Ceejay Finance [CEEJAY] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Ceejay Finance Ltd. wins in 10 metrics, Bajaj Finance Ltd. wins in 8 metrics, with 0 ties. Ceejay Finance Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Ceejay Finance Ltd. | Bajaj Finance Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 9.20 | 31.69 | Ceejay Finance Ltd. |
| Price-to-Book Ratio | 0.83 | 5.53 | Ceejay Finance Ltd. |
| Debt-to-Equity Ratio | 55.43 | 310.29 | Ceejay Finance Ltd. |
| PEG Ratio | 0.19 | 54.50 | Ceejay Finance Ltd. |
| EV/EBITDA | 7.76 | N/A | N/A |
| Profit Margin (TTM) | 26.43% | 43.68% | Bajaj Finance Ltd. |
| Operating Margin (TTM) | 48.78% | 55.55% | Bajaj Finance Ltd. |
| EBITDA Margin (TTM) | 48.78% | 55.55% | Bajaj Finance Ltd. |
| Return on Equity | 8.97% | 16.82% | Bajaj Finance Ltd. |
| Return on Assets (TTM) | 5.41% | 3.57% | Ceejay Finance Ltd. |
| Free Cash Flow (TTM) | $-136.22M | $-692.36B | Ceejay Finance Ltd. |
| Dividend Yield | 0.63% | 10.01% | Bajaj Finance Ltd. |
| 1-Year Return | -9.63% | -1.07% | Bajaj Finance Ltd. |
| Price-to-Sales Ratio (TTM) | 2.43 | 13.83 | Ceejay Finance Ltd. |
| Enterprise Value | $1.09B | $8,982.32B | Bajaj Finance Ltd. |
| EV/Revenue Ratio | 4.01 | 21.76 | Ceejay Finance Ltd. |
| Gross Profit Margin (TTM) | 66.95% | N/A | N/A |
| Revenue per Share (TTM) | $79 | $66 | Ceejay Finance Ltd. |
| Earnings per Share (Diluted) | $20.87 | $28.98 | Bajaj Finance Ltd. |
| Beta (Stock Volatility) | -0.20 | 0.31 | Ceejay Finance Ltd. |
Ceejay Finance Ltd. vs Bajaj Finance Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Ceejay Finance Ltd. | -4.61% | -0.25% | -6.89% | 16.55% | 0.22% | -0.41% |
| Bajaj Finance Ltd. | -0.59% | -5.18% | -7.18% | -9.84% | -13.99% | -9.36% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Ceejay Finance Ltd. | -9.63% | 28.87% | 120.22% | 258.82% | 894.57% | 1,748.48% |
| Bajaj Finance Ltd. | -1.07% | 29.31% | 51.54% | 1,049.68% | 14,862.93% | 23,552.34% |
Performance & Financial Health Analysis: Ceejay Finance Ltd. vs Bajaj Finance Ltd.
| Metric | CEEJAY | BAJFINANCE |
|---|---|---|
| Market Information | ||
| Market Cap | ₹662.40M | ₹5.71T |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 920 | 8,128,781 |
| 90 Day Avg. Volume | 685 | 11,082,959 |
| Last Close | ₹174.00 | ₹876.80 |
| 52 Week Range | ₹153.75 - ₹214.75 | ₹787.90 - ₹1,102.50 |
| % from 52W High | -18.98% | -20.47% |
| All-Time High | ₹342.20 (Sep 16, 2024) | ₹9,788.00 (Jun 09, 2025) |
| % from All-Time High | -49.15% | -91.04% |
| Growth Metrics | ||
| Quarterly Revenue Growth | -0.07% | 0.06% |
| Quarterly Earnings Growth | 0.47% | -0.06% |
| Financial Health | ||
| Profit Margin (TTM) | 0.26% | 0.44% |
| Operating Margin (TTM) | 0.49% | 0.56% |
| Return on Equity (TTM) | 0.09% | 0.17% |
| Debt to Equity (MRQ) | 55.43 | 310.29 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹230.85 | ₹166.19 |
| Cash per Share (MRQ) | ₹3.64 | ₹20.60 |
| Operating Cash Flow (TTM) | ₹-68,376,000 | ₹-147,267,100,000 |
| Levered Free Cash Flow (TTM) | ₹67.99M | ₹166.38B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.63% | 10.01% |
| Last 12-Month Dividend | ₹1.20 | ₹92.00 |
Valuation & Enterprise Metrics Analysis: Ceejay Finance Ltd. vs Bajaj Finance Ltd.
| Metric | CEEJAY (Apr 26, 2026) | BAJFINANCE (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 9.20 | 31.69 |
| Forward P/E | 8.47 | 22.75 |
| PEG Ratio | 0.19 | 54.50 |
| Price to Sales (TTM) | 2.43 | 13.83 |
| Price to Book (MRQ) | 0.83 | 5.53 |
| Market Capitalization | ||
| Market Capitalization | ₹662.40M | ₹5.71T |
| Enterprise Value | ₹1.09B | ₹8.98T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 4.01 | 21.76 |
| Enterprise to EBITDA | 7.76 | N/A |
| Risk & Other Metrics | ||
| Beta | -0.20 | 0.31 |
| Book Value per Share (MRQ) | ₹230.85 | ₹166.19 |
Financial Statements Comparison: Ceejay Finance Ltd. vs Bajaj Finance Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | CEEJAY (2025) | BAJFINANCE (2025) |
|---|---|---|
| Revenue/Sales | 262.62M | 423.56B |
| Cost of Goods Sold | 66.33M | N/A |
| COGS % of Revenue | 25.3% | 0.0% |
| Gross Profit | 196.29M | N/A |
| Gross Margin | 74.7% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 126.29M | N/A |
| Operating Margin | 48.1% | 0.0% |
| EBITDA | 128.76M | N/A |
| EBITDA Margin | 49.0% | 0.0% |
| Pre-Tax Income | 93.06M | 220.80B |
| Pre-Tax Income % of Revenue | 35.4% | 52.1% |
| Income Tax | 25.07M | 53.00B |
| Income Tax % of Revenue | 9.5% | 12.5% |
| Net Income (Profit) | 67.99M | 167.79B |
| Profit Margin | 25.9% | 39.6% |
Balance Sheet & Liquidity Metrics
| Metric | CEEJAY (2025) | BAJFINANCE (2025) |
|---|---|---|
| Cash & Equivalents | 6.22M | 107.68B |
| Total Current Assets | 1.17B | N/A |
| Total Current Assets % of Revenue | 445.3% | 0.0% |
| Total Current Liabilities | 472.10M | N/A |
| Total Current Liabilities % of Revenue | 179.8% | 0.0% |
| Long-Term Debt | 467.56M | 2.75T |
| Long-Term Debt % of Revenue | 178.0% | 650.1% |
| Total Shareholders Equity | 758.34M | 989.37B |
| Retained Earnings | 25.27M | 517.83B |
| Retained Earnings % of Revenue | 9.6% | 122.3% |
| Property, Plant & Equipment | 0 | 5.52B |
Cash Flow Statement Comparison
| Metric | CEEJAY (2025) | BAJFINANCE (2025) |
|---|---|---|
| Operating Cash Flow | -68.38M | -147.27B |
| Operating Cash Flow % of Revenue | -26.0% | -34.8% |
| Capital Expenditures | -3.89M | -5.48B |
| Free Cash Flow | -136.22M | -692.36B |
| FCF Margin | -51.9% | -163.5% |
| Debt Repayment | N/A | -390.27B |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | CEEJAY | BAJFINANCE |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 3.45M | 6.22B |
| Float Shares | 640,575 | 2.65B |
| % Held by Insiders | 80.04% | 56.26% |
| % Held by Institutions | 0.00% | 24.14% |
| % Held by Public | 19.96% | 19.60% |
Dividend Analysis & Yield Comparison: Ceejay Finance Ltd. vs Bajaj Finance Ltd.
| Metric | CEEJAY | BAJFINANCE |
|---|---|---|
| Last 12-Month Dividend | ₹1.20 | ₹92.00 |
| Last 12-Month Dividend Yield | 0.63% | 10.01% |
| 3-Year Avg Annual Dividend | ₹1.53 | ₹47.33 |
| 3-Year Avg Dividend Yield | 0.71% | 1.22% |
| 3-Year Total Dividends | ₹4.60 | ₹142.00 |
| Ex-Dividend Date | Sep 12, 2025 | May 30, 2025 |