Ceejay Finance [CEEJAY] vs Tourism Finance [TFCILTD] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Ceejay Finance Ltd. wins in 13 metrics, Tourism Finance Corporation of India Ltd. wins in 7 metrics, with 0 ties. Ceejay Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Ceejay Finance Ltd. Tourism Finance Corporation of India Ltd. Better
P/E Ratio (TTM) 9.20 28.56 Ceejay Finance Ltd.
Price-to-Book Ratio 0.83 2.77 Ceejay Finance Ltd.
Debt-to-Equity Ratio 55.43 82.38 Ceejay Finance Ltd.
PEG Ratio 0.19 0.69 Ceejay Finance Ltd.
EV/EBITDA 7.76 28.51 Ceejay Finance Ltd.
Profit Margin (TTM) 26.43% 69.38% Tourism Finance Corporation of India Ltd.
Operating Margin (TTM) 48.78% 86.04% Tourism Finance Corporation of India Ltd.
EBITDA Margin (TTM) 48.78% 86.04% Tourism Finance Corporation of India Ltd.
Return on Equity 8.97% 8.53% Ceejay Finance Ltd.
Return on Assets (TTM) 5.41% 4.94% Ceejay Finance Ltd.
Free Cash Flow (TTM) $-136.22M $696.92M Tourism Finance Corporation of India Ltd.
Dividend Yield 0.63% 0.97% Tourism Finance Corporation of India Ltd.
1-Year Return -9.63% 60.66% Tourism Finance Corporation of India Ltd.
Price-to-Sales Ratio (TTM) 2.43 19.84 Ceejay Finance Ltd.
Enterprise Value $1.09B $44.46B Tourism Finance Corporation of India Ltd.
EV/Revenue Ratio 4.01 25.36 Ceejay Finance Ltd.
Gross Profit Margin (TTM) 66.95% 58.30% Ceejay Finance Ltd.
Revenue per Share (TTM) $79 $4 Ceejay Finance Ltd.
Earnings per Share (Diluted) $20.87 $2.63 Ceejay Finance Ltd.
Beta (Stock Volatility) -0.20 0.05 Ceejay Finance Ltd.

Ceejay Finance Ltd. vs Tourism Finance Corporation of India Ltd. Stock Performance Analysis

Loading Price Chart...

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Ceejay Finance Ltd.-4.61%-0.25%-6.89%16.55%0.22%-0.41%
Tourism Finance Corporation of India Ltd.0.54%4.07%-2.09%8.10%14.03%9.34%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Ceejay Finance Ltd.-9.63%28.87%120.22%258.82%894.57%1,748.48%
Tourism Finance Corporation of India Ltd.60.66%398.98%430.50%835.34%1,250.28%3,008.51%

Performance & Financial Health Analysis: Ceejay Finance Ltd. vs Tourism Finance Corporation of India Ltd.

MetricCEEJAYTFCILTD
Market Information
Market Cap i₹662.40M₹33.59B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i9204,413,550
90 Day Avg. Volume i6855,954,759
Last Close₹174.00₹75.91
52 Week Range₹153.75 - ₹214.75₹39.15 - ₹84.61
% from 52W High-18.98%-10.28%
All-Time High₹342.20 (Sep 16, 2024)₹364.90 (Sep 15, 2025)
% from All-Time High-49.15%-79.20%
Growth Metrics
Quarterly Revenue Growth-0.07%0.38%
Quarterly Earnings Growth0.47%0.41%
Financial Health
Profit Margin (TTM) i0.26%0.69%
Operating Margin (TTM) i0.49%0.86%
Return on Equity (TTM) i0.09%0.09%
Debt to Equity (MRQ) i55.4382.38
Cash & Liquidity
Book Value per Share (MRQ)₹230.85₹27.12
Cash per Share (MRQ)₹3.64₹1.36
Operating Cash Flow (TTM) i₹-68,376,000₹986.27M
Levered Free Cash Flow (TTM) i₹67.99M₹1.04B
Dividends
Last 12-Month Dividend Yield i0.63%0.97%
Last 12-Month Dividend i₹1.20₹3.00

Valuation & Enterprise Metrics Analysis: Ceejay Finance Ltd. vs Tourism Finance Corporation of India Ltd.

MetricCEEJAY (Apr 26, 2026)TFCILTD (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i9.2028.56
Forward P/E i8.476.44
PEG Ratio i0.190.69
Price to Sales (TTM) i2.4319.84
Price to Book (MRQ) i0.832.77
Market Capitalization
Market Capitalization i₹662.40M₹33.59B
Enterprise Value i₹1.09B₹44.46B
Enterprise Value Metrics
Enterprise to Revenue i4.0125.36
Enterprise to EBITDA i7.7628.51
Risk & Other Metrics
Beta i-0.200.05
Book Value per Share (MRQ) i₹230.85₹27.12

Financial Statements Comparison: Ceejay Finance Ltd. vs Tourism Finance Corporation of India Ltd.

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCEEJAY (2025)TFCILTD (2025)
Revenue/Sales i262.62M2.44B
Cost of Goods Sold i66.33M756.33M
COGS % of Revenue i25.3%30.9%
Gross Profit i196.29M1.69B
Gross Margin i74.7%69.1%
Research & Development iN/AN/A
Operating Income (EBIT) i126.29M1.49B
Operating Margin i48.1%60.8%
EBITDA i128.76M1.56B
EBITDA Margin i49.0%63.8%
Pre-Tax Income i93.06M1.28B
Pre-Tax Income % of Revenue i35.4%52.4%
Income Tax i25.07M242.09M
Income Tax % of Revenue i9.5%9.9%
Net Income (Profit) i67.99M1.04B
Profit Margin i25.9%42.5%

Balance Sheet & Liquidity Metrics

MetricCEEJAY (2025)TFCILTD (2025)
Cash & Equivalents i6.22M1.41B
Total Current Assets i1.17B7.05B
Total Current Assets % of Revenue i445.3%288.4%
Total Current Liabilities i472.10M3.38B
Total Current Liabilities % of Revenue i179.8%138.4%
Long-Term Debt i467.56M5.46B
Long-Term Debt % of Revenue i178.0%223.2%
Total Shareholders Equity i758.34M12.16B
Retained Earnings i25.27M1.53B
Retained Earnings % of Revenue i9.6%62.8%
Property, Plant & Equipment i08.97M

Cash Flow Statement Comparison

MetricCEEJAY (2025)TFCILTD (2025)
Operating Cash Flow i-68.38M986.27M
Operating Cash Flow % of Revenue i-26.0%40.3%
Capital Expenditures i-3.89M122.22M
Free Cash Flow i-136.22M696.92M
FCF Margin i-51.9%28.5%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricCEEJAYTFCILTD
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i3.45M462.98M
Float Shares i640,575245.43M
% Held by Insiders i80.04%39.56%
% Held by Institutions i0.00%5.11%
% Held by Public i19.96%55.33%

Dividend Analysis & Yield Comparison: Ceejay Finance Ltd. vs Tourism Finance Corporation of India Ltd.

MetricCEEJAYTFCILTD
Last 12-Month Dividend i₹1.20₹3.00
Last 12-Month Dividend Yield i0.63%0.97%
3-Year Avg Annual Dividend i₹1.53₹3.03
3-Year Avg Dividend Yield i0.71%1.70%
3-Year Total Dividends i₹4.60₹9.10
Ex-Dividend DateSep 12, 2025Aug 14, 2025