Credent Global [CGFL] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison

Credent Global Finance Ltd

BSE
Loading...

Bajaj Finance Ltd.

NSE
Loading...

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Credent Global Finance Ltd wins in 11 metrics, Bajaj Finance Ltd. wins in 5 metrics, with 1 ties. Credent Global Finance Ltd appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Credent Global Finance Ltd Bajaj Finance Ltd. Better
P/E Ratio (TTM) 5.58 31.69 Credent Global Finance Ltd
Price-to-Book Ratio 1.80 5.53 Credent Global Finance Ltd
Debt-to-Equity Ratio 24.20 310.29 Credent Global Finance Ltd
PEG Ratio 0.00 54.50 Tie
EV/EBITDA -37.46 N/A N/A
Profit Margin (TTM) 61.20% 43.68% Credent Global Finance Ltd
Operating Margin (TTM) 86.53% 55.55% Credent Global Finance Ltd
EBITDA Margin (TTM) 86.53% 55.55% Credent Global Finance Ltd
Return on Equity -9.02% 16.82% Bajaj Finance Ltd.
Return on Assets (TTM) -6.03% 3.57% Bajaj Finance Ltd.
Free Cash Flow (TTM) $-112.59M $-692.36B Credent Global Finance Ltd
Dividend Yield N/A 10.01% N/A
1-Year Return 22.21% -1.07% Credent Global Finance Ltd
Price-to-Sales Ratio (TTM) 3.90 13.83 Credent Global Finance Ltd
Enterprise Value $1.67B $8,982.32B Bajaj Finance Ltd.
EV/Revenue Ratio 3.62 21.76 Credent Global Finance Ltd
Gross Profit Margin (TTM) 29.80% N/A N/A
Revenue per Share (TTM) $9 $66 Bajaj Finance Ltd.
Earnings per Share (Diluted) $5.25 $28.98 Bajaj Finance Ltd.
Beta (Stock Volatility) -2.07 0.31 Credent Global Finance Ltd

Credent Global Finance Ltd vs Bajaj Finance Ltd. Stock Performance Analysis

Loading Price Chart...

CGFL
BAJFINANCE

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Credent Global Finance Ltd-0.51%-6.82%-7.26%1.51%-8.52%-9.90%
Bajaj Finance Ltd.-0.27%-5.84%-7.72%-7.23%-14.16%-9.90%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Credent Global Finance Ltd22.21%-80.83%-73.49%-73.49%-73.49%-73.49%
Bajaj Finance Ltd.-1.07%29.31%51.54%1,049.68%14,862.93%23,552.34%

Performance & Financial Health Analysis: Credent Global Finance Ltd vs Bajaj Finance Ltd.

MetricCGFLBAJFINANCE
Market Information
Market Cap i₹1.80B₹5.71T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i35,7998,128,781
90 Day Avg. Volume i46,72311,082,959
Last Close₹27.44₹874.40
52 Week Range₹20.70 - ₹35.06₹787.90 - ₹1,102.50
% from 52W High-21.73%-20.69%
All-Time High₹177.10 (Jun 12, 2023)₹9,788.00 (Jun 09, 2025)
% from All-Time High-84.51%-91.07%
Growth Metrics
Quarterly Revenue Growth9.68%0.06%
Quarterly Earnings Growth-0.27%-0.06%
Financial Health
Profit Margin (TTM) i0.61%0.44%
Operating Margin (TTM) i0.87%0.56%
Return on Equity (TTM) i-0.09%0.17%
Debt to Equity (MRQ) i24.20310.29
Cash & Liquidity
Book Value per Share (MRQ)₹16.29₹166.19
Cash per Share (MRQ)₹0.72₹20.60
Operating Cash Flow (TTM) i₹-193,595,000₹-147,267,100,000
Levered Free Cash Flow (TTM) i₹-67,380,000₹166.38B
Dividends
Last 12-Month Dividend Yield iN/A10.01%
Last 12-Month Dividend iN/A₹92.00

Valuation & Enterprise Metrics Analysis: Credent Global Finance Ltd vs Bajaj Finance Ltd.

MetricCGFL (Apr 26, 2026)BAJFINANCE (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i5.5831.69
Forward P/E iN/A22.75
PEG Ratio i0.0054.50
Price to Sales (TTM) i3.9013.83
Price to Book (MRQ) i1.805.53
Market Capitalization
Market Capitalization i₹1.80B₹5.71T
Enterprise Value i₹1.67B₹8.98T
Enterprise Value Metrics
Enterprise to Revenue i3.6221.76
Enterprise to EBITDA i-37.46N/A
Risk & Other Metrics
Beta i-2.070.31
Book Value per Share (MRQ) i₹16.29₹166.19

Financial Statements Comparison: Credent Global Finance Ltd vs Bajaj Finance Ltd.

Financial Metrics

Loading Financial Charts...

Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCGFL (2025)BAJFINANCE (2025)
Revenue/Sales i64.19M423.56B
Cost of Goods Sold i58.57MN/A
COGS % of Revenue i91.2%0.0%
Gross Profit i5.62MN/A
Gross Margin i8.8%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i-69.33MN/A
Operating Margin i-108.0%0.0%
EBITDA i-44.69MN/A
EBITDA Margin i-69.6%0.0%
Pre-Tax Income i-61.10M220.80B
Pre-Tax Income % of Revenue i-95.2%52.1%
Income Tax i6.29M53.00B
Income Tax % of Revenue i9.8%12.5%
Net Income (Profit) i-67.38M167.79B
Profit Margin i-105.0%39.6%

Balance Sheet & Liquidity Metrics

MetricCGFL (2025)BAJFINANCE (2025)
Cash & Equivalents i25.53M107.68B
Total Current Assets i195.42MN/A
Total Current Assets % of Revenue i304.5%0.0%
Total Current Liabilities i80.44MN/A
Total Current Liabilities % of Revenue i125.3%0.0%
Long-Term Debt i199.96M2.75T
Long-Term Debt % of Revenue i311.5%650.1%
Total Shareholders Equity i747.37M989.37B
Retained Earnings i23.39M517.83B
Retained Earnings % of Revenue i36.4%122.3%
Property, Plant & Equipment i20.10M5.52B

Cash Flow Statement Comparison

MetricCGFL (2025)BAJFINANCE (2025)
Operating Cash Flow i-193.60M-147.27B
Operating Cash Flow % of Revenue i-301.6%-34.8%
Capital Expenditures iN/A-5.48B
Free Cash Flow i-112.59M-692.36B
FCF Margin i-175.4%-163.5%
Debt Repayment iN/A-390.27B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricCGFLBAJFINANCE
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i61.46M6.22B
Float Shares i13.04M2.65B
% Held by Insiders i79.82%56.26%
% Held by Institutions i0.00%24.14%
% Held by Public i20.18%19.60%

Dividend Analysis & Yield Comparison: Credent Global Finance Ltd vs Bajaj Finance Ltd.

MetricCGFLBAJFINANCE
Last 12-Month Dividend iN/A₹92.00
Last 12-Month Dividend Yield iN/A10.01%
3-Year Avg Annual Dividend iN/A₹47.33
3-Year Avg Dividend Yield iN/A1.22%
3-Year Total Dividends iN/A₹142.00
Ex-Dividend DateN/AMay 30, 2025