.7%
Total Shareholders Equity iN/A41.18B
Retained Earnings iN/A-30.58B
Retained Earnings % of Revenue i--100.3%
Property, Plant & Equipment iN/A1.50B

Cash Flow Statement Comparison

MetricBALFCJSFB (2025)
Operating Cash Flow iN/A4.66B
Operating Cash Flow % of Revenue i-15.3%
Capital Expenditures iN/A-724.50M
Free Cash Flow iN/A40.00B
FCF Margin i-131.1%
Debt Repayment iN/A-28.42B
Common Stock Repurchase iN/A0

Short Interest & Institutional Ownership Analysis

MetricBALFCJSFB
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i120.07M105.32M
Float Shares iN/A58.59M
% Held by Insiders iN/A55.67%
% Held by Institutions iN/A12.34%
% Held by Public iN/A31.99%

Dividend Analysis & Yield Comparison: Baid Leasing and Finance Co. Ltd. vs Jana Small Finance Bank Ltd.

MetricBALFCJSFB
Last 12-Month Dividend i₹0.00N/A
Last 12-Month Dividend Yield iN/AN/A
3-Year Avg Annual Dividend i₹0.03N/A
3-Year Avg Dividend Yield i0.43%N/A
3-Year Total Dividends i₹0.10N/A
Ex-Dividend DateAug 17, 2022N/A