Emerald Finance [EMERALD] vs Bajaj Finance [BAJFINANCE] Detailed Stock Comparison
TLDR: Quick Comparison Summary
Based on 20 vital metrics comparison: Emerald Finance Ltd. wins in 12 metrics, Bajaj Finance Ltd. wins in 6 metrics, with 0 ties. Emerald Finance Ltd. appears stronger overall.
View Metrics Details
Vital Metrics Comparison
| Metric | Emerald Finance Ltd. | Bajaj Finance Ltd. | Better |
|---|---|---|---|
| P/E Ratio (TTM) | 17.37 | 31.69 | Emerald Finance Ltd. |
| Price-to-Book Ratio | 2.53 | 5.53 | Emerald Finance Ltd. |
| Debt-to-Equity Ratio | 16.20 | 310.29 | Emerald Finance Ltd. |
| PEG Ratio | 0.20 | 54.50 | Emerald Finance Ltd. |
| EV/EBITDA | 11.55 | N/A | N/A |
| Profit Margin (TTM) | 48.23% | 43.68% | Emerald Finance Ltd. |
| Operating Margin (TTM) | 77.25% | 55.55% | Emerald Finance Ltd. |
| EBITDA Margin (TTM) | 77.25% | 55.55% | Emerald Finance Ltd. |
| Return on Equity | 10.51% | 16.82% | Bajaj Finance Ltd. |
| Return on Assets (TTM) | 8.55% | 3.57% | Emerald Finance Ltd. |
| Free Cash Flow (TTM) | $-136.05M | $-692.36B | Emerald Finance Ltd. |
| Dividend Yield | 0.19% | 10.01% | Bajaj Finance Ltd. |
| 1-Year Return | -36.28% | -1.07% | Bajaj Finance Ltd. |
| Price-to-Sales Ratio (TTM) | 8.24 | 13.83 | Emerald Finance Ltd. |
| Enterprise Value | $2.42B | $8,982.32B | Bajaj Finance Ltd. |
| EV/Revenue Ratio | 8.70 | 21.76 | Emerald Finance Ltd. |
| Gross Profit Margin (TTM) | 75.86% | N/A | N/A |
| Revenue per Share (TTM) | $8 | $66 | Bajaj Finance Ltd. |
| Earnings per Share (Diluted) | $3.83 | $28.98 | Bajaj Finance Ltd. |
| Beta (Stock Volatility) | 0.20 | 0.31 | Emerald Finance Ltd. |
Emerald Finance Ltd. vs Bajaj Finance Ltd. Stock Performance Analysis
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Performance Comparison
Short-term Returns
| Stock | 1D | 1W | 1M | 3M | 6M | YTD |
|---|---|---|---|---|---|---|
| Emerald Finance Ltd. | -2.52% | -2.08% | -11.45% | -2.38% | -24.33% | -27.05% |
| Bajaj Finance Ltd. | -0.59% | -5.18% | -7.18% | -9.84% | -13.99% | -9.36% |
Long-term Returns
| Stock | 1Y | 3Y | 5Y | 10Y | 15Y | 20Y |
|---|---|---|---|---|---|---|
| Emerald Finance Ltd. | -36.28% | 143.29% | 262.64% | 249.67% | 577.56% | 577.56% |
| Bajaj Finance Ltd. | -1.07% | 29.31% | 51.54% | 1,049.68% | 14,862.93% | 23,552.34% |
Performance & Financial Health Analysis: Emerald Finance Ltd. vs Bajaj Finance Ltd.
| Metric | EMERALD | BAJFINANCE |
|---|---|---|
| Market Information | ||
| Market Cap | ₹2.29B | ₹5.71T |
| Market Cap Category | Small cap | Large cap |
| 10 Day Avg. Volume | 61,679 | 8,128,781 |
| 90 Day Avg. Volume | 90,582 | 11,082,959 |
| Last Close | ₹57.96 | ₹876.80 |
| 52 Week Range | ₹45.50 - ₹97.00 | ₹787.90 - ₹1,102.50 |
| % from 52W High | -40.25% | -20.47% |
| All-Time High | ₹167.65 (Jan 13, 2025) | ₹9,788.00 (Jun 09, 2025) |
| % from All-Time High | -65.43% | -91.04% |
| Growth Metrics | ||
| Quarterly Revenue Growth | 0.36% | 0.06% |
| Quarterly Earnings Growth | 0.61% | -0.06% |
| Financial Health | ||
| Profit Margin (TTM) | 0.48% | 0.44% |
| Operating Margin (TTM) | 0.77% | 0.56% |
| Return on Equity (TTM) | 0.11% | 0.17% |
| Debt to Equity (MRQ) | 16.20 | 310.29 |
| Cash & Liquidity | ||
| Book Value per Share (MRQ) | ₹26.29 | ₹166.19 |
| Cash per Share (MRQ) | ₹1.31 | ₹20.60 |
| Operating Cash Flow (TTM) | ₹-115,063,500 | ₹-147,267,100,000 |
| Levered Free Cash Flow (TTM) | ₹90.39M | ₹166.38B |
| Dividends | ||
| Last 12-Month Dividend Yield | 0.19% | 10.01% |
| Last 12-Month Dividend | ₹0.15 | ₹92.00 |
Valuation & Enterprise Metrics Analysis: Emerald Finance Ltd. vs Bajaj Finance Ltd.
| Metric | EMERALD (Apr 24, 2026) | BAJFINANCE (Apr 24, 2026) |
|---|---|---|
| Price Ratios | ||
| P/E Ratio (TTM) | 17.37 | 31.69 |
| Forward P/E | N/A | 22.75 |
| PEG Ratio | 0.20 | 54.50 |
| Price to Sales (TTM) | 8.24 | 13.83 |
| Price to Book (MRQ) | 2.53 | 5.53 |
| Market Capitalization | ||
| Market Capitalization | ₹2.29B | ₹5.71T |
| Enterprise Value | ₹2.42B | ₹8.98T |
| Enterprise Value Metrics | ||
| Enterprise to Revenue | 8.70 | 21.76 |
| Enterprise to EBITDA | 11.55 | N/A |
| Risk & Other Metrics | ||
| Beta | 0.20 | 0.31 |
| Book Value per Share (MRQ) | ₹26.29 | ₹166.19 |
Financial Statements Comparison: Emerald Finance Ltd. vs Bajaj Finance Ltd.
Financial Metrics
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Revenue
Operating Margin
Profit Margin
Long Term Debt
Income Flow Analysis
Financial Statements Comparison
Income Statement
| Metric | EMERALD (2025) | BAJFINANCE (2025) |
|---|---|---|
| Revenue/Sales | 215.74M | 423.56B |
| Cost of Goods Sold | 79.18M | N/A |
| COGS % of Revenue | 36.7% | 0.0% |
| Gross Profit | 136.56M | N/A |
| Gross Margin | 63.3% | 0.0% |
| Research & Development | N/A | N/A |
| Operating Income (EBIT) | 122.91M | N/A |
| Operating Margin | 57.0% | 0.0% |
| EBITDA | 123.64M | N/A |
| EBITDA Margin | 57.3% | 0.0% |
| Pre-Tax Income | 120.91M | 220.80B |
| Pre-Tax Income % of Revenue | 56.0% | 52.1% |
| Income Tax | 30.52M | 53.00B |
| Income Tax % of Revenue | 14.1% | 12.5% |
| Net Income (Profit) | 90.39M | 167.79B |
| Profit Margin | 41.9% | 39.6% |
Balance Sheet & Liquidity Metrics
| Metric | EMERALD (2025) | BAJFINANCE (2025) |
|---|---|---|
| Cash & Equivalents | 184.36M | 107.68B |
| Total Current Assets | 1.05B | N/A |
| Total Current Assets % of Revenue | 486.4% | 0.0% |
| Total Current Liabilities | 55.18M | N/A |
| Total Current Liabilities % of Revenue | 25.6% | 0.0% |
| Long-Term Debt | 141.67M | 2.75T |
| Long-Term Debt % of Revenue | 65.7% | 650.1% |
| Total Shareholders Equity | 860.30M | 989.37B |
| Retained Earnings | 171.16M | 517.83B |
| Retained Earnings % of Revenue | 79.3% | 122.3% |
| Property, Plant & Equipment | 3.87M | 5.52B |
Cash Flow Statement Comparison
| Metric | EMERALD (2025) | BAJFINANCE (2025) |
|---|---|---|
| Operating Cash Flow | -115.06M | -147.27B |
| Operating Cash Flow % of Revenue | -53.3% | -34.8% |
| Capital Expenditures | -2.58M | -5.48B |
| Free Cash Flow | -136.05M | -692.36B |
| FCF Margin | -63.1% | -163.5% |
| Debt Repayment | N/A | -390.27B |
| Common Stock Repurchase | N/A | N/A |
Short Interest & Institutional Ownership Analysis
| Metric | EMERALD | BAJFINANCE |
|---|---|---|
| Shares Short | N/A | N/A |
| Short Ratio | N/A | N/A |
| Short % of Float | N/A | N/A |
| Shares Outstanding | 34.54M | 6.22B |
| Float Shares | 11.57M | 2.65B |
| % Held by Insiders | 64.75% | 56.26% |
| % Held by Institutions | 0.00% | 24.14% |
| % Held by Public | 35.25% | 19.60% |
Dividend Analysis & Yield Comparison: Emerald Finance Ltd. vs Bajaj Finance Ltd.
| Metric | EMERALD | BAJFINANCE |
|---|---|---|
| Last 12-Month Dividend | ₹0.15 | ₹92.00 |
| Last 12-Month Dividend Yield | 0.19% | 10.01% |
| 3-Year Avg Annual Dividend | ₹0.12 | ₹47.33 |
| 3-Year Avg Dividend Yield | 0.21% | 1.22% |
| 3-Year Total Dividends | ₹0.35 | ₹142.00 |
| Ex-Dividend Date | Sep 23, 2025 | May 30, 2025 |