Emerald Finance [EMERALD] vs Tourism Finance [TFCILTD] Detailed Stock Comparison

Emerald Finance Ltd.

BSE
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Tourism Finance Corporation of India Ltd.

NSE
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TLDR: Quick Comparison Summary

Based on 20 vital metrics comparison: Emerald Finance Ltd. wins in 12 metrics, Tourism Finance Corporation of India Ltd. wins in 8 metrics, with 0 ties. Emerald Finance Ltd. appears stronger overall.

View Metrics Details

Vital Metrics Comparison

Metric Emerald Finance Ltd. Tourism Finance Corporation of India Ltd. Better
P/E Ratio (TTM) 17.37 28.56 Emerald Finance Ltd.
Price-to-Book Ratio 2.53 2.77 Emerald Finance Ltd.
Debt-to-Equity Ratio 16.20 82.38 Emerald Finance Ltd.
PEG Ratio 0.20 0.69 Emerald Finance Ltd.
EV/EBITDA 11.55 28.51 Emerald Finance Ltd.
Profit Margin (TTM) 48.23% 69.38% Tourism Finance Corporation of India Ltd.
Operating Margin (TTM) 77.25% 86.04% Tourism Finance Corporation of India Ltd.
EBITDA Margin (TTM) 77.25% 86.04% Tourism Finance Corporation of India Ltd.
Return on Equity 10.51% 8.53% Emerald Finance Ltd.
Return on Assets (TTM) 8.55% 4.94% Emerald Finance Ltd.
Free Cash Flow (TTM) $-136.05M $696.92M Tourism Finance Corporation of India Ltd.
Dividend Yield 0.19% 0.97% Tourism Finance Corporation of India Ltd.
1-Year Return -35.25% 71.80% Tourism Finance Corporation of India Ltd.
Price-to-Sales Ratio (TTM) 8.24 19.84 Emerald Finance Ltd.
Enterprise Value $2.42B $44.46B Tourism Finance Corporation of India Ltd.
EV/Revenue Ratio 8.70 25.36 Emerald Finance Ltd.
Gross Profit Margin (TTM) 75.86% 58.30% Emerald Finance Ltd.
Revenue per Share (TTM) $8 $4 Emerald Finance Ltd.
Earnings per Share (Diluted) $3.83 $2.63 Emerald Finance Ltd.
Beta (Stock Volatility) 0.20 0.05 Tourism Finance Corporation of India Ltd.

Emerald Finance Ltd. vs Tourism Finance Corporation of India Ltd. Stock Performance Analysis

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EMERALD
TFCILTD

Performance Comparison

Short-term Returns

Stock1D1W1M3M6MYTD
Emerald Finance Ltd.0.52%0.52%-7.54%14.32%-27.22%-33.80%
Tourism Finance Corporation of India Ltd.1.98%2.67%0.61%16.12%13.89%10.30%

Long-term Returns

Stock1Y3Y5Y10Y15Y20Y
Emerald Finance Ltd.-35.25%114.81%187.06%225.53%530.79%530.79%
Tourism Finance Corporation of India Ltd.71.80%408.72%381.81%889.14%1,378.81%3,710.20%

Performance & Financial Health Analysis: Emerald Finance Ltd. vs Tourism Finance Corporation of India Ltd.

MetricEMERALDTFCILTD
Market Information
Market Cap i₹2.29B₹33.59B
Market Cap CategorySmall capSmall cap
10 Day Avg. Volume i61,6794,413,550
90 Day Avg. Volume i90,5825,954,759
Last Close₹53.96₹76.16
52 Week Range₹45.50 - ₹97.00₹42.51 - ₹84.61
% from 52W High-44.37%-9.99%
All-Time High₹167.65 (Jan 13, 2025)₹364.90 (Sep 15, 2025)
% from All-Time High-67.81%-79.13%
Growth Metrics
Quarterly Revenue Growth0.36%0.38%
Quarterly Earnings Growth0.61%0.41%
Financial Health
Profit Margin (TTM) i0.48%0.69%
Operating Margin (TTM) i0.77%0.86%
Return on Equity (TTM) i0.11%0.09%
Debt to Equity (MRQ) i16.2082.38
Cash & Liquidity
Book Value per Share (MRQ)₹26.29₹27.12
Cash per Share (MRQ)₹1.31₹1.36
Operating Cash Flow (TTM) i₹-115,063,500₹986.27M
Levered Free Cash Flow (TTM) i₹90.39M₹1.04B
Dividends
Last 12-Month Dividend Yield i0.19%0.97%
Last 12-Month Dividend i₹0.15₹3.00

Valuation & Enterprise Metrics Analysis: Emerald Finance Ltd. vs Tourism Finance Corporation of India Ltd.

MetricEMERALD (Apr 24, 2026)TFCILTD (Apr 24, 2026)
Price Ratios
P/E Ratio (TTM) i17.3728.56
Forward P/E iN/A6.44
PEG Ratio i0.200.69
Price to Sales (TTM) i8.2419.84
Price to Book (MRQ) i2.532.77
Market Capitalization
Market Capitalization i₹2.29B₹33.59B
Enterprise Value i₹2.42B₹44.46B
Enterprise Value Metrics
Enterprise to Revenue i8.7025.36
Enterprise to EBITDA i11.5528.51
Risk & Other Metrics
Beta i0.200.05
Book Value per Share (MRQ) i₹26.29₹27.12

Financial Statements Comparison: Emerald Finance Ltd. vs Tourism Finance Corporation of India Ltd.

Financial Metrics

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Revenue

Operating Margin

Profit Margin

Long Term Debt

Income Flow Analysis

Financial Statements Comparison

Income Statement

MetricEMERALD (2025)TFCILTD (2025)
Revenue/Sales i215.74M2.44B
Cost of Goods Sold i79.18M756.33M
COGS % of Revenue i36.7%30.9%
Gross Profit i136.56M1.69B
Gross Margin i63.3%69.1%
Research & Development iN/AN/A
Operating Income (EBIT) i122.91M1.49B
Operating Margin i57.0%60.8%
EBITDA i123.64M1.56B
EBITDA Margin i57.3%63.8%
Pre-Tax Income i120.91M1.28B
Pre-Tax Income % of Revenue i56.0%52.4%
Income Tax i30.52M242.09M
Income Tax % of Revenue i14.1%9.9%
Net Income (Profit) i90.39M1.04B
Profit Margin i41.9%42.5%

Balance Sheet & Liquidity Metrics

MetricEMERALD (2025)TFCILTD (2025)
Cash & Equivalents i184.36M1.41B
Total Current Assets i1.05B7.05B
Total Current Assets % of Revenue i486.4%288.4%
Total Current Liabilities i55.18M3.38B
Total Current Liabilities % of Revenue i25.6%138.4%
Long-Term Debt i141.67M5.46B
Long-Term Debt % of Revenue i65.7%223.2%
Total Shareholders Equity i860.30M12.16B
Retained Earnings i171.16M1.53B
Retained Earnings % of Revenue i79.3%62.8%
Property, Plant & Equipment i3.87M8.97M

Cash Flow Statement Comparison

MetricEMERALD (2025)TFCILTD (2025)
Operating Cash Flow i-115.06M986.27M
Operating Cash Flow % of Revenue i-53.3%40.3%
Capital Expenditures i-2.58M122.22M
Free Cash Flow i-136.05M696.92M
FCF Margin i-63.1%28.5%
Debt Repayment iN/AN/A
Common Stock Repurchase iN/AN/A

Short Interest & Institutional Ownership Analysis

MetricEMERALDTFCILTD
Shares Short iN/AN/A
Short Ratio iN/AN/A
Short % of Float iN/AN/A
Shares Outstanding i34.54M462.98M
Float Shares i11.57M245.43M
% Held by Insiders i64.75%39.56%
% Held by Institutions i0.00%5.11%
% Held by Public i35.25%55.33%

Dividend Analysis & Yield Comparison: Emerald Finance Ltd. vs Tourism Finance Corporation of India Ltd.

MetricEMERALDTFCILTD
Last 12-Month Dividend i₹0.15₹3.00
Last 12-Month Dividend Yield i0.19%0.97%
3-Year Avg Annual Dividend i₹0.12₹3.03
3-Year Avg Dividend Yield i0.21%1.70%
3-Year Total Dividends i₹0.35₹9.10
Ex-Dividend DateSep 23, 2025Aug 14, 2025