Banas Finance [BANASFN] vs Shriram Finance [SHRIRAMFIN] Detailed Stock Comparison

Banas Finance Ltd.

BSE
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Shriram Finance Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Banas Finance Ltd. wins in 7 metrics, Shriram Finance Ltd. wins in 8 metrics, with 1 ties. Shriram Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Banas Finance Ltd. Shriram Finance Ltd. Better
P/E Ratio (TTM) 5.47 20.78 Banas Finance Ltd.
Price-to-Book Ratio 0.34 3.13 Banas Finance Ltd.
Debt-to-Equity Ratio 0.31 279.08 Banas Finance Ltd.
PEG Ratio 0.00 1.15 Tie
EV/EBITDA 6.19 N/A N/A
Profit Margin (TTM) -120.51% 45.95% Shriram Finance Ltd.
Operating Margin (TTM) -11.85% 61.27% Shriram Finance Ltd.
EBITDA Margin (TTM) N/A 61.27% N/A
Return on Equity -10.77% 16.92% Shriram Finance Ltd.
Return on Assets (TTM) -10.72% 3.25% Shriram Finance Ltd.
Free Cash Flow (TTM) $-2.74M $-439.06B Banas Finance Ltd.
Dividend Yield N/A 1.41% N/A
1-Year Return -16.97% 34.15% Shriram Finance Ltd.
Price-to-Sales Ratio (TTM) 3.30 11.93 Banas Finance Ltd.
Enterprise Value $573.93M $3,536.13B Shriram Finance Ltd.
EV/Revenue Ratio 2.94 17.76 Banas Finance Ltd.
Gross Profit Margin (TTM) 14.79% N/A N/A
Revenue per Share (TTM) $2 $106 Shriram Finance Ltd.
Earnings per Share (Diluted) $-3.44 $48.57 Shriram Finance Ltd.
Beta (Stock Volatility) 0.22 0.65 Banas Finance Ltd.

Banas Finance Ltd. vs Shriram Finance Ltd. Stock Performance Analysis

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BANASFN
SHRIRAMFIN

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Banas Finance Ltd.-0.43%1.45%-5.15%15.32%-13.37%-17.55%
Shriram Finance Ltd.7.75%3.43%2.63%-7.44%12.61%-6.35%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Banas Finance Ltd.-16.97%-62.32%-18.44%-6.76%-92.63%-26.36%
Shriram Finance Ltd.34.15%225.75%212.91%299.94%630.46%4,746.72%

Performance & Financial Health Analysis: Banas Finance Ltd. vs Shriram Finance Ltd.

MetricBANASFNSHRIRAMFIN
Market Information
Market Cap i₹648.54M₹2.38T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i31,5116,132,239
90 Day Avg. Volume i50,2139,368,423
Last Close₹7.00₹954.95
52 Week Range₹5.01 - ₹10.32₹566.50 - ₹1,108.00
% from 52W High-32.17%-13.81%
All-Time High₹723.50 (Oct 28, 2013)₹1,108.00 (Feb 26, 2026)
% from All-Time High-99.03%-13.81%
Growth Metrics
Quarterly Revenue Growth-0.61%0.21%
Quarterly Earnings Growth-0.41%-0.22%
Financial Health
Profit Margin (TTM) i-1.21%0.46%
Operating Margin (TTM) i-0.12%0.61%
Return on Equity (TTM) i-0.11%0.17%
Debt to Equity (MRQ) i0.31279.08
Cash & Liquidity
Book Value per Share (MRQ)₹21.35₹322.11
Cash per Share (MRQ)₹0.85₹63.69
Operating Cash Flow (TTM) i₹-397,606,000₹140.49B
Levered Free Cash Flow (TTM) i₹-195,696,000₹95.54B
Dividends
Last 12-Month Dividend Yield iN/A1.41%
Last 12-Month Dividend iN/A₹11.18

Valuation & Enterprise Metrics Analysis: Banas Finance Ltd. vs Shriram Finance Ltd.

MetricBANASFN (Apr 24, 2026)SHRIRAMFIN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i5.4720.78
Forward P/E iN/A15.98
PEG Ratio i0.001.15
Price to Sales (TTM) i3.3011.93
Price to Book (MRQ) i0.343.13
Market Capitalization
Market Capitalization i₹648.54M₹2.38T
Enterprise Value i₹573.93M₹3.54T
Enterprise Value Metrics
Enterprise to Revenue i2.9417.76
Enterprise to EBITDA i6.19N/A
Risk & Other Metrics
Beta i0.220.65
Book Value per Share (MRQ) i₹21.35₹322.11

Financial Statements Comparison: Banas Finance Ltd. vs Shriram Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricBANASFN (2025)SHRIRAMFIN (2025)
Revenue/Sales i402.20M221.88B
Cost of Goods Sold i399.72MN/A
COGS % of Revenue i99.4%0.0%
Gross Profit i2.48MN/A
Gross Margin i0.6%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i-141.14MN/A
Operating Margin i-35.1%0.0%
EBITDA i92.68MN/A
EBITDA Margin i23.0%0.0%
Pre-Tax Income i-374.48M125.03B
Pre-Tax Income % of Revenue i-93.1%56.3%
Income Tax i-116.07M30.80B
Income Tax % of Revenue i-28.9%13.9%
Net Income (Profit) i-195.70M95.76B
Profit Margin i-48.7%43.2%

Balance Sheet & Liquidity Metrics

MetricBANASFN (2025)SHRIRAMFIN (2025)
Cash & Equivalents i46.07M197.79B
Total Current Assets i1.13BN/A
Total Current Assets % of Revenue i280.1%0.0%
Total Current Liabilities i840,000N/A
Total Current Liabilities % of Revenue i0.2%0.0%
Long-Term Debt i8.60M1.79T
Long-Term Debt % of Revenue i2.1%806.0%
Total Shareholders Equity i1.82B564.70B
Retained Earnings i-232.09M242.42B
Retained Earnings % of Revenue i-57.7%109.3%
Property, Plant & Equipment i103,000137.30M

Cash Flow Statement Comparison

MetricBANASFN (2025)SHRIRAMFIN (2025)
Operating Cash Flow i-397.61M140.49B
Operating Cash Flow % of Revenue i-98.9%63.3%
Capital Expenditures i-378,000-2.20B
Free Cash Flow i-2.74M-439.06B
FCF Margin i-0.7%-197.9%
Debt Repayment i-51.90M-766.59B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricBANASFNSHRIRAMFIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i89.58M2.35B
Float Shares i28.86M1.41B
% Held by Insiders i65.40%22.04%
% Held by Institutions i0.00%37.56%
% Held by Public i34.60%40.40%

Dividend Analysis & Yield Comparison: Banas Finance Ltd. vs Shriram Finance Ltd.

MetricBANASFNSHRIRAMFIN
Last 12-Month Dividend iN/A₹11.18
Last 12-Month Dividend Yield iN/A1.41%
3-Year Avg Annual Dividend iN/A₹4.79
3-Year Avg Dividend Yield iN/A0.28%
3-Year Total Dividends iN/A₹14.38
Ex-Dividend DateN/ANov 07, 2025