Credent Global [CGFL] vs Shriram Finance [SHRIRAMFIN] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Credent Global Finance Ltd wins in 10 metrics, Shriram Finance Ltd. wins in 6 metrics, with 1 ties. Credent Global Finance Ltd appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Credent Global Finance Ltd | Shriram Finance Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 5.58 | 20.78 | Credent Global Finance Ltd |
| Price-to-Book Ratio | 1.80 | 3.13 | Credent Global Finance Ltd |
| Debt-to-Equity Ratio | 24.20 | 279.08 | Credent Global Finance Ltd |
| PEG Ratio | 0.00 | 1.15 | Tie |
| EV/EBITDA | -37.46 | N/A | N/A |
| Profit Margin (TTM) | 61.20% | 45.95% | Credent Global Finance Ltd |
| Operating Margin (TTM) | 86.53% | 61.27% | Credent Global Finance Ltd |
| EBITDA Margin (TTM) | 86.53% | 61.27% | Credent Global Finance Ltd |
| Return on Equity | -9.02% | 16.92% | Shriram Finance Ltd. |
| Return on Assets (TTM) | -6.03% | 3.25% | Shriram Finance Ltd. |
| Free Cash Flow (TTM) | $-112.59M | $-439.06B | Credent Global Finance Ltd |
| Dividend Yield | N/A | 1.41% | N/A |
| 1-Year Return | 22.21% | 48.14% | Shriram Finance Ltd. |
| Price-to-Sales Ratio (TTM) | 3.90 | 11.93 | Credent Global Finance Ltd |
| Enterprise Value | $1.67B | $3,536.13B | Shriram Finance Ltd. |
| EV/Revenue Ratio | 3.62 | 17.76 | Credent Global Finance Ltd |
| Gross Profit Margin (TTM) | 29.80% | N/A | N/A |
| Revenue per Share (TTM) | $9 | $106 | Shriram Finance Ltd. |
| Earnings per Share (Diluted) | $5.25 | $48.57 | Shriram Finance Ltd. |
| Beta (Stock Volatility) | -2.07 | 0.65 | Credent Global Finance Ltd |
Credent Global Finance Ltd vs Shriram Finance Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Credent Global Finance Ltd | -0.51% | -6.82% | -7.26% | 1.51% | -8.52% | -9.90% |
| Shriram Finance Ltd. | 0.31% | -5.22% | -4.95% | -9.61% | 10.25% | -10.47% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Credent Global Finance Ltd | 22.21% | -80.83% | -73.49% | -73.49% | -73.49% | -73.49% |
| Shriram Finance Ltd. | 48.14% | 235.07% | 232.75% | 314.82% | 593.17% | 3,869.61% |
Performance & Financial Health Analysis: Credent Global Finance Ltd vs Shriram Finance Ltd.
| Metric | CGFL | SHRIRAMFIN |
|---|---|---|
| Market Information | ||
| Market Cap | ₹1.80B | ₹2.38T |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 35,799 | 6,132,239 |
| 90 Day Avg. Volume | 46,723 | 9,368,423 |
| Last Close | ₹27.44 | ₹915.80 |
| 52 Week Range | ₹20.70 - ₹35.06 | ₹566.50 - ₹1,108.00 |
| % from 52W High | -21.73% | -17.35% |
| All-Time High | ₹177.10 (Jun 12, 2023) | ₹1,108.00 (Feb 26, 2026) |
| % from All-Time High | -84.51% | -17.35% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 9.68% | 0.21% |
| Quarterly Earnings Growth | -0.27% | -0.22% |
| Financial Health | ||
| Profit Margin (TTM) | 0.61% | 0.46% |
| Operating Margin (TTM) | 0.87% | 0.61% |
| Return on Equity (TTM) | -0.09% | 0.17% |
| Debt to Equity (MRQ) | 24.20 | 279.08 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹16.29 | ₹322.11 |
| Cash per Share (MRQ) | ₹0.72 | ₹63.69 |
| Operating Cash Flow (TTM) | ₹-193,595,000 | ₹140.49B |
| Levered Free Cash Flow (TTM) | ₹-67,380,000 | ₹95.54B |
| Dividends | ||
| Last 12-Month Dividend Yield | N/A | 1.41% |
| Last 12-Month Dividend | N/A | ₹11.18 |
Valuation & Enterprise Metrics Analysis: Credent Global Finance Ltd vs Shriram Finance Ltd.
| Metric | CGFL (Apr 26, 2026) | SHRIRAMFIN (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 5.58 | 20.78 |
| Forward P/E | N/A | 15.98 |
| PEG Ratio | 0.00 | 1.15 |
| Price to Sales (TTM) | 3.90 | 11.93 |
| Price to Book (MRQ) | 1.80 | 3.13 |
| Market Capitalization | ||
| Market Capitalization | ₹1.80B | ₹2.38T |
| Enterprise Value | ₹1.67B | ₹3.54T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 3.62 | 17.76 |
| Enterprise to EBITDA | -37.46 | N/A |
| Risk & Other Metrics | ||
| Beta | -2.07 | 0.65 |
| Book Value per Share (MRQ) | ₹16.29 | ₹322.11 |
Financial Statements Comparison: Credent Global Finance Ltd vs Shriram Finance Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | CGFL (2025) | SHRIRAMFIN (2025) |
|---|---|---|
| Revenue/Sales | 64.19M | 221.88B |
| Cost of Goods Sold | 58.57M | N/A |
| COGS % of Revenue | 91.2% | 0.0% |
| Gross Profit | 5.62M | N/A |
| Gross Margin | 8.8% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | -69.33M | N/A |
| Operating Margin | -108.0% | 0.0% |
| EBITDA | -44.69M | N/A |
| EBITDA Margin | -69.6% | 0.0% |
| Pre-Tax Income | -61.10M | 125.03B |
| Pre-Tax Income % of Revenue | -95.2% | 56.3% |
| Income Tax | 6.29M | 30.80B |
| Income Tax % of Revenue | 9.8% | 13.9% |
| Net Income (Profit) | -67.38M | 95.76B |
| Profit Margin | -105.0% | 43.2% |
Balance Sheet & Liquidity Metrics
| Metric | CGFL (2025) | SHRIRAMFIN (2025) |
|---|---|---|
| Cash & Equivalents | 25.53M | 197.79B |
| Total Current Assets | 195.42M | N/A |
| Total Current Assets % of Revenue | 304.5% | 0.0% |
| Total Current Liabilities | 80.44M | N/A |
| Total Current Liabilities % of Revenue | 125.3% | 0.0% |
| Long-Term Debt | 199.96M | 1.79T |
| Long-Term Debt % of Revenue | 311.5% | 806.0% |
| Total Shareholders Equity | 747.37M | 564.70B |
| Retained Earnings | 23.39M | 242.42B |
| Retained Earnings % of Revenue | 36.4% | 109.3% |
| Property, Plant & Equipment | 20.10M | 137.30M |
Cash Flow Statement Comparison
| Metric | CGFL (2025) | SHRIRAMFIN (2025) |
|---|---|---|
| Operating Cash Flow | -193.60M | 140.49B |
| Operating Cash Flow % of Revenue | -301.6% | 63.3% |
| Capital Expenditures | N/A | -2.20B |
| Free Cash Flow | -112.59M | -439.06B |
| FCF Margin | -175.4% | -197.9% |
| Debt Repayment | N/A | -766.59B |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | CGFL | SHRIRAMFIN |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 61.46M | 2.35B |
| Float Shares | 13.04M | 1.41B |
| % Held by Insiders | 79.82% | 22.04% |
| % Held by Institutions | 0.00% | 37.56% |
| % Held by Public | 20.18% | 40.40% |
Dividend Analysis & Yield Comparison: Credent Global Finance Ltd vs Shriram Finance Ltd.
| Metric | CGFL | SHRIRAMFIN |
|---|---|---|
| Last 12-Month Dividend | N/A | ₹11.18 |
| Last 12-Month Dividend Yield | N/A | 1.41% |
| 3-Year Avg Annual Dividend | N/A | ₹4.79 |
| 3-Year Avg Dividend Yield | N/A | 0.28% |
| 3-Year Total Dividends | N/A | ₹14.38 |
| Ex-Dividend Date | N/A | Nov 07, 2025 |