Ceejay Finance [CEEJAY] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Ceejay Finance Ltd. wins in 10 metrics, Bajaj Finance Ltd. wins in 8 metrics, with 0 ties. Ceejay Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Ceejay Finance Ltd. Bajaj Finance Ltd. Better
P/E Ratio (TTM) 9.20 31.69 Ceejay Finance Ltd.
Price-to-Book Ratio 0.83 5.53 Ceejay Finance Ltd.
Debt-to-Equity Ratio 55.43 310.29 Ceejay Finance Ltd.
PEG Ratio 0.19 54.50 Ceejay Finance Ltd.
EV/EBITDA 7.76 N/A N/A
Profit Margin (TTM) 26.43% 43.68% Bajaj Finance Ltd.
Operating Margin (TTM) 48.78% 55.55% Bajaj Finance Ltd.
EBITDA Margin (TTM) 48.78% 55.55% Bajaj Finance Ltd.
Return on Equity 8.97% 16.82% Bajaj Finance Ltd.
Return on Assets (TTM) 5.41% 3.57% Ceejay Finance Ltd.
Free Cash Flow (TTM) $-136.22M $-692.36B Ceejay Finance Ltd.
Dividend Yield 0.63% 10.01% Bajaj Finance Ltd.
1-Year Return -9.63% -1.07% Bajaj Finance Ltd.
Price-to-Sales Ratio (TTM) 2.43 13.83 Ceejay Finance Ltd.
Enterprise Value $1.09B $8,982.32B Bajaj Finance Ltd.
EV/Revenue Ratio 4.01 21.76 Ceejay Finance Ltd.
Gross Profit Margin (TTM) 66.95% N/A N/A
Revenue per Share (TTM) $79 $66 Ceejay Finance Ltd.
Earnings per Share (Diluted) $20.87 $28.98 Bajaj Finance Ltd.
Beta (Stock Volatility) -0.20 0.31 Ceejay Finance Ltd.

Ceejay Finance Ltd. vs Bajaj Finance Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Ceejay Finance Ltd.-4.61%-0.25%-6.89%16.55%0.22%-0.41%
Bajaj Finance Ltd.-0.59%-5.18%-7.18%-9.84%-13.99%-9.36%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Ceejay Finance Ltd.-9.63%28.87%120.22%258.82%894.57%1,748.48%
Bajaj Finance Ltd.-1.07%29.31%51.54%1,049.68%14,862.93%23,552.34%

Performance & Financial Health Analysis: Ceejay Finance Ltd. vs Bajaj Finance Ltd.

MetricCEEJAYBAJFINANCE
Market Information
Market Cap i₹662.40M₹5.71T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i9208,128,781
90 Day Avg. Volume i68511,082,959
Last Close₹174.00₹876.80
52 Week Range₹153.75 - ₹214.75₹787.90 - ₹1,102.50
% from 52W High-18.98%-20.47%
All-Time High₹342.20 (Sep 16, 2024)₹9,788.00 (Jun 09, 2025)
% from All-Time High-49.15%-91.04%
Growth Metrics
Quarterly Revenue Growth-0.07%0.06%
Quarterly Earnings Growth0.47%-0.06%
Financial Health
Profit Margin (TTM) i0.26%0.44%
Operating Margin (TTM) i0.49%0.56%
Return on Equity (TTM) i0.09%0.17%
Debt to Equity (MRQ) i55.43310.29
Cash & Liquidity
Book Value per Share (MRQ)₹230.85₹166.19
Cash per Share (MRQ)₹3.64₹20.60
Operating Cash Flow (TTM) i₹-68,376,000₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹67.99M₹166.38B
Dividends
Last 12-Month Dividend Yield i0.63%10.01%
Last 12-Month Dividend i₹1.20₹92.00

Valuation & Enterprise Metrics Analysis: Ceejay Finance Ltd. vs Bajaj Finance Ltd.

MetricCEEJAY (Apr 26, 2026)BAJFINANCE (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i9.2031.69
Forward P/E i8.4722.75
PEG Ratio i0.1954.50
Price to Sales (TTM) i2.4313.83
Price to Book (MRQ) i0.835.53
Market Capitalization
Market Capitalization i₹662.40M₹5.71T
Enterprise Value i₹1.09B₹8.98T
Enterprise Value Metrics
Enterprise to Revenue i4.0121.76
Enterprise to EBITDA i7.76N/A
Risk & Other Metrics
Beta i-0.200.31
Book Value per Share (MRQ) i₹230.85₹166.19

Financial Statements Comparison: Ceejay Finance Ltd. vs Bajaj Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCEEJAY (2025)BAJFINANCE (2025)
Revenue/Sales i262.62M423.56B
Cost of Goods Sold i66.33MN/A
COGS % of Revenue i25.3%0.0%
Gross Profit i196.29MN/A
Gross Margin i74.7%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i126.29MN/A
Operating Margin i48.1%0.0%
EBITDA i128.76MN/A
EBITDA Margin i49.0%0.0%
Pre-Tax Income i93.06M220.80B
Pre-Tax Income % of Revenue i35.4%52.1%
Income Tax i25.07M53.00B
Income Tax % of Revenue i9.5%12.5%
Net Income (Profit) i67.99M167.79B
Profit Margin i25.9%39.6%

Balance Sheet & Liquidity Metrics

MetricCEEJAY (2025)BAJFINANCE (2025)
Cash & Equivalents i6.22M107.68B
Total Current Assets i1.17BN/A
Total Current Assets % of Revenue i445.3%0.0%
Total Current Liabilities i472.10MN/A
Total Current Liabilities % of Revenue i179.8%0.0%
Long-Term Debt i467.56M2.75T
Long-Term Debt % of Revenue i178.0%650.1%
Total Shareholders Equity i758.34M989.37B
Retained Earnings i25.27M517.83B
Retained Earnings % of Revenue i9.6%122.3%
Property, Plant & Equipment i05.52B

Cash Flow Statement Comparison

MetricCEEJAY (2025)BAJFINANCE (2025)
Operating Cash Flow i-68.38M-147.27B
Operating Cash Flow % of Revenue i-26.0%-34.8%
Capital Expenditures i-3.89M-5.48B
Free Cash Flow i-136.22M-692.36B
FCF Margin i-51.9%-163.5%
Debt Repayment iN/A-390.27B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricCEEJAYBAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i3.45M6.22B
Float Shares i640,5752.65B
% Held by Insiders i80.04%56.26%
% Held by Institutions i0.00%24.14%
% Held by Public i19.96%19.60%

Dividend Analysis & Yield Comparison: Ceejay Finance Ltd. vs Bajaj Finance Ltd.

MetricCEEJAYBAJFINANCE
Last 12-Month Dividend i₹1.20₹92.00
Last 12-Month Dividend Yield i0.63%10.01%
3-Year Avg Annual Dividend i₹1.53₹47.33
3-Year Avg Dividend Yield i0.71%1.22%
3-Year Total Dividends i₹4.60₹142.00
Ex-Dividend DateSep 12, 2025May 30, 2025