Dhruva Capital [DHRUVCA] vs Paisalo Digital [PAISALO] Detailed Stock Comparison

Dhruva Capital Services Ltd.

BSE
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Paisalo Digital Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Dhruva Capital Services Ltd. wins in 9 metrics, Paisalo Digital Ltd. wins in 10 metrics, with 0 ties. Paisalo Digital Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Dhruva Capital Services Ltd. Paisalo Digital Ltd. Better
P/E Ratio (TTM) 47.65 19.68 Paisalo Digital Ltd.
Price-to-Book Ratio 4.50 2.50 Paisalo Digital Ltd.
Debt-to-Equity Ratio 19.55 226.22 Dhruva Capital Services Ltd.
PEG Ratio 0.03 4.59 Dhruva Capital Services Ltd.
EV/EBITDA 115.84 26.84 Paisalo Digital Ltd.
Profit Margin (TTM) 202.28% 45.06% Dhruva Capital Services Ltd.
Operating Margin (TTM) 28.60% 63.89% Paisalo Digital Ltd.
EBITDA Margin (TTM) 28.60% 63.89% Paisalo Digital Ltd.
Return on Equity 11.45% 13.04% Paisalo Digital Ltd.
Return on Assets (TTM) 6.24% 3.81% Dhruva Capital Services Ltd.
Free Cash Flow (TTM) $-86.76M $-8.54B Dhruva Capital Services Ltd.
Dividend Yield N/A 0.26% N/A
1-Year Return 195.52% 89.22% Dhruva Capital Services Ltd.
Price-to-Sales Ratio (TTM) 102.34 8.93 Paisalo Digital Ltd.
Enterprise Value $1.43B $78.92B Paisalo Digital Ltd.
EV/Revenue Ratio 62.91 16.83 Paisalo Digital Ltd.
Gross Profit Margin (TTM) 56.51% 51.99% Dhruva Capital Services Ltd.
Revenue per Share (TTM) $4 $5 Paisalo Digital Ltd.
Earnings per Share (Diluted) $6.80 $2.34 Dhruva Capital Services Ltd.
Beta (Stock Volatility) -0.26 -0.04 Dhruva Capital Services Ltd.

Dhruva Capital Services Ltd. vs Paisalo Digital Ltd. Stock Performance Analysis

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DHRUVCA
PAISALO

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Dhruva Capital Services Ltd.0.91%-1.44%13.72%89.78%171.80%196.19%
Paisalo Digital Ltd.-1.92%-1.99%24.46%67.17%57.70%59.52%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Dhruva Capital Services Ltd.195.52%1,100.00%10,458.25%5,277.01%737.34%5,109.58%
Paisalo Digital Ltd.89.22%137.20%98.20%617.92%988.07%2,583.26%

Performance & Financial Health Analysis: Dhruva Capital Services Ltd. vs Paisalo Digital Ltd.

MetricDHRUVCAPAISALO
Market Information
Market Cap i₹2.33B₹40.58B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i5,52517,320,223
90 Day Avg. Volume i3,2209,834,980
Last Close₹438.95₹58.16
52 Week Range₹111.00 - ₹445.50₹29.38 - ₹61.00
% from 52W High-1.47%-4.66%
All-Time High₹485.20 (Mar 18, 2024)₹415.00 (Jan 03, 2011)
% from All-Time High-9.53%-85.99%
Growth Metrics
Quarterly Revenue Growth-0.18%0.20%
Quarterly Earnings Growth17.79%0.06%
Financial Health
Profit Margin (TTM) i2.02%0.45%
Operating Margin (TTM) i0.29%0.64%
Return on Equity (TTM) i0.11%0.13%
Debt to Equity (MRQ) i19.55226.22
Cash & Liquidity
Book Value per Share (MRQ)₹71.96₹18.42
Cash per Share (MRQ)₹0.38₹0.62
Operating Cash Flow (TTM) i₹-79,172,000₹-4,755,433,000
Levered Free Cash Flow (TTM) i₹12.61M₹2.00B
Dividends
Last 12-Month Dividend Yield iN/A0.26%
Last 12-Month Dividend iN/A₹0.10

Valuation & Enterprise Metrics Analysis: Dhruva Capital Services Ltd. vs Paisalo Digital Ltd.

MetricDHRUVCA (Apr 19, 2026)PAISALO (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i47.6519.68
Forward P/E iN/A14.81
PEG Ratio i0.034.59
Price to Sales (TTM) i102.348.93
Price to Book (MRQ) i4.502.50
Market Capitalization
Market Capitalization i₹2.33B₹40.58B
Enterprise Value i₹1.43B₹78.92B
Enterprise Value Metrics
Enterprise to Revenue i62.9116.83
Enterprise to EBITDA i115.8426.84
Risk & Other Metrics
Beta i-0.26-0.04
Book Value per Share (MRQ) i₹71.96₹18.42

Financial Statements Comparison: Dhruva Capital Services Ltd. vs Paisalo Digital Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricDHRUVCA (2025)PAISALO (2025)
Revenue/Sales i21.48M7.70B
Cost of Goods Sold i4.17M3.45B
COGS % of Revenue i19.4%44.9%
Gross Profit i16.92M4.25B
Gross Margin i78.8%55.1%
Research & Development iN/AN/A
Operating Income (EBIT) i14.66M3.25B
Operating Margin i68.2%42.2%
EBITDA i12.36M2.94B
EBITDA Margin i57.5%38.2%
Pre-Tax Income i17.04M2.68B
Pre-Tax Income % of Revenue i79.3%34.8%
Income Tax i4.43M682.35M
Income Tax % of Revenue i20.6%8.9%
Net Income (Profit) i12.61M2.00B
Profit Margin i58.7%26.0%

Balance Sheet & Liquidity Metrics

MetricDHRUVCA (2025)PAISALO (2025)
Cash & Equivalents i66,0001.01B
Total Current Assets i196.30M51.19B
Total Current Assets % of Revenue i913.8%664.7%
Total Current Liabilities i15.03M1.84B
Total Current Liabilities % of Revenue i70.0%23.9%
Long-Term Debt i52.52M34.60B
Long-Term Debt % of Revenue i244.5%449.3%
Total Shareholders Equity i110.13M15.35B
Retained Earnings i54.80M217.82M
Retained Earnings % of Revenue i255.1%2.8%
Property, Plant & Equipment i5.32M744.65M

Cash Flow Statement Comparison

MetricDHRUVCA (2025)PAISALO (2025)
Operating Cash Flow i-79.17M-4.76B
Operating Cash Flow % of Revenue i-368.6%-61.8%
Capital Expenditures i-5.40M-126.79M
Free Cash Flow i-86.76M-8.54B
FCF Margin i-403.9%-110.9%
Debt Repayment i0N/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricDHRUVCAPAISALO
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i4.01M909.52M
Float Shares i611,717441.76M
% Held by Insiders i77.33%53.67%
% Held by Institutions i0.00%12.04%
% Held by Public i22.67%34.29%

Dividend Analysis & Yield Comparison: Dhruva Capital Services Ltd. vs Paisalo Digital Ltd.

MetricDHRUVCAPAISALO
Last 12-Month Dividend iN/A₹0.10
Last 12-Month Dividend Yield iN/A0.26%
3-Year Avg Annual Dividend iN/A₹0.08
3-Year Avg Dividend Yield iN/A0.20%
3-Year Total Dividends iN/A₹0.25
Ex-Dividend DateN/ASep 22, 2025