Comfort Fincap [COMFINCAP] vs Paisalo Digital [PAISALO] Detailed Stock Comparison

Comfort Fincap Ltd.

BSE
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Paisalo Digital Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Comfort Fincap Ltd. wins in 15 metrics, Paisalo Digital Ltd. wins in 5 metrics, with 0 ties. Comfort Fincap Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Comfort Fincap Ltd. Paisalo Digital Ltd. Better
P/E Ratio (TTM) 8.71 19.68 Comfort Fincap Ltd.
Price-to-Book Ratio 0.63 2.50 Comfort Fincap Ltd.
Debt-to-Equity Ratio 17.81 226.22 Comfort Fincap Ltd.
PEG Ratio 0.48 4.59 Comfort Fincap Ltd.
EV/EBITDA 7.59 26.84 Comfort Fincap Ltd.
Profit Margin (TTM) 47.86% 45.06% Comfort Fincap Ltd.
Operating Margin (TTM) 79.10% 63.89% Comfort Fincap Ltd.
EBITDA Margin (TTM) 79.10% 63.89% Comfort Fincap Ltd.
Return on Equity 5.89% 13.04% Paisalo Digital Ltd.
Return on Assets (TTM) 4.61% 3.81% Comfort Fincap Ltd.
Free Cash Flow (TTM) $-197.34M $-8.54B Comfort Fincap Ltd.
Dividend Yield 1.11% 0.26% Comfort Fincap Ltd.
1-Year Return -19.38% 89.22% Paisalo Digital Ltd.
Price-to-Sales Ratio (TTM) 5.17 8.93 Comfort Fincap Ltd.
Enterprise Value $832.43M $78.92B Paisalo Digital Ltd.
EV/Revenue Ratio 5.54 16.83 Comfort Fincap Ltd.
Gross Profit Margin (TTM) 73.27% 51.99% Comfort Fincap Ltd.
Revenue per Share (TTM) $2 $5 Paisalo Digital Ltd.
Earnings per Share (Diluted) $0.91 $2.34 Paisalo Digital Ltd.
Beta (Stock Volatility) -0.96 -0.04 Comfort Fincap Ltd.

Comfort Fincap Ltd. vs Paisalo Digital Ltd. Stock Performance Analysis

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COMFINCAP
PAISALO

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Comfort Fincap Ltd.1.79%0.41%-6.79%0.82%0.54%0.41%
Paisalo Digital Ltd.-1.92%-1.99%24.46%67.17%57.70%59.52%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Comfort Fincap Ltd.-19.38%-3.32%-51.98%-39.98%-98.12%-98.12%
Paisalo Digital Ltd.89.22%137.20%98.20%617.92%988.07%2,583.26%

Performance & Financial Health Analysis: Comfort Fincap Ltd. vs Paisalo Digital Ltd.

MetricCOMFINCAPPAISALO
Market Information
Market Cap i₹777.59M₹40.58B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i29,68817,320,223
90 Day Avg. Volume i66,0279,834,980
Last Close₹7.41₹58.16
52 Week Range₹6.06 - ₹9.60₹29.38 - ₹61.00
% from 52W High-22.81%-4.66%
All-Time High₹455.00 (Apr 29, 2013)₹415.00 (Jan 03, 2011)
% from All-Time High-98.37%-85.99%
Growth Metrics
Quarterly Revenue Growth0.46%0.20%
Quarterly Earnings Growth0.68%0.06%
Financial Health
Profit Margin (TTM) i0.48%0.45%
Operating Margin (TTM) i0.79%0.64%
Return on Equity (TTM) i0.06%0.13%
Debt to Equity (MRQ) i17.81226.22
Cash & Liquidity
Book Value per Share (MRQ)₹12.65₹18.42
Cash per Share (MRQ)₹0.36₹0.62
Operating Cash Flow (TTM) i₹-185,976,000₹-4,755,433,000
Levered Free Cash Flow (TTM) i₹51.01M₹2.00B
Dividends
Last 12-Month Dividend Yield i1.11%0.26%
Last 12-Month Dividend i₹0.10₹0.10

Valuation & Enterprise Metrics Analysis: Comfort Fincap Ltd. vs Paisalo Digital Ltd.

MetricCOMFINCAP (Apr 26, 2026)PAISALO (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i8.7119.68
Forward P/E iN/A14.81
PEG Ratio i0.484.59
Price to Sales (TTM) i5.178.93
Price to Book (MRQ) i0.632.50
Market Capitalization
Market Capitalization i₹777.59M₹40.58B
Enterprise Value i₹832.43M₹78.92B
Enterprise Value Metrics
Enterprise to Revenue i5.5416.83
Enterprise to EBITDA i7.5926.84
Risk & Other Metrics
Beta i-0.96-0.04
Book Value per Share (MRQ) i₹12.65₹18.42

Financial Statements Comparison: Comfort Fincap Ltd. vs Paisalo Digital Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricCOMFINCAP (2025)PAISALO (2025)
Revenue/Sales i132.71M7.70B
Cost of Goods Sold i46.29M3.45B
COGS % of Revenue i34.9%44.9%
Gross Profit i86.41M4.25B
Gross Margin i65.1%55.1%
Research & Development iN/AN/A
Operating Income (EBIT) i70.30M3.25B
Operating Margin i53.0%42.2%
EBITDA i72.79M2.94B
EBITDA Margin i54.8%38.2%
Pre-Tax Income i68.82M2.68B
Pre-Tax Income % of Revenue i51.9%34.8%
Income Tax i17.84M682.35M
Income Tax % of Revenue i13.4%8.9%
Net Income (Profit) i50.99M2.00B
Profit Margin i38.4%26.0%

Balance Sheet & Liquidity Metrics

MetricCOMFINCAP (2025)PAISALO (2025)
Cash & Equivalents i6.56M1.01B
Total Current Assets i1.03B51.19B
Total Current Assets % of Revenue i779.6%664.7%
Total Current Liabilities i4.95M1.84B
Total Current Liabilities % of Revenue i3.7%23.9%
Long-Term Debt i218.63M34.60B
Long-Term Debt % of Revenue i164.7%449.3%
Total Shareholders Equity i866.45M15.35B
Retained Earnings i327.41M217.82M
Retained Earnings % of Revenue i246.7%2.8%
Property, Plant & Equipment i223,000744.65M

Cash Flow Statement Comparison

MetricCOMFINCAP (2025)PAISALO (2025)
Operating Cash Flow i-185.98M-4.76B
Operating Cash Flow % of Revenue i-140.1%-61.8%
Capital Expenditures i0-126.79M
Free Cash Flow i-197.34M-8.54B
FCF Margin i-148.7%-110.9%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricCOMFINCAPPAISALO
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i98.06M909.52M
Float Shares i22.51M441.76M
% Held by Insiders i62.68%53.67%
% Held by Institutions i0.00%12.04%
% Held by Public i37.32%34.29%

Dividend Analysis & Yield Comparison: Comfort Fincap Ltd. vs Paisalo Digital Ltd.

MetricCOMFINCAPPAISALO
Last 12-Month Dividend i₹0.10₹0.10
Last 12-Month Dividend Yield i1.11%0.26%
3-Year Avg Annual Dividend i₹0.03₹0.08
3-Year Avg Dividend Yield i0.87%0.20%
3-Year Total Dividends i₹0.10₹0.25
Ex-Dividend DateAug 16, 2024Sep 22, 2025