Banas Finance [BANASFN] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

Banas Finance Ltd.

BSE
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Bajaj Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Banas Finance Ltd. wins in 7 metrics, Bajaj Finance Ltd. wins in 8 metrics, with 1 ties. Bajaj Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Banas Finance Ltd. Bajaj Finance Ltd. Better
P/E Ratio (TTM) 5.47 31.69 Banas Finance Ltd.
Price-to-Book Ratio 0.34 5.53 Banas Finance Ltd.
Debt-to-Equity Ratio 0.31 310.29 Banas Finance Ltd.
PEG Ratio 0.00 54.50 Tie
EV/EBITDA 6.19 N/A N/A
Profit Margin (TTM) -120.51% 43.68% Bajaj Finance Ltd.
Operating Margin (TTM) -11.85% 55.55% Bajaj Finance Ltd.
EBITDA Margin (TTM) N/A 55.55% N/A
Return on Equity -10.77% 16.82% Bajaj Finance Ltd.
Return on Assets (TTM) -10.72% 3.57% Bajaj Finance Ltd.
Free Cash Flow (TTM) $-2.74M $-692.36B Banas Finance Ltd.
Dividend Yield N/A 10.01% N/A
1-Year Return -16.97% -5.10% Bajaj Finance Ltd.
Price-to-Sales Ratio (TTM) 3.30 13.83 Banas Finance Ltd.
Enterprise Value $573.93M $8,982.32B Bajaj Finance Ltd.
EV/Revenue Ratio 2.94 21.76 Banas Finance Ltd.
Gross Profit Margin (TTM) 14.79% N/A N/A
Revenue per Share (TTM) $2 $66 Bajaj Finance Ltd.
Earnings per Share (Diluted) $-3.44 $28.98 Bajaj Finance Ltd.
Beta (Stock Volatility) 0.22 0.31 Banas Finance Ltd.

Banas Finance Ltd. vs Bajaj Finance Ltd. Stock Performance Analysis

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BANASFN
BAJFINANCE

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Banas Finance Ltd.-0.43%1.45%-5.15%15.32%-13.37%-17.55%
Bajaj Finance Ltd.5.49%3.25%1.56%6.40%-9.73%-5.63%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Banas Finance Ltd.-16.97%-62.32%-18.44%-6.76%-92.63%-26.36%
Bajaj Finance Ltd.-5.10%26.39%45.33%1,070.88%14,600.83%29,546.67%

Performance & Financial Health Analysis: Banas Finance Ltd. vs Bajaj Finance Ltd.

MetricBANASFNBAJFINANCE
Market Information
Market Cap i₹648.54M₹5.71T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i31,5118,128,781
90 Day Avg. Volume i50,21311,082,959
Last Close₹7.00₹918.30
52 Week Range₹5.01 - ₹10.32₹787.90 - ₹1,102.50
% from 52W High-32.17%-16.71%
All-Time High₹723.50 (Oct 28, 2013)₹9,788.00 (Jun 09, 2025)
% from All-Time High-99.03%-90.62%
Growth Metrics
Quarterly Revenue Growth-0.61%0.06%
Quarterly Earnings Growth-0.41%-0.06%
Financial Health
Profit Margin (TTM) i-1.21%0.44%
Operating Margin (TTM) i-0.12%0.56%
Return on Equity (TTM) i-0.11%0.17%
Debt to Equity (MRQ) i0.31310.29
Cash & Liquidity
Book Value per Share (MRQ)₹21.35₹166.19
Cash per Share (MRQ)₹0.85₹20.60
Operating Cash Flow (TTM) i₹-397,606,000₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹-195,696,000₹166.38B
Dividends
Last 12-Month Dividend Yield iN/A10.01%
Last 12-Month Dividend iN/A₹92.00

Valuation & Enterprise Metrics Analysis: Banas Finance Ltd. vs Bajaj Finance Ltd.

MetricBANASFN (Apr 24, 2026)BAJFINANCE (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i5.4731.69
Forward P/E iN/A22.75
PEG Ratio i0.0054.50
Price to Sales (TTM) i3.3013.83
Price to Book (MRQ) i0.345.53
Market Capitalization
Market Capitalization i₹648.54M₹5.71T
Enterprise Value i₹573.93M₹8.98T
Enterprise Value Metrics
Enterprise to Revenue i2.9421.76
Enterprise to EBITDA i6.19N/A
Risk & Other Metrics
Beta i0.220.31
Book Value per Share (MRQ) i₹21.35₹166.19

Financial Statements Comparison: Banas Finance Ltd. vs Bajaj Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricBANASFN (2025)BAJFINANCE (2025)
Revenue/Sales i402.20M423.56B
Cost of Goods Sold i399.72MN/A
COGS % of Revenue i99.4%0.0%
Gross Profit i2.48MN/A
Gross Margin i0.6%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i-141.14MN/A
Operating Margin i-35.1%0.0%
EBITDA i92.68MN/A
EBITDA Margin i23.0%0.0%
Pre-Tax Income i-374.48M220.80B
Pre-Tax Income % of Revenue i-93.1%52.1%
Income Tax i-116.07M53.00B
Income Tax % of Revenue i-28.9%12.5%
Net Income (Profit) i-195.70M167.79B
Profit Margin i-48.7%39.6%

Balance Sheet & Liquidity Metrics

MetricBANASFN (2025)BAJFINANCE (2025)
Cash & Equivalents i46.07M107.68B
Total Current Assets i1.13BN/A
Total Current Assets % of Revenue i280.1%0.0%
Total Current Liabilities i840,000N/A
Total Current Liabilities % of Revenue i0.2%0.0%
Long-Term Debt i8.60M2.75T
Long-Term Debt % of Revenue i2.1%650.1%
Total Shareholders Equity i1.82B989.37B
Retained Earnings i-232.09M517.83B
Retained Earnings % of Revenue i-57.7%122.3%
Property, Plant & Equipment i103,0005.52B

Cash Flow Statement Comparison

MetricBANASFN (2025)BAJFINANCE (2025)
Operating Cash Flow i-397.61M-147.27B
Operating Cash Flow % of Revenue i-98.9%-34.8%
Capital Expenditures i-378,000-5.48B
Free Cash Flow i-2.74M-692.36B
FCF Margin i-0.7%-163.5%
Debt Repayment i-51.90M-390.27B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricBANASFNBAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i89.58M6.22B
Float Shares i28.86M2.65B
% Held by Insiders i65.40%56.26%
% Held by Institutions i0.00%24.14%
% Held by Public i34.60%19.60%

Dividend Analysis & Yield Comparison: Banas Finance Ltd. vs Bajaj Finance Ltd.

MetricBANASFNBAJFINANCE
Last 12-Month Dividend iN/A₹92.00
Last 12-Month Dividend Yield iN/A10.01%
3-Year Avg Annual Dividend iN/A₹47.33
3-Year Avg Dividend Yield iN/A1.22%
3-Year Total Dividends iN/A₹142.00
Ex-Dividend DateN/AMay 30, 2025