Banas Finance [BANASFN] vs Tourism Finance [TFCILTD] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Banas Finance Ltd. wins in 6 metrics, Tourism Finance Corporation of India Ltd. wins in 11 metrics, with 1 ties. Tourism Finance Corporation of India Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Banas Finance Ltd. Tourism Finance Corporation of India Ltd. Better
P/E Ratio (TTM) 5.47 28.56 Banas Finance Ltd.
Price-to-Book Ratio 0.34 2.77 Banas Finance Ltd.
Debt-to-Equity Ratio 0.31 82.38 Banas Finance Ltd.
PEG Ratio 0.00 0.69 Tie
EV/EBITDA 6.19 28.51 Banas Finance Ltd.
Profit Margin (TTM) -120.51% 69.38% Tourism Finance Corporation of India Ltd.
Operating Margin (TTM) -11.85% 86.04% Tourism Finance Corporation of India Ltd.
EBITDA Margin (TTM) N/A 86.04% N/A
Return on Equity -10.77% 8.53% Tourism Finance Corporation of India Ltd.
Return on Assets (TTM) -10.72% 4.94% Tourism Finance Corporation of India Ltd.
Free Cash Flow (TTM) $-2.74M $696.92M Tourism Finance Corporation of India Ltd.
Dividend Yield N/A 0.97% N/A
1-Year Return -16.97% 61.17% Tourism Finance Corporation of India Ltd.
Price-to-Sales Ratio (TTM) 3.30 19.84 Banas Finance Ltd.
Enterprise Value $573.93M $44.46B Tourism Finance Corporation of India Ltd.
EV/Revenue Ratio 2.94 25.36 Banas Finance Ltd.
Gross Profit Margin (TTM) 14.79% 58.30% Tourism Finance Corporation of India Ltd.
Revenue per Share (TTM) $2 $4 Tourism Finance Corporation of India Ltd.
Earnings per Share (Diluted) $-3.44 $2.63 Tourism Finance Corporation of India Ltd.
Beta (Stock Volatility) 0.22 0.05 Tourism Finance Corporation of India Ltd.

Banas Finance Ltd. vs Tourism Finance Corporation of India Ltd. Stock Performance Analysis

Loading Price Chart...

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Banas Finance Ltd.-0.43%1.45%-5.15%15.32%-13.37%-17.55%
Tourism Finance Corporation of India Ltd.0.97%-0.76%-1.54%16.58%12.39%8.15%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Banas Finance Ltd.-16.97%-62.32%-18.44%-6.76%-92.63%-26.36%
Tourism Finance Corporation of India Ltd.61.17%417.18%398.01%879.82%1,325.19%3,643.78%

Performance & Financial Health Analysis: Banas Finance Ltd. vs Tourism Finance Corporation of India Ltd.

MetricBANASFNTFCILTD
Market Information
Market Cap i₹648.54M₹33.59B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i31,5114,413,550
90 Day Avg. Volume i50,2135,954,759
Last Close₹7.00₹74.68
52 Week Range₹5.01 - ₹10.32₹39.15 - ₹84.61
% from 52W High-32.17%-11.74%
All-Time High₹723.50 (Oct 28, 2013)₹364.90 (Sep 15, 2025)
% from All-Time High-99.03%-79.53%
Growth Metrics
Quarterly Revenue Growth-0.61%0.38%
Quarterly Earnings Growth-0.41%0.41%
Financial Health
Profit Margin (TTM) i-1.21%0.69%
Operating Margin (TTM) i-0.12%0.86%
Return on Equity (TTM) i-0.11%0.09%
Debt to Equity (MRQ) i0.3182.38
Cash & Liquidity
Book Value per Share (MRQ)₹21.35₹27.12
Cash per Share (MRQ)₹0.85₹1.36
Operating Cash Flow (TTM) i₹-397,606,000₹986.27M
Levered Free Cash Flow (TTM) i₹-195,696,000₹1.04B
Dividends
Last 12-Month Dividend Yield iN/A0.97%
Last 12-Month Dividend iN/A₹3.00

Valuation & Enterprise Metrics Analysis: Banas Finance Ltd. vs Tourism Finance Corporation of India Ltd.

MetricBANASFN (Apr 24, 2026)TFCILTD (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i5.4728.56
Forward P/E iN/A6.44
PEG Ratio i0.000.69
Price to Sales (TTM) i3.3019.84
Price to Book (MRQ) i0.342.77
Market Capitalization
Market Capitalization i₹648.54M₹33.59B
Enterprise Value i₹573.93M₹44.46B
Enterprise Value Metrics
Enterprise to Revenue i2.9425.36
Enterprise to EBITDA i6.1928.51
Risk & Other Metrics
Beta i0.220.05
Book Value per Share (MRQ) i₹21.35₹27.12

Financial Statements Comparison: Banas Finance Ltd. vs Tourism Finance Corporation of India Ltd.

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricBANASFN (2025)TFCILTD (2025)
Revenue/Sales i402.20M2.44B
Cost of Goods Sold i399.72M756.33M
COGS % of Revenue i99.4%30.9%
Gross Profit i2.48M1.69B
Gross Margin i0.6%69.1%
Research & Development iN/AN/A
Operating Income (EBIT) i-141.14M1.49B
Operating Margin i-35.1%60.8%
EBITDA i92.68M1.56B
EBITDA Margin i23.0%63.8%
Pre-Tax Income i-374.48M1.28B
Pre-Tax Income % of Revenue i-93.1%52.4%
Income Tax i-116.07M242.09M
Income Tax % of Revenue i-28.9%9.9%
Net Income (Profit) i-195.70M1.04B
Profit Margin i-48.7%42.5%

Balance Sheet & Liquidity Metrics

MetricBANASFN (2025)TFCILTD (2025)
Cash & Equivalents i46.07M1.41B
Total Current Assets i1.13B7.05B
Total Current Assets % of Revenue i280.1%288.4%
Total Current Liabilities i840,0003.38B
Total Current Liabilities % of Revenue i0.2%138.4%
Long-Term Debt i8.60M5.46B
Long-Term Debt % of Revenue i2.1%223.2%
Total Shareholders Equity i1.82B12.16B
Retained Earnings i-232.09M1.53B
Retained Earnings % of Revenue i-57.7%62.8%
Property, Plant & Equipment i103,0008.97M

Cash Flow Statement Comparison

MetricBANASFN (2025)TFCILTD (2025)
Operating Cash Flow i-397.61M986.27M
Operating Cash Flow % of Revenue i-98.9%40.3%
Capital Expenditures i-378,000122.22M
Free Cash Flow i-2.74M696.92M
FCF Margin i-0.7%28.5%
Debt Repayment i-51.90MN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricBANASFNTFCILTD
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i89.58M462.98M
Float Shares i28.86M245.43M
% Held by Insiders i65.40%39.56%
% Held by Institutions i0.00%5.11%
% Held by Public i34.60%55.33%

Dividend Analysis & Yield Comparison: Banas Finance Ltd. vs Tourism Finance Corporation of India Ltd.

MetricBANASFNTFCILTD
Last 12-Month Dividend iN/A₹3.00
Last 12-Month Dividend Yield iN/A0.97%
3-Year Avg Annual Dividend iN/A₹3.03
3-Year Avg Dividend Yield iN/A1.70%
3-Year Total Dividends iN/A₹9.10
Ex-Dividend DateN/AAug 14, 2025