Credent Global [CGFL] vs Tourism Finance [TFCILTD] Detailed Stock Comparison

Credent Global Finance Ltd

BSE
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Tourism Finance Corporation of India Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Credent Global Finance Ltd wins in 10 metrics, Tourism Finance Corporation of India Ltd. wins in 8 metrics, with 1 ties. Credent Global Finance Ltd appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Credent Global Finance Ltd Tourism Finance Corporation of India Ltd. Better
P/E Ratio (TTM) 5.58 28.56 Credent Global Finance Ltd
Price-to-Book Ratio 1.80 2.77 Credent Global Finance Ltd
Debt-to-Equity Ratio 24.20 82.38 Credent Global Finance Ltd
PEG Ratio 0.00 0.69 Tie
EV/EBITDA -37.46 28.51 Tourism Finance Corporation of India Ltd.
Profit Margin (TTM) 61.20% 69.38% Tourism Finance Corporation of India Ltd.
Operating Margin (TTM) 86.53% 86.04% Credent Global Finance Ltd
EBITDA Margin (TTM) 86.53% 86.04% Credent Global Finance Ltd
Return on Equity -9.02% 8.53% Tourism Finance Corporation of India Ltd.
Return on Assets (TTM) -6.03% 4.94% Tourism Finance Corporation of India Ltd.
Free Cash Flow (TTM) $-112.59M $696.92M Tourism Finance Corporation of India Ltd.
Dividend Yield N/A 0.97% N/A
1-Year Return 22.21% 60.66% Tourism Finance Corporation of India Ltd.
Price-to-Sales Ratio (TTM) 3.90 19.84 Credent Global Finance Ltd
Enterprise Value $1.67B $44.46B Tourism Finance Corporation of India Ltd.
EV/Revenue Ratio 3.62 25.36 Credent Global Finance Ltd
Gross Profit Margin (TTM) 29.80% 58.30% Tourism Finance Corporation of India Ltd.
Revenue per Share (TTM) $9 $4 Credent Global Finance Ltd
Earnings per Share (Diluted) $5.25 $2.63 Credent Global Finance Ltd
Beta (Stock Volatility) -2.07 0.05 Credent Global Finance Ltd

Credent Global Finance Ltd vs Tourism Finance Corporation of India Ltd. Stock Performance Analysis

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CGFL
TFCILTD

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Credent Global Finance Ltd-0.51%-6.82%-7.26%1.51%-8.52%-9.90%
Tourism Finance Corporation of India Ltd.-0.42%3.46%-1.56%10.21%16.66%9.93%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Credent Global Finance Ltd22.21%-80.83%-73.49%-73.49%-73.49%-73.49%
Tourism Finance Corporation of India Ltd.60.66%398.98%430.50%835.34%1,250.28%3,008.51%

Performance & Financial Health Analysis: Credent Global Finance Ltd vs Tourism Finance Corporation of India Ltd.

MetricCGFLTFCILTD
Market Information
Market Cap i₹1.80B₹33.59B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i35,7994,413,550
90 Day Avg. Volume i46,7235,954,759
Last Close₹27.44₹75.59
52 Week Range₹20.70 - ₹35.06₹39.15 - ₹84.61
% from 52W High-21.73%-10.66%
All-Time High₹177.10 (Jun 12, 2023)₹364.90 (Sep 15, 2025)
% from All-Time High-84.51%-79.28%
Growth Metrics
Quarterly Revenue Growth9.68%0.38%
Quarterly Earnings Growth-0.27%0.41%
Financial Health
Profit Margin (TTM) i0.61%0.69%
Operating Margin (TTM) i0.87%0.86%
Return on Equity (TTM) i-0.09%0.09%
Debt to Equity (MRQ) i24.2082.38
Cash & Liquidity
Book Value per Share (MRQ)₹16.29₹27.12
Cash per Share (MRQ)₹0.72₹1.36
Operating Cash Flow (TTM) i₹-193,595,000₹986.27M
Levered Free Cash Flow (TTM) i₹-67,380,000₹1.04B
Dividends
Last 12-Month Dividend Yield iN/A0.97%
Last 12-Month Dividend iN/A₹3.00

Valuation & Enterprise Metrics Analysis: Credent Global Finance Ltd vs Tourism Finance Corporation of India Ltd.

MetricCGFL (Apr 26, 2026)TFCILTD (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i5.5828.56
Forward P/E iN/A6.44
PEG Ratio i0.000.69
Price to Sales (TTM) i3.9019.84
Price to Book (MRQ) i1.802.77
Market Capitalization
Market Capitalization i₹1.80B₹33.59B
Enterprise Value i₹1.67B₹44.46B
Enterprise Value Metrics
Enterprise to Revenue i3.6225.36
Enterprise to EBITDA i-37.4628.51
Risk & Other Metrics
Beta i-2.070.05
Book Value per Share (MRQ) i₹16.29₹27.12

Financial Statements Comparison: Credent Global Finance Ltd vs Tourism Finance Corporation of India Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCGFL (2025)TFCILTD (2025)
Revenue/Sales i64.19M2.44B
Cost of Goods Sold i58.57M756.33M
COGS % of Revenue i91.2%30.9%
Gross Profit i5.62M1.69B
Gross Margin i8.8%69.1%
Research & Development iN/AN/A
Operating Income (EBIT) i-69.33M1.49B
Operating Margin i-108.0%60.8%
EBITDA i-44.69M1.56B
EBITDA Margin i-69.6%63.8%
Pre-Tax Income i-61.10M1.28B
Pre-Tax Income % of Revenue i-95.2%52.4%
Income Tax i6.29M242.09M
Income Tax % of Revenue i9.8%9.9%
Net Income (Profit) i-67.38M1.04B
Profit Margin i-105.0%42.5%

Balance Sheet & Liquidity Metrics

MetricCGFL (2025)TFCILTD (2025)
Cash & Equivalents i25.53M1.41B
Total Current Assets i195.42M7.05B
Total Current Assets % of Revenue i304.5%288.4%
Total Current Liabilities i80.44M3.38B
Total Current Liabilities % of Revenue i125.3%138.4%
Long-Term Debt i199.96M5.46B
Long-Term Debt % of Revenue i311.5%223.2%
Total Shareholders Equity i747.37M12.16B
Retained Earnings i23.39M1.53B
Retained Earnings % of Revenue i36.4%62.8%
Property, Plant & Equipment i20.10M8.97M

Cash Flow Statement Comparison

MetricCGFL (2025)TFCILTD (2025)
Operating Cash Flow i-193.60M986.27M
Operating Cash Flow % of Revenue i-301.6%40.3%
Capital Expenditures iN/A122.22M
Free Cash Flow i-112.59M696.92M
FCF Margin i-175.4%28.5%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricCGFLTFCILTD
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i61.46M462.98M
Float Shares i13.04M245.43M
% Held by Insiders i79.82%39.56%
% Held by Institutions i0.00%5.11%
% Held by Public i20.18%55.33%

Dividend Analysis & Yield Comparison: Credent Global Finance Ltd vs Tourism Finance Corporation of India Ltd.

MetricCGFLTFCILTD
Last 12-Month Dividend iN/A₹3.00
Last 12-Month Dividend Yield iN/A0.97%
3-Year Avg Annual Dividend iN/A₹3.03
3-Year Avg Dividend Yield iN/A1.70%
3-Year Total Dividends iN/A₹9.10
Ex-Dividend DateN/AAug 14, 2025