Credent Global [CGFL] vs Shriram Finance [SHRIRAMFIN] Detailed Stock Comparison

TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Credent Global Finance Ltd wins in 10 metrics, Shriram Finance Ltd. wins in 6 metrics, with 1 ties. Credent Global Finance Ltd appears stronger overall.

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Vital Metrics Comparison

Metric Credent Global Finance Ltd Shriram Finance Ltd. Better
P/E Ratio (TTM) 5.58 20.78 Credent Global Finance Ltd
Price-to-Book Ratio 1.80 3.13 Credent Global Finance Ltd
Debt-to-Equity Ratio 24.20 279.08 Credent Global Finance Ltd
PEG Ratio 0.00 1.15 Tie
EV/EBITDA -37.46 N/A N/A
Profit Margin (TTM) 61.20% 45.95% Credent Global Finance Ltd
Operating Margin (TTM) 86.53% 61.27% Credent Global Finance Ltd
EBITDA Margin (TTM) 86.53% 61.27% Credent Global Finance Ltd
Return on Equity -9.02% 16.92% Shriram Finance Ltd.
Return on Assets (TTM) -6.03% 3.25% Shriram Finance Ltd.
Free Cash Flow (TTM) $-112.59M $-439.06B Credent Global Finance Ltd
Dividend Yield N/A 1.41% N/A
1-Year Return 22.21% 48.14% Shriram Finance Ltd.
Price-to-Sales Ratio (TTM) 3.90 11.93 Credent Global Finance Ltd
Enterprise Value $1.67B $3,536.13B Shriram Finance Ltd.
EV/Revenue Ratio 3.62 17.76 Credent Global Finance Ltd
Gross Profit Margin (TTM) 29.80% N/A N/A
Revenue per Share (TTM) $9 $106 Shriram Finance Ltd.
Earnings per Share (Diluted) $5.25 $48.57 Shriram Finance Ltd.
Beta (Stock Volatility) -2.07 0.65 Credent Global Finance Ltd

Credent Global Finance Ltd vs Shriram Finance Ltd. Stock Performance Analysis

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Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Credent Global Finance Ltd-0.51%-6.82%-7.26%1.51%-8.52%-9.90%
Shriram Finance Ltd.0.31%-5.22%-4.95%-9.61%10.25%-10.47%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Credent Global Finance Ltd22.21%-80.83%-73.49%-73.49%-73.49%-73.49%
Shriram Finance Ltd.48.14%235.07%232.75%314.82%593.17%3,869.61%

Performance & Financial Health Analysis: Credent Global Finance Ltd vs Shriram Finance Ltd.

MetricCGFLSHRIRAMFIN
Market Information
Market Cap i₹1.80B₹2.38T
Market Cap CategorySmall capLarge cap
10 Day Avg. Volume i35,7996,132,239
90 Day Avg. Volume i46,7239,368,423
Last Close₹27.44₹915.80
52 Week Range₹20.70 - ₹35.06₹566.50 - ₹1,108.00
% from 52W High-21.73%-17.35%
All-Time High₹177.10 (Jun 12, 2023)₹1,108.00 (Feb 26, 2026)
% from All-Time High-84.51%-17.35%
Growth Metrics
Quarterly Revenue Growth9.68%0.21%
Quarterly Earnings Growth-0.27%-0.22%
Financial Health
Profit Margin (TTM) i0.61%0.46%
Operating Margin (TTM) i0.87%0.61%
Return on Equity (TTM) i-0.09%0.17%
Debt to Equity (MRQ) i24.20279.08
Cash & Liquidity
Book Value per Share (MRQ)₹16.29₹322.11
Cash per Share (MRQ)₹0.72₹63.69
Operating Cash Flow (TTM) i₹-193,595,000₹140.49B
Levered Free Cash Flow (TTM) i₹-67,380,000₹95.54B
Dividends
Last 12-Month Dividend Yield iN/A1.41%
Last 12-Month Dividend iN/A₹11.18

Valuation & Enterprise Metrics Analysis: Credent Global Finance Ltd vs Shriram Finance Ltd.

MetricCGFL (Apr 26, 2026)SHRIRAMFIN (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i5.5820.78
Forward P/E iN/A15.98
PEG Ratio i0.001.15
Price to Sales (TTM) i3.9011.93
Price to Book (MRQ) i1.803.13
Market Capitalization
Market Capitalization i₹1.80B₹2.38T
Enterprise Value i₹1.67B₹3.54T
Enterprise Value Metrics
Enterprise to Revenue i3.6217.76
Enterprise to EBITDA i-37.46N/A
Risk & Other Metrics
Beta i-2.070.65
Book Value per Share (MRQ) i₹16.29₹322.11

Financial Statements Comparison: Credent Global Finance Ltd vs Shriram Finance Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCGFL (2025)SHRIRAMFIN (2025)
Revenue/Sales i64.19M221.88B
Cost of Goods Sold i58.57MN/A
COGS % of Revenue i91.2%0.0%
Gross Profit i5.62MN/A
Gross Margin i8.8%0.0%
Research & Development iN/AN/A
Operating Income (EBIT) i-69.33MN/A
Operating Margin i-108.0%0.0%
EBITDA i-44.69MN/A
EBITDA Margin i-69.6%0.0%
Pre-Tax Income i-61.10M125.03B
Pre-Tax Income % of Revenue i-95.2%56.3%
Income Tax i6.29M30.80B
Income Tax % of Revenue i9.8%13.9%
Net Income (Profit) i-67.38M95.76B
Profit Margin i-105.0%43.2%

Balance Sheet & Liquidity Metrics

MetricCGFL (2025)SHRIRAMFIN (2025)
Cash & Equivalents i25.53M197.79B
Total Current Assets i195.42MN/A
Total Current Assets % of Revenue i304.5%0.0%
Total Current Liabilities i80.44MN/A
Total Current Liabilities % of Revenue i125.3%0.0%
Long-Term Debt i199.96M1.79T
Long-Term Debt % of Revenue i311.5%806.0%
Total Shareholders Equity i747.37M564.70B
Retained Earnings i23.39M242.42B
Retained Earnings % of Revenue i36.4%109.3%
Property, Plant & Equipment i20.10M137.30M

Cash Flow Statement Comparison

MetricCGFL (2025)SHRIRAMFIN (2025)
Operating Cash Flow i-193.60M140.49B
Operating Cash Flow % of Revenue i-301.6%63.3%
Capital Expenditures iN/A-2.20B
Free Cash Flow i-112.59M-439.06B
FCF Margin i-175.4%-197.9%
Debt Repayment iN/A-766.59B
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricCGFLSHRIRAMFIN
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i61.46M2.35B
Float Shares i13.04M1.41B
% Held by Insiders i79.82%22.04%
% Held by Institutions i0.00%37.56%
% Held by Public i20.18%40.40%

Dividend Analysis & Yield Comparison: Credent Global Finance Ltd vs Shriram Finance Ltd.

MetricCGFLSHRIRAMFIN
Last 12-Month Dividend iN/A₹11.18
Last 12-Month Dividend Yield iN/A1.41%
3-Year Avg Annual Dividend iN/A₹4.79
3-Year Avg Dividend Yield iN/A0.28%
3-Year Total Dividends iN/A₹14.38
Ex-Dividend DateN/ANov 07, 2025